Skip to content

RAIMO

Active
Private limited company (pre-2019)founded 1998active for 27 yearsRue Conreur(L.L) 192, 7100 La Louvière, BelgiumKBO/BCE: BE 0464.504.591
Summary

RAIMO has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77,696 and a net result of €2,379. Equity remains stable across the filed financial years (±1% per year). The computed 12-month bankruptcy probability is 0.8% (low).

Financials · financial year 2025, micro format

Equity
€77,696▲ 3.2%
2024 · €75,317
Total assets
€77,696▲ 2.2%
2024 · €76,007
Net result
€2,379▼ 58.4%
2024 · €5,716
Working capital
€18,552▲ 40.2%
2023 · €13,230
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result falls in 2025; 2025 is 58% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€2,458 2025 Net result€2,379 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result-€1,627-€1,720-€5,271-€2,018▲ 61.7%-€8,251▼ 309%€5,355€5,814▲ 8.6%€2,458▼ 57.7%
Net result-€1,682-€1,577-€5,319-€2,087▲ 60.8%-€8,312▼ 298%€5,269€5,716▲ 8.5%€2,379▼ 58.4%
Equity€78,474-€80,051▲ 2.0%€74,731▼ 6.6%€72,644▼ 2.8%€64,332▼ 11.4%€69,601▲ 8.2%€75,317▲ 8.2%€77,696▲ 3.2%
Total assets€93,828-€92,989▼ 0.9%€79,625▼ 14.4%€75,162▼ 5.6%€65,506▼ 12.8%€70,011▲ 6.9%€76,007▲ 8.6%€77,696▲ 2.2%
Debt€15,354-€12,938▼ 15.7%€4,894▼ 62.2%€2,518▼ 48.6%€1,174▼ 53.4%€410▼ 65.0%€690▲ 68.1%
Working capital€13,774-€17,722▲ 28.7%€14,773▼ 16.6%€15,056▲ 1.9%€5,169▼ 65.7%€13,230▲ 156%€18,552▲ 40.2%
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €77,696
Fixed assets €53,643 ▼ 5.5%
Current assets €24,053 ▲ 25.0%
Key figures and ratios
2025 value · change against 2024
EBITDA
€5,581▼
2024 · €8,719
Cash flow
€5,502▼
2024 · €8,621
Solvency
100.0%▲
2024 · 99.1%
ROE
3.1%▼
2024 · 7.6%
ROA
3.1%▼
2024 · 7.5%
Interest coverage
70.51▼
2024 · 89.25
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,041 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,041 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€76,007€77,696▲
Fixed assets21/28€56,765€53,643▼
Tangible fixed assets22/27€56,765€53,643▼
Land and buildings22€50,477€48,106▼
Plant, machinery and equipment23€6,289€5,537▼
Current assets29/58€19,241€24,053▲
Amounts receivable within one year40/41€8,157€6,864▼
Trade receivables40€1,974-
Other amounts receivable41€6,182€6,864▲
Cash at bank and in hand54/58€11,085€12,839▲
Deferred charges and accrued income490/1-€4,350
Equity and liabilities
Total equity and liabilities10/49€76,007€77,696▲
Equity10/15€75,317€77,696▲
Contributions10/11€18,592€18,592=
Reserves13€56,725€59,104▲
Non-distributable reserves130/1€1,859€1,859=
Reserves not available under the articles1311€1,859€1,859=
Tax-exempt reserves132€12,289€12,289=
Distributable reserves133€42,577€44,956▲
Amounts payable17/49€690-
Amounts payable within one year42/48€690-
Trade debts44€690-
Suppliers440/4€690-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,905€3,122▲
Other operating charges640/8€4,339€3,850▼
Non-recurring operating charges66A-€1,974
Gross operating margin9900€13,057€11,405▼
Operating profit (loss)9901€5,814€2,458▼
Financial charges65/66B€98€79▼
Recurring financial charges65€98€79▼
Profit (loss) for the period before taxes9903€5,716€2,379▼
Profit (loss) for the period9904€5,716€2,379▼
Profit (loss) for the period to be appropriated9905€5,716€2,379▼
Appropriation of the result
Profit (loss) to be appropriated9906€5,716€2,379▼
Transfer to equity691/2€5,716€2,379▼
To other reserves6921€5,716€2,379▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,370€2,370€2,370€2,370€2,644€2,792€2,905€3,122▲ 7.5%
Other operating charges640/8---€3,261€2,099€2,330€4,339€3,850▼ 11.3%
Non-recurring operating charges66A---€94---€1,974-
Gross operating margin9900€2,691€6,119-€877€3,707-€3,508€10,478€13,057€11,405▼ 12.7%
Operating profit (loss)9901-€1,627€1,720-€5,271-€2,018-€8,251€5,355€5,814€2,458▼ 57.7%
Financial income75/76B-----€5---
Recurring financial income75-----€5---
Financial charges65/66B---€68€61€92€98€79▼ 19.0%
Recurring financial charges65€55€143€48€68€61€92€98€79▼ 19.0%
Profit (loss) for the period before taxes9903-€1,682€1,577-€5,319-€2,087-€8,312€5,269€5,716€2,379▼ 58.4%
Profit (loss) for the period9904-€1,682€1,577-€5,319-€2,087-€8,312€5,269€5,716€2,379▼ 58.4%
Profit (loss) for the period to be appropriated9905-€1,682€1,577-€5,319-€2,087-€8,312€5,269€5,716€2,379▼ 58.4%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€93,828€92,989€79,625€75,162€65,506€70,011€76,007€77,696▲ 2.2%
Fixed assets21/28€64,699€62,329€59,958€57,588€59,163€56,371€56,765€53,643▼ 5.5%
Tangible fixed assets22/27€64,699€62,329€59,958€57,588€59,163€56,371€56,765€53,643▼ 5.5%
Land and buildings22---€57,588€55,217€52,847€50,477€48,106▼ 4.7%
Plant, machinery and equipment23----€3,946€3,524€6,289€5,537▼ 12.0%
Current assets29/58€29,128€30,660€19,667€17,574€6,343€13,641€19,241€24,053▲ 25.0%
Amounts receivable within one year40/41€27,848€29,765€19,665€13,262€5,983€6,903€8,157€6,864▼ 15.8%
Trade receivables40----€1,633€1,974€1,974--
Other amounts receivable41---€13,262€4,350€4,929€6,182€6,864▲ 11.0%
Cash at bank and in hand54/58€1,281€894€2€4,312€360€6,738€11,085€12,839▲ 15.8%
Deferred charges and accrued income490/1-------€4,350-
Equity and liabilities
Total equity and liabilities10/49€93,828€92,989€79,625€75,162€65,506€70,011€76,007€77,696▲ 2.2%
Equity10/15€78,474€80,051€74,731€72,644€64,332€69,601€75,317€77,696▲ 3.2%
Contributions10/11€18,592€18,592-€18,592€18,592€18,592€18,592€18,592=
Contributions outside capital11---€18,592€18,592€18,592---
Other1109/19---€18,592€18,592€18,592---
Reserves13€59,882€61,459€61,459€54,052€45,740€51,009€56,725€59,104▲ 4.2%
Non-distributable reserves130/1---€1,859€1,859€1,859€1,859€1,859=
Reserves not available under the articles1311---€1,859€1,859€1,859€1,859€1,859=
Tax-exempt reserves132---€12,289€12,289€12,289€12,289€12,289=
Distributable reserves133---€39,905€31,593€36,861€42,577€44,956▲ 5.6%
Profit (loss) carried forward14---€5,319------
Amounts payable17/49€15,354€12,938€4,894€2,518€1,174€410€690--
Amounts payable within one year42/48€15,354€12,938€4,894€2,518€1,174€410€690--
Trade debts44€15,354€12,938€4,894€2,518€1,174€410€690--
Suppliers440/4---€2,518€1,174€410€690--
Line20182019202020212022202320242025Change
Profit (loss) for the period9904-€1,682€1,577-€5,319-€2,087-€8,312€5,269€5,716€2,379▼ 58.4%
+ Depreciation and write-downs630€2,370€2,370€2,370€2,370€2,644€2,792€2,905€3,122▲ 7.5%
Operating cash flow (approximation)€689€3,947-€2,949€284-€5,668€8,061€8,621€5,502▼ 36.2%
Investment in fixed assets (approximation)-€0€0€0-€4,219€0-€3,300€0▲ 100%
Change in cash--€386-€893€4,311-€3,952€6,377€4,347€1,754▼ 59.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV