CHAUFFAGE MOSAN
ActiveCHAUFFAGE MOSAN has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €91k and a net result of €9k. Equity is growing by ~34.3% per year across the filed fiscal years. Its solvency ranks better than 59% of 36376 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability62▼-32
Solvency79▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.42 against 2.97 in 2023; short-term debt: 28.5% and cash: 53.4% of total assets), and 45.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
54.3%
Return on assets
5.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
28 d late
2022
32 d late
2021
58 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€91k▲ 10.5%
2023 · €82k
2021: €38k
2022: €50k
2023: €82k
2021 → 2024
Total assets
€168k▲ 5.8%
2023 · €159k
2021: €153k
2022: €124k
2023: €159k
2021 → 2024
Net result
€9k▼ 73.4%
2023 · €33k
2021: €38k
2022: €11k
2023: €33k
2021 → 2024
Working capital
€68k▲ 22.5%
2023 · €55k
2021: €10k
2022: €24k
2023: €55k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€38k-€50k▲ 29.8%€82k▲ 65.4%€91k▲ 10.5%
Operating result€53k-€16k▼ 68.8%€47k▲ 184%€18k▼ 61.0%
Net result€38k-€11k▼ 70.2%€33k▲ 185%€9k▼ 73.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 61% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €168k
Fixed assets
€52k▼ 30.5%
Current assets
€116k▲ 38.4%
Equity and liabilities €168k
Equity
€91k▲ 10.5%
Debt
€77k▲ 0.7%
The debt ratio falls from 48.0% to 45.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€41k▼
2023 · €67k
Cash flow
€32k▼
2023 · €53k
Solvency
54.3%▲
2023 · 52.0%
Current ratio
2.42▼
2023 · 2.97
Quick ratio
2.42▼
2023 · 2.97
Debt / equity
0.84▼
2023 · 0.92
ROE
9.5%▼
2023 · 39.6%
ROA
5.2%▼
2023 · 20.6%
Interest coverage
4.42▼
2023 · 7.50
Debt
€77k▲
2023 · €76k
Debt ≤ 1 year
€48k▲
2023 · €28k
Debt > 1 year
€29k▼
2023 · €45k
Income taxes
€2k▼
2023 · €6k
Staff costs
€55k▼
2023 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€159k€168k▲
Formation expenses20€0-
Fixed assets21/28€75k€52k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€75k€52k▼
Plant, machinery and equipment23€12k€9k▼
Furniture and vehicles24€35k€25k▼
Leasing and similar rights25€27k€17k▼
Financial fixed assets28€363€363=
Current assets29/58€84k€116k▲
Amounts receivable within one year40/41€24k€25k▲
Trade receivables40€14k€18k▲
Other amounts receivable41€10k€6k▼
Cash at bank and in hand54/58€58k€90k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€159k€168k▲
Equity10/15€82k€91k▲
Contributions10/11€7k€7k=
Reserves13-€9k
Tax-exempt reserves132-€9k
Profit (loss) carried forward14€75k€75k▲
Amounts payable17/49€76k€77k▲
Amounts payable after more than one year17€45k€29k▼
Financial debts170/4€45k€29k▼
Amounts payable within one year42/48€28k€48k▲
Current portion of amounts payable after more than one year42€10k€16k▲
Trade debts44€534€14k▲
Suppliers440/4€534€14k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€14k€15k▲
Taxes450/3€6k€6k▲
Remuneration and social security454/9€8k€8k▲
Other amounts payable47/48€4k€3k▼
Accrued charges and deferred income492/3€3k€19▼
Income statement
Code20232024
Remuneration, social security and pensions62€62k€55k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€23k▲
Other operating charges640/8€1k€6k▲
Gross operating margin9900€130k€102k▼
Operating profit (loss)9901€47k€18k▼
Financial income75/76B€358€1k▲
Recurring financial income75€358€1k▲
Financial charges65/66B€9k€9k▲
Recurring financial charges65€9k€9k▲
Profit (loss) for the period before taxes9903€38k€10k▼
Income taxes67/77€6k€2k▼
Profit (loss) for the period9904€33k€9k▼
Profit (loss) for the period to be appropriated9905€33k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€75k€84k▲
Profit (loss) brought forward from the previous period14P€42k€75k▲
Transfer to equity691/2-€9k
To other reserves6921-€9k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €9k ▼73.4%
Net result drops to €9k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wanze · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Vallées(VIN) 464520 WanzeGround area
1,272 m²
Building footprint
106 m²
Volume, LiDAR
580 m³
Parcel 61070A0391/00F000, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CHAUFFAGE MOSAN
since 20212.322.910.864
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61070A0391/00F000 | Wallonia | 1,272 m² | 1 · 106 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 4,887 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-07-1991
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.