RAGOS

Active

Private limited company (pre-2019)founded 1998active for 28 yearsMoestoemaatheide 13, 2440 Geel, BelgiumKBO/BCE: BE 0464.101.250

Summary

The computed 12-month bankruptcy probability of RAGOS is 1.9% (moderate). The 2025 annual accounts show equity of €115,270 and a net result of €40,816. Equity is shrinking by about 3.9% per year across the filed financial years. Its solvency ranks better than 60% of 5,845 sector peers (NACE 49, financial year 2025). The company has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

RAGOSActiveChecked score 55/100

Risk analysis Report Compare

Activity

Freight transport by road

NACE 49410Construction of roads and motorways NACE 42110

1 site

Size

≈ €610,000turnover 2025, estimated

Staff: 3.8 FTE
Equity: €115,270
Profit: €40,816

Turnover estimated from the gross margin

Financial health

55 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.9%

Structure

Jamar Ludo DonatusDirector

2025 accounts 29 days early1 of 6 deeds summarised

Why 55raises risk2 of the last 3 lateLiquidity: current ratio 2.04, cash €9, halvedSector: Land transport and transport via pipelines (NACE 49)lowers riskFounded in 1998Show the evidence

Checked score

Score 2025

55 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 60% of its sector peers (NACE 49, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 73+17

equity 47.7% of total assets

Liquidity 29+13

short-term debt 43.0% · cash 0.0%

Profitability 84+71

return on assets 16.9%

Bankruptcy probability, 12 months

1.9% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (9,098 companies, NACE 49, micro)

Last 24 months 11-2024: 4.4% 12-2024: 5.2%▲ +0.8 percentage points vs 11-2024 01-2025: 9.0%▲ +3.8 percentage points vs 12-2024highest value 02-2025: 9.0%● unchanged vs 01-2025highest value 03-2025: 7.9%▼ -1.1 percentage points vs 02-2025 04-2025: 7.9%● unchanged vs 03-2025 05-2025: 7.6%▼ -0.3 percentage points vs 04-2025 06-2025: 7.3%▼ -0.3 percentage points vs 05-2025 07-2025: 7.3%● unchanged vs 06-2025 08-2025: 7.8%▲ +0.5 percentage points vs 07-2025 09-2025: 7.5%▼ -0.3 percentage points vs 08-2025 10-2025: 8.4%▲ +0.9 percentage points vs 09-2025 11-2025: 4.3%▼ -4.1 percentage points vs 10-2025 12-2025: 4.3%● unchanged vs 11-2025 01-2026: 4.3%● unchanged vs 12-2025 02-2026: 4.3%● unchanged vs 01-2026 03-2026: 4.3%● unchanged vs 02-2026 04-2026: 4.2%▼ -0.1 percentage points vs 03-2026 05-2026: 4.1%▼ -0.1 percentage points vs 04-2026 06-2026: 4.0%▼ -0.1 percentage points vs 05-2026 07-2026: 3.9%▼ -0.1 percentage points vs 06-2026 08-2026: 2.0%▼ -1.9 percentage points vs 07-2026 09-2026: 2.0%● unchanged vs 08-2026 10-2026: 1.9%▼ -0.1 percentage points vs 09-2026lowest value

Credit of up to €6,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.04, compared with 1.21 in 2024, above the usual 1.5; short-term debt: 43% and cash: 0% of total assets), but 52.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro): better than 60% on solvency, 26% on liquidity, 73% on profitability and 82% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

2 of the last 3 late

NBB · filings

Liquidity: current ratio 2.04, cash €9, halved

NBB · annual accounts

Sector: Land transport and transport via pipelines (NACE 49)

KBO

Founded in 1998

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

29 days early

2024

81 days late

2023

187 days late

2022

67 days late

2021

72 days late

2020

114 days late

2019

139 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 90 days after the deadline; the sector median (NACE 49) for financial year 2024 is on the deadline day, and 49% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 October (4 of the last 5 filed years within 101 days of that day).

Companies Code · seven months

Where today falls in the filing period

29-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

02-07-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Back to profitnet €40,816
31-12-2025 Equity above €100,000equity €115,270 ▲54.8%

Key points

Positive: Back in profit in 2025after -€23,480 in 2024 €40,816 View
Positive: Among the best 14% on net resultsector median €5,727 · 5,816 companies €40,816 View
One director decidessole director in office 1 View

By topic

Financials

Financial year: 2025
Total assets: €241,727
Profit: €40,816
Solvency: 47.7%

Turnover▼ 11.7%

Net result

20182021

Go to Financials

Board & ownership

Board: 1 member

Jamar Ludo DonatusDirector

Go to Board & ownership

Timeline

Events: 33
Since: 2000
Next accounts: by 31-07-2027

20-10-2025Annual accounts filed
03-02-2025Annual accounts filed
02-07-2024Resignation: Jamar Marika (director)

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: Freight transport by roadNACE 49410
Founded: 16-09-1998
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about RAGOS

What is the company number of RAGOS?: 0464.101.250. In Belgium the VAT number is the company number with BE in front: BE 0464.101.250.
Where is RAGOS based?: The registered office is at Moestoemaatheide 13, 2440 Geel.Company details
What does RAGOS do?: According to the KBO register, the main activity is freight transport by road (NACE 49410).
What is the legal form of RAGOS?: Private limited company (pre-2019) (BVBA).
When was RAGOS founded?: On 16-09-1998.
Is RAGOS still active?: Yes, RAGOS is an active enterprise in the KBO register.
How many employees does RAGOS have?: On average 3.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of RAGOS?: €336,388 in financial year 2021, according to the filed annual accounts.
Is RAGOS profitable?: In financial year 2025, RAGOS made a profit of €40,816.
Where can I find the annual accounts of RAGOS?: RAGOS filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of RAGOS due?: By 31-07-2027, for financial year 2026.Timeline