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RAIMO

Active
Private limited company (pre-2019)founded 1998active for 27 yearsRue Conreur(L.L) 192, 7100 La Louvière, BelgiumKBO/BCE: BE 0464.504.591
Summary

RAIMO has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77,696 and a net result of €2,379. Equity remains stable across the filed financial years (±1% per year). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Activity
Activity not known
Size
€77,696total assets 2025
Equity
€77,696
Profit
€2,379
Turnover not published (micro format)
Financial health
69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Structure
Accounts filed 31 days late
Why 69raises riskLatest accounts 31 days late; 2 of the last 3 lateNo registered site in the KBONo main activity registeredlowers riskFounded in 1998Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 54% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 100.0% of total assets
Liquidity 41-27
cash 16.5%
Profitability 73-5
return on assets 3.1%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 1.1% 12-2024: 1.1%● unchanged vs 11-2024 01-2025: 1.1%● unchanged vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.0%▼ -0.1 percentage points vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.1%▲ +0.1 percentage points vs 05-2025 07-2025: 1.4%▲ +0.3 percentage points vs 06-2025 08-2025: 0.8%▼ -0.6 percentage points vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.7%▼ -0.1 percentage points vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026lowest value 06-2026: 0.8%▲ +0.1 percentage points vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 1.5%▲ +0.7 percentage points vs 07-2026highest value 09-2026: 0.8%▼ -0.7 percentage points vs 08-2026 10-2026: 0.8%● unchanged vs 09-2026
Credit of up to €5,000 on 30-day terms is acceptable
cash: 16.5% of total assets, and 0% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 24% on liquidity, 53% on profitability and 57% on growth.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Latest accounts 31 days late; 2 of the last 3 late
NBB · filings
lowers risk · Founded in 1998
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · No registered site in the KBO
KBO · seat and establishments
raises risk · No main activity registered
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €77,696
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
16 days early
2023
86 days late
2022
31 days late
2021
30 days late
2020
31 days late
2019
119 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 45 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 47 days of that day).
Companies Code · seven months
Where today falls in the filing period
18-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Highest result from 2018 to 2025net €5,716 ▲8.5%

Financials · financial year 2025, micro format

2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00458356.

Equity
€77,696▲ 3.2%
2024 · €75,317
Total assets
€77,696▲ 2.2%
2024 · €76,007
Net result
€2,379▼ 58.4%
2024 · €5,716
Working capital
€18,552▲ 40.2%
2023 · €13,230
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result falls in 2025; 2025 is 58% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€2,458 2025 Net result€2,379 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result-€1,627-€1,720-€5,271-€2,018▲ 61.7%-€8,251▼ 309%€5,355€5,814▲ 8.6%€2,458▼ 57.7%
Net result-€1,682-€1,577-€5,319-€2,087▲ 60.8%-€8,312▼ 298%€5,269€5,716▲ 8.5%€2,379▼ 58.4%
Equity€78,474-€80,051▲ 2.0%€74,731▼ 6.6%€72,644▼ 2.8%€64,332▼ 11.4%€69,601▲ 8.2%€75,317▲ 8.2%€77,696▲ 3.2%
Total assets€93,828-€92,989▼ 0.9%€79,625▼ 14.4%€75,162▼ 5.6%€65,506▼ 12.8%€70,011▲ 6.9%€76,007▲ 8.6%€77,696▲ 2.2%
Debt€15,354-€12,938▼ 15.7%€4,894▼ 62.2%€2,518▼ 48.6%€1,174▼ 53.4%€410▼ 65.0%€690▲ 68.1%
Working capital€13,774-€17,722▲ 28.7%€14,773▼ 16.6%€15,056▲ 1.9%€5,169▼ 65.7%€13,230▲ 156%€18,552▲ 40.2%
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €77,696
Fixed assets €53,643 ▼ 5.5%
Current assets €24,053 ▲ 25.0%
Key figures and ratios
2025 value · change against 2024
EBITDA
€5,581▼
2024 · €8,719
Cash flow
€5,502▼
2024 · €8,621
Solvency
100.0%▲
2024 · 99.1%
ROE
3.1%▼
2024 · 7.6%
ROA
3.1%▼
2024 · 7.5%
Interest coverage
70.51▼
2024 · 89.25
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,042 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94.4% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94.4% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,042 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€76,007€77,696▲
Fixed assets21/28€56,765€53,643▼
Tangible fixed assets22/27€56,765€53,643▼
Land and buildings22€50,477€48,106▼
Plant, machinery and equipment23€6,289€5,537▼
Current assets29/58€19,241€24,053▲
Amounts receivable within one year40/41€8,157€6,864▼
Trade receivables40€1,974-
Other amounts receivable41€6,182€6,864▲
Cash at bank and in hand54/58€11,085€12,839▲
Deferred charges and accrued income490/1-€4,350
Equity and liabilities
Total equity and liabilities10/49€76,007€77,696▲
Equity10/15€75,317€77,696▲
Contributions10/11€18,592€18,592=
Reserves13€56,725€59,104▲
Non-distributable reserves130/1€1,859€1,859=
Reserves not available under the articles1311€1,859€1,859=
Tax-exempt reserves132€12,289€12,289=
Distributable reserves133€42,577€44,956▲
Amounts payable17/49€690-
Amounts payable within one year42/48€690-
Trade debts44€690-
Suppliers440/4€690-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,905€3,122▲
Other operating charges640/8€4,339€3,850▼
Non-recurring operating charges66A-€1,974
Gross operating margin9900€13,057€11,405▼
Operating profit (loss)9901€5,814€2,458▼
Financial charges65/66B€98€79▼
Recurring financial charges65€98€79▼
Profit (loss) for the period before taxes9903€5,716€2,379▼
Profit (loss) for the period9904€5,716€2,379▼
Profit (loss) for the period to be appropriated9905€5,716€2,379▼
Appropriation of the result
Profit (loss) to be appropriated9906€5,716€2,379▼
Transfer to equity691/2€5,716€2,379▼
To other reserves6921€5,716€2,379▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,370€2,370€2,370€2,370€2,644€2,792€2,905€3,122▲ 7.5%
Other operating charges640/8---€3,261€2,099€2,330€4,339€3,850▼ 11.3%
Non-recurring operating charges66A---€94---€1,974-
Gross operating margin9900€2,691€6,119-€877€3,707-€3,508€10,478€13,057€11,405▼ 12.7%
Operating profit (loss)9901-€1,627€1,720-€5,271-€2,018-€8,251€5,355€5,814€2,458▼ 57.7%
Financial income75/76B-----€5---
Recurring financial income75-----€5---
Financial charges65/66B---€68€61€92€98€79▼ 19.0%
Recurring financial charges65€55€143€48€68€61€92€98€79▼ 19.0%
Profit (loss) for the period before taxes9903-€1,682€1,577-€5,319-€2,087-€8,312€5,269€5,716€2,379▼ 58.4%
Profit (loss) for the period9904-€1,682€1,577-€5,319-€2,087-€8,312€5,269€5,716€2,379▼ 58.4%
Profit (loss) for the period to be appropriated9905-€1,682€1,577-€5,319-€2,087-€8,312€5,269€5,716€2,379▼ 58.4%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€93,828€92,989€79,625€75,162€65,506€70,011€76,007€77,696▲ 2.2%
Fixed assets21/28€64,699€62,329€59,958€57,588€59,163€56,371€56,765€53,643▼ 5.5%
Tangible fixed assets22/27€64,699€62,329€59,958€57,588€59,163€56,371€56,765€53,643▼ 5.5%
Land and buildings22---€57,588€55,217€52,847€50,477€48,106▼ 4.7%
Plant, machinery and equipment23----€3,946€3,524€6,289€5,537▼ 12.0%
Current assets29/58€29,128€30,660€19,667€17,574€6,343€13,641€19,241€24,053▲ 25.0%
Amounts receivable within one year40/41€27,848€29,765€19,665€13,262€5,983€6,903€8,157€6,864▼ 15.8%
Trade receivables40----€1,633€1,974€1,974--
Other amounts receivable41---€13,262€4,350€4,929€6,182€6,864▲ 11.0%
Cash at bank and in hand54/58€1,281€894€2€4,312€360€6,738€11,085€12,839▲ 15.8%
Deferred charges and accrued income490/1-------€4,350-
Equity and liabilities
Total equity and liabilities10/49€93,828€92,989€79,625€75,162€65,506€70,011€76,007€77,696▲ 2.2%
Equity10/15€78,474€80,051€74,731€72,644€64,332€69,601€75,317€77,696▲ 3.2%
Contributions10/11€18,592€18,592-€18,592€18,592€18,592€18,592€18,592=
Contributions outside capital11---€18,592€18,592€18,592---
Other1109/19---€18,592€18,592€18,592---
Reserves13€59,882€61,459€61,459€54,052€45,740€51,009€56,725€59,104▲ 4.2%
Non-distributable reserves130/1---€1,859€1,859€1,859€1,859€1,859=
Reserves not available under the articles1311---€1,859€1,859€1,859€1,859€1,859=
Tax-exempt reserves132---€12,289€12,289€12,289€12,289€12,289=
Distributable reserves133---€39,905€31,593€36,861€42,577€44,956▲ 5.6%
Profit (loss) carried forward14---€5,319------
Amounts payable17/49€15,354€12,938€4,894€2,518€1,174€410€690--
Amounts payable within one year42/48€15,354€12,938€4,894€2,518€1,174€410€690--
Trade debts44€15,354€12,938€4,894€2,518€1,174€410€690--
Suppliers440/4---€2,518€1,174€410€690--
Line20182019202020212022202320242025Change
Profit (loss) for the period9904-€1,682€1,577-€5,319-€2,087-€8,312€5,269€5,716€2,379▼ 58.4%
+ Depreciation and write-downs630€2,370€2,370€2,370€2,370€2,644€2,792€2,905€3,122▲ 7.5%
Operating cash flow (approximation)€689€3,947-€2,949€284-€5,668€8,061€8,621€5,502▼ 36.2%
Investment in fixed assets (approximation)-€0€0€0-€4,219€0-€3,300€0-
Change in cash--€386-€893€4,311-€3,952€6,377€4,347€1,754▼ 59.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 27 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 micro format 31-08-2026 2026-00458356
31-12-2024 micro format 15-07-2025 2025-00269006
31-12-2023 micro format 25-10-2024 2024-00513989
31-12-2022 micro format 31-08-2023 2023-00386367
31-12-2021 micro format 30-08-2022 2022-20346293
31-12-2020 micro format 31-08-2021 2021-62200379
31-12-2019 micro format 27-11-2020 2020-73200504
31-12-2018 micro format 28-08-2019 2019-54200067
31-12-2017 micro format 21-08-2018 2018-47800564
31-12-2016 micro format 30-08-2017 2017-51800566

Show all 27 filings

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors found in Belgian Official Gazette deeds yet. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 3 November 1998, RAIMO was incorporated.1 Total assets went from €93,828 in 2018 to €77,696 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 31 days late
2025
15-07
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
31-12
Financial Highest result from 2018 to 2025net €5,716 ▲8.5%
Operating result €5,814, net result €5,716, both a record.
25-10
NBB filing Annual accounts filed
financial year 2023 · micro format · 86 days late
2023
31-12
Financial Back to profitnet €5,269
Net result €5,269 after 3 loss-making years.
31-12
Financial Liquidity more than 6 timescurrent ratio 33.24
Current ratio from 5.40 to 33.24; short-term debt falls from €1,174 to €410.
31-08
NBB filing Annual accounts filed
financial year 2022 · micro format · 31 days late
2022
31-12
Financial Weakest financial yearnet -€8,312
Net result drops to -€8,312, the lowest in the series; recovery starts the following year.
30-08
NBB filing Annual accounts filed
financial year 2021 · micro format · 30 days late
2021
31-08
NBB filing Annual accounts filed
financial year 2020 · micro format · 31 days late
2020
27-11
NBB filing Annual accounts filed
financial year 2019 · micro format · 119 days late
2019
31-12
Financial Back to profitnet €1,577
Net result €1,577 after one loss-making year.
Show earlier events
28-08
NBB filing Annual accounts filed
financial year 2018 · micro format · 28 days late
2018
21-08
NBB filing Annual accounts filed
financial year 2017 · micro format · 21 days late
2017
30-08
NBB filing Annual accounts filed
financial year 2016 · micro format · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 27 annual accounts filed, the latest 10 are here; all 27 are under Financials.

Register details

Identification
Legal formPrivate limited company (pre-2019)
Founded03-11-1998
Financial year end31-12
E-invoicing
Not found in the Peppol Directory

No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 17 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, La Louvière
exact location from the address register On OpenStreetMap
Ground area
44 m²
Parcel 55022A0383/00F009, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
55022A0383/00F009 Wallonia 44 m² - -
How the parcels are linked
Good to know
The parcel matches the address exactly.