Active BE 0648.664.536Private limited company (pre-2019)

RAMA-CONSTRUCT

Rue des Cartiers 121 ·6061 Charleroi, Belgium· 10 yrs active

Sector: Algemene bouw van residentiële gebouwen (41001)

Conclusion Checked

The KBO register records legal situation 050 for RAMA-CONSTRUCT (Register: open bankruptcy); this is today's state according to the register itself, which carries no start date. The 2022 annual accounts show equity of €108k and a net result of €-112k.

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€108k
Net result	€-112k
Better than sector	94%
Active	10 yrs

Financial profile 5 of 5 axes measured · computed by Checked

30 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0

Profitability 0

Solvency 100

Growth 48

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

0 / 100

High riskRegister: open bankruptcy

This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.

Trust signals 1 signals

Register: open bankruptcy

The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2022 · computed

0 / 100 Critical

050100

Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2022 and the legal situation the KBO register itself records. Indicative, not credit advice.

Financial overview7 NBB filings

Annual accounts filed on 29-08-2023 with the NBB · fiscal year 2022 · volledig

RevenueOperating resultNet result

Sector comparison

Fiscal year 2022 · NACE 41, Construction of buildings · compared within the same schema type (full schema)

Metric	This company	Sector median	Position in the sector
Solvency	78.6%	25.5%	better than 94% of 177 sector peers
Net result	€-112k	€16k	better than 5% of 176 sector peers
Equity	€108k	€54k	better than 66% of 177 sector peers
Gross operating margin	€37k	€51k	better than 41% of 155 sector peers
Total assets	€138k	€313k	better than 35% of 178 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Revenue

€65k

-82.9% 18-22

EBITDA

€-97k

- 18-22

Net profit

€-112k

- 18-22

Cash flow

€-99k

- 18-22

Total assets

€138k

-42.7% 18-22

Equity

€108k

-47.9% 18-22

Working capital

€107k

-45.2% 18-22

Income taxes

€2k

- 18-22

Show 11 other metrics

Debt

€30k

-9.4% 18-22

Debt ≤ 1y

€30k

-9.4% 18-22

Current ratio

4.62

-33.9% 18-22

Quick ratio

4.62

-33.9% 18-22

Solvency

78.6%

-9.1% 18-22

Debt / equity

0.27

+73.9% 18-22

ROE

-103.4%

- 18-22

ROA

-81.2%

- 18-22

Net margin

-173.5%

- 18-22

EBITDA margin

-150.3%

- 18-22

Interest coverage

-182.18

- 18-22

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2022
Deposit	volledig
Revenue	€65k
EBITDA	€-97k
Net profit	€-112k
Cash flow	€-99k
Staff costs	-
Income taxes	€2k
Dividends	-
Total assets	€138k
Equity	€108k
Debt	€30k
of which ≤ 1y	€30k
of which > 1y	-
Working capital	€107k
Employees (FTE)	-

Ratios (computed)

	2022
Current ratio	4.62
Quick ratio	4.62
Working capital ratio	77.5%
Solvency	78.6%
Debt / equity	0.27
Long-term debt ratio	-
Interest coverage	-182.18
Gross margin	21.0%
Net margin	-173.5%
ROA	-81.2%
ROE	-103.4%
EBITDA margin	-150.3%
Days sales outstanding	594d
Days payable outstanding	211d
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2022

Assets

Fixed assets €1k · 1.0% Current assets €137k · 99.0%

Equity & liabilities

Equity €108k · 78.6% Debt €30k · 21.4%

Full annual accounts (21 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2022
Balance sheet, Assets
TOTAL ASSETS	20/58	€138k
Fixed assets	21/28	€1k
Tangible fixed assets	22/27	€1k
Current assets	29/58	€137k
Amounts receivable within one year	40/41	€108k
Cash & bank	54/58	€29k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€138k
Equity	10/15	€108k
Contributions / capital	10/11	€19k
Accumulated profits (losses)	14	€90k
Amounts payable	17/49	€30k
Amounts payable within one year	42/48	€30k
Trade debts payable within one year	44	€30k
Income statement
Turnover	70	€65k
Gross operating margin	9900	€37k
Operating result	9901	€-110k
Financial charges	65	€533
Result before taxes	9903	€-111k
Income taxes	67/77	€2k
Net result for the period	9904	€-112k
Result to be appropriated	9905	€-112k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Algemene bouw van residentiële gebouwen(41001)
Legal form	Private limited company (pre-2019)(015)
Incorporation	15-02-2016
Status	Active
Postal code	6061

Establishment units 1 location

RAMA-CONSTRUCT

Rue des Cartiers 121, 6061 CharleroiAfvalwaterafvoer

since 20162.250.167.792

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
52049C0770/00N000	Wallonia	81 m²	-	-

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 7 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2023

06-09-2023