Turnover
≈ €24,000 estimated
The micro format states no turnover.
RAGNAR & RUBY
Lifetime
7 annual accounts with figures on one time axispeak €31,846 (2023)
€4,454▼ 71.0%
lowest -€11,163 (2022)
€996▼ 86.5%
peak €43,516 (2025)
€43,516▲ 2.3%
€26,990▲ 82.4%
Board1 name since 2017
1 directorALEKSANYAN Alex Artin
Documentsfilings and deeds
26-08-202566 days before the deadline
2025micro format
Gross margin from €15,361 to €4,454Result from €7,367 to €996Debts from €14,798 to €26,990
Key points
from the 2025 annual accountsFilings
7 annual accounts 11 days past the deadline
2026 accounts not filed: deadline was 31-10-2026.
Position in the sector
€996
Lower net result than 80% of companies in computer programming and consultancy. Sector median €28,568 · 21,214 companies.
Checked score
66
Healthy
Financially stronger than 42% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025lowest value
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: 0.6%▲ +0.6 percentage points vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.6%● unchanged vs 11-2025
01-2026: 0.6%● unchanged vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.6%● unchanged vs 02-2026
04-2026: 0.6%● unchanged vs 03-2026
05-2026: 0.6%● unchanged vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026
08-2026: 0.6%● unchanged vs 07-2026
09-2026: 0.6%● unchanged vs 08-2026
10-2026: 0.7%▲ +0.1 percentage points vs 09-2026
11-2026: 1.0%▲ +0.3 percentage points vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 2.60
1 financial year not filed after the legal deadline; 1 of the last 3 accounts late
Figures for financial year 2025 (filed on 29-08-2025)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 54% of them on solvency, 48% on liquidity, 19% on profitability and 47% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,047 companies had the same profile as RAGNAR & RUBY has now. Each dot stands for 13 companies, two years later.
94.0%
were still trading
3.8%
stopped another way
2.2%
went bankrupt
That fits the bankruptcy probability of RAGNAR & RUBY itself: 1.0% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,047 companies, not a prediction for RAGNAR & RUBY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.6 (3.87 in 2024), above the usual 1.5. Short-term debt is 37.9% of total assets. 38.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 26-08-2025, 66 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2026
not filed
2025
66 days early
2024
24 days early
2023
563 days late
2022
7 days early
2021
43 days early
2020
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 70 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0680846661
Amendment of the articles · Legal-form change · Resignations & appointments
Board composition: ALEKSANYAN Alex (director) · Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 03-05-2024 · Gazette deed
Registered office moved from Ixelles to Auderghem
New registered office: Avenue Gabriel Emile Lebon 140, 1160 Auderghem · Previous registered office: RUE DU PRINCE ALBERT 29 BOITE 19- 1050 IXELLES · General meeting of 01-11-2019 · Gazette deed
First establishment
Prins Albertstraat 29, Ixelles
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RAGNAR & RUBY Auderghem | €70,507 | €4,454 | 61.7% | - |
| DTB Lievegem | €68,069 | €4,084 | 84.0% | - |
| INTEGRATED FINANCE SERVICES Brussels | €57,212 | €4,691 | 20.7% | - |
| IT AND BUSINESS CONSULTANCY Anzegem | €77,985 | €3,540 | 99.5% | - |
| NELCEA Seneffe | €64,278 | €3,478 | 37.2% | - |
| TRIBUSCON Ellezelles | €55,872 | €4,341 | 29.9% | - |
| RAKAMI Machelen (Brab.) | €84,460 | €3,410 | 9.4% | - |
These companies have the same main activity as RAGNAR & RUBY: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €55,900 and €84,500, founded between 2015 and 2019.
Official details
Source: KBO- Status
- Active since 08-09-2017Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 5 others
- Establishment unit
- 2.272.492.2441050 Ixelles, since 05-02-2018
- Financial year end
- 31 March
- Peppol
- Reachable since 23-12-2025
Insights on RAGNAR & RUBY
RAGNAR & RUBY files the micro format. That format states no turnover. The gross margin fell from €4,709 in 2019 to €4,454 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RAGNAR & RUBY
- What is the company number of RAGNAR & RUBY?
- The company number of RAGNAR & RUBY is 0680.846.661. The VAT number is the same number with BE in front: BE 0680.846.661.
- Where is RAGNAR & RUBY based?
- The registered office is at G. E. Lebonlaan 140, 1160 Auderghem.Company details
- What does RAGNAR & RUBY do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of RAGNAR & RUBY?
- RAGNAR & RUBY is a private limited company (BV).
- When was RAGNAR & RUBY founded?
- RAGNAR & RUBY was founded on 08-09-2017.
- Is RAGNAR & RUBY still active?
- Yes, RAGNAR & RUBY is an active enterprise in the KBO register.
- What is the turnover of RAGNAR & RUBY?
- The turnover in financial year 2025 is ≈ €24,000. This figure is estimated from the gross margin of €4,454 and 73 comparable companies (NACE 62200). It probably lies between €11,000 and €47,000. It is a rough estimate.Financials
- Is RAGNAR & RUBY profitable?
- In financial year 2025, RAGNAR & RUBY made a profit of €996.
- Where can I find the annual accounts of RAGNAR & RUBY?
- RAGNAR & RUBY filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
Next steps
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