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RAIDHO

Active
Klein-Heidestraat 6 ·3670 Oudsbergen, Belgium
KBO/BCE: BE 0467.695.495
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age26 yrs
Staff (FTE)0.9
Real estate1 parcel · 2,096 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of RAIDHO is 0.4% (very low). The 2025 annual accounts show equity of €55k and a net result of €15k. Equity is shrinking by ~3% per year across the filed fiscal years. Its solvency ranks better than 74% of 335 sector peers (fiscal year 2025). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

1 signal · with evidence
Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 28-01-2026 3 d early 2026-00015558
30-06-2024 31-01-2025 29-01-2025 2 d early 2025-00013339
30-06-2023 31-01-2024 06-02-2024 6 d late 2024-00026207
30-06-2022 31-01-2023 03-01-2023 28 d early 2023-20552154
30-06-2021 31-01-2022 06-01-2022 25 d early 2022-00400480
30-06-2020 31-01-2021 05-01-2021 26 d early 2021-00100131
30-06-2019 31-01-2020 11-02-2020 11 d late 2020-04700093
30-06-2018 31-01-2019 04-12-2018 58 d early 2018-73300317
30-06-2017 31-01-2018 05-01-2018 26 d early 2018-00200555
30-06-2016 31-01-2017 13-01-2017 18 d early 2017-01500353

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1999, 26 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.4% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€15k
Working capital€29k+109.5%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 28-01-2026 with the NBB · fiscal year 2025 · verkort
€-1.00M€-500k€0Operating result 2021: €12k€12kNet result 2021: €-993k€-993kOperating result 2022: €8k€8kNet result 2022: €7k€7kOperating result 2023: €-10k€-10kNet result 2023: €-10k€-10kOperating result 2024: €3k€3kNet result 2024: €-807€-807Operating result 2025: €18k€18kNet result 2025: €15k€15k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~3%/year over 7 fiscal years, indicative, assuming unchanged policy.
€0€20k€40k€60k€80k2026: €44k (€30k - €58k)2027: €43k (€20k - €66k)2028: €41k (€10k - €73k)2019: €55k2020: €63k2021: €43k2022: €51k2023: €40k2024: €40k2025: €55k2019202020212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 46, Wholesale trade · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 64.5% 35.1%
better than 74% of 335 sector peers
Net result €15k €42k
better than 37% of 335 sector peers
Equity €55k €278k
better than 25% of 335 sector peers
Gross operating margin €77k €240k
better than 29% of 334 sector peers
Staff costs €49k €172k
higher than 16% of 212 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P74
2020: P76 · n=5172021: P75 · n=6082022: P80 · n=7802023: P62 · n=8832024: P64 · n=9632025: P74 · n=3352020 2025
Stable position over 2020-2025 · n=335-963
Net result P37
2020: P42 · n=5162021: P37 · n=6082022: P37 · n=7822023: P24 · n=8822024: P29 · n=9632025: P37 · n=3352020 2025
Stable position over 2020-2025 · n=335-963
Equity P25
2020: P25 · n=5172021: P25 · n=6092022: P30 · n=7822023: P31 · n=8842024: P30 · n=9632025: P25 · n=3352020 2025
Stable position over 2020-2025 · n=335-963
Gross operating margin P29
2020: P27 · n=5152021: P27 · n=6072022: P27 · n=7812023: P30 · n=8812024: P32 · n=9612025: P29 · n=3342020 2025
Stable position over 2020-2025 · n=334-961
Describes the position versus peers, not a forecast.
EBITDA
€25k
+175.2% 19-25
Net profit
€15k
- 19-25
Cash flow
€23k
+297.2% 19-25
Total assets
€85k
-10.5% 19-25
Equity
€55k
+38.4% 19-25
Working capital
€29k
+109.5% 19-25
Employees (FTE)
1
0.0% 19-25
Staff costs
€49k
+6.9% 19-25
Income taxes
€201
-0.3% 19-25
Debt
€30k
-45.5% 19-25
Debt ≤ 1y
€30k
-45.5% 19-25
Current ratio
1.96
+56.9% 19-25
Quick ratio
1.36
+70.8% 19-25
Solvency
64.5%
+54.6% 19-25
Debt / equity
0.55
-60.6% 19-25
ROE
27.8%
- 19-25
ROA
17.9%
- 19-25
Interest coverage
9.88
+264.4% 19-25
Figures by fiscal year
Fiscal year2025
Depositverkort
Revenue-
EBITDA€25k
Net profit€15k
Cash flow€23k
Staff costs€49k
Income taxes€201
Dividends-
Total assets€85k
Equity€55k
Debt€30k
of which ≤ 1y€30k
of which > 1y-
Working capital€29k
Employees (FTE)0.9
Ratios (computed)
2025
Current ratio1.96
Quick ratio1.36
Working capital ratio34.1%
Solvency64.5%
Debt / equity0.55
Long-term debt ratio-
Interest coverage9.88
Gross margin-
Net margin-
ROA17.9%
ROE27.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€85k
Fixed assets 21/28€26k
Tangible fixed assets 22/27€22k
Financial fixed assets 28€4k
Current assets 29/58€59k
Stocks & contracts in progress 3€18k
Amounts receivable within one year 40/41€29k
Cash & bank 54/58€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€85k
Equity 10/15€55k
Contributions / capital 10/11€1.04M
Accumulated profits (losses) 14€-982k
Amounts payable 17/49€30k
Amounts payable within one year 42/48€30k
Trade debts payable within one year 44€14k
Income statement
Gross operating margin 9900€77k
Operating result 9901€18k
Financial income 75€77
Financial charges 65€3k
Result before taxes 9903€15k
Income taxes 67/77€201
Net result for the period 9904€15k
Result to be appropriated 9905€15k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
2 companies at this address See who is registered here

Establishment units

1 location
RAIDHO
Klein-Heidestraat 6, 3670 OudsbergenOverige grafische activiteiten n.e.g.
since 20002.100.850.546
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,096 m²
Buildings1
Building footprint1,002 m²
Volume (LiDAR)2,838 m³
Tallest building5.5 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72022B1075/00S005 Flanders 2,096 m² 1 · 1,002 m² 5.5 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
Capital history · 1
10-05-2004
Capital change
All acts · 1 updated 22 years ago
2004
10-05-2004 Capital increase of €998,544.66 to €1,017,136.67 Capital & shares·Matthieu DERYNCK
  • €18.592,01 → €1.017.136,67
Notary: Matthieu DERYNCK · Brussel

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability100Solvency99Growth78Stability100
95 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 99
Growth 78
Stability 100

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Credit advice

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Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 146 of the 1,237 companies in this sector. 95 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Coating van metalen25510Oppervlaktebehandeling van metalen25610Groothandel in elektrisch materiaal, inclusief installatiemateriaal46643Groothandel in elektrisch materiaal, inclusief installatiemateriaal46693Overige niet-gespecialiseerde detailhandel47120Detailhandel via postorderbedrijven of via internet47910Activiteiten van fotografen, met uitzondering van persfotografen74201Activiteiten van fotografen, met uitzondering van persfotografen74201Verhuur en lease van andere machines en werktuigen en andere materiële goederen77399Verhuur en lease van andere machines en werktuigen en andere materiële goederen77399Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL RAIDHO
Registered office
Klein-Heidestraat 6
3670 Oudsbergen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.