RAKAMI
ActiveSummary
RAKAMI has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,950 and a net result of -€8,827. Equity is shrinking by ~14% per year across the filed fiscal years. Its solvency ranks better than 15% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability10▼-49
Solvency34▼-62
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.4%
Return on assets
-10.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 17179 sector peers (2025).
NBB · sector comparisonPosition among 17179 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
11 d early
2024
20 d early
2023
20 d late
2022
29 d late
2021
29 d late
2020
30 d late
2019
90 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 24 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€7,950▼ 85.5%
2024 · €54,701
Total assets
€84,460▲ 10.3%
2024 · €76,579
Net result
-€8,827
2024 · €1,098
Working capital
-€2,749
2024 · €37,601
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€2,641▼ 89.1%€25,727▲ 874%-€2,499€8,221-€4,872
Net result-€151€17,453-€3,484€1,098-€8,827
Equity€39,634▼ 60.3%€57,087▲ 44.0%€53,603▼ 6.1%€54,701▲ 2.0%€7,950▼ 85.5%
Total assets€152,009▼ 14.1%€122,618▼ 19.3%€106,320▼ 13.3%€76,579▼ 28.0%€84,460▲ 10.3%
Debt€112,376▲ 45.5%€65,531▼ 41.7%€52,717▼ 19.6%€21,877▼ 58.5%€76,510▲ 250%
Working capital€64,584▼ 0.2%€12,891▼ 80.0%€34,735▲ 169%€37,601▲ 8.3%-€2,749
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4,872 after €8,221 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84,460
Fixed assets
€10,699 ▼ 37.4%
Current assets
€73,761 ▲ 24.0%
Equity and liabilities €84,460
Equity
€7,950 ▼ 85.5%
Debt
€76,510 ▲ 250%
Debt's share of the balance-sheet total rises from 28.6% to 90.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€2,072▼
2024 · €22,458
Cash flow
-€1,882▼
2024 · €15,336
Current ratio
0.96▼
2024 · 2.72
Debt to equity
9.62▲
2024 · 0.40
ROE
-111.0%▼
2024 · 2.0%
ROA
-10.5%▼
2024 · 1.4%
Interest coverage
0.47▼
2024 · 4.67
Debt ≤ 1 year
€76,510▲
2024 · €21,877
Income taxes
€419▼
2024 · €2,529
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 646 companies that looked in July 2024 the way this one looks now, 6.7% went bankrupt within 24 months and 86% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a loss of 10% of the balance sheet or more
6.7%
went bankrupt
5.6%
stopped otherwise
86%
still going
A further 2.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 646 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | €132,604 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €2,325 | €10,701 | €137 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,816 | €20,391 | €19,127 | €14,238 | €6,945 | ▼ 51.2% |
| Other operating charges640/8 | €125 | €662 | €304 | €666 | €1,338 | ▲ 101% |
| Non-recurring operating charges66A | €1,880 | €1,102 | €2,232 | - | - | - |
| Gross operating margin9900 | €21,787 | €58,584 | €19,302 | €23,124 | €3,410 | ▼ 85.3% |
| Operating profit (loss)9901 | €2,641 | €25,727 | -€2,499 | €8,221 | -€4,872 | ▼ 159% |
| Financial income75/76B | €13 | €0 | €1 | €213 | €851 | ▲ 299% |
| Recurring financial income75 | €13 | €0 | €1 | €213 | €851 | ▲ 299% |
| Financial charges65/66B | €809 | €863 | €259 | €4,806 | €4,386 | ▼ 8.7% |
| Recurring financial charges65 | €809 | €863 | €259 | €4,806 | €4,386 | ▼ 8.7% |
| Profit (loss) for the period before taxes9903 | €1,844 | €24,865 | -€2,757 | €3,628 | -€8,407 | ▼ 332% |
| Income taxes67/77 | €1,995 | €7,411 | €727 | €2,529 | €419 | ▼ 83.4% |
| Profit (loss) for the period9904 | -€151 | €17,453 | -€3,484 | €1,098 | -€8,827 | ▼ 904% |
| Profit (loss) for the period to be appropriated9905 | -€151 | €17,453 | -€3,484 | €1,098 | -€8,827 | ▼ 904% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €152,009 | €122,618 | €106,320 | €76,579 | €84,460 | ▲ 10.3% |
| Fixed assets21/28 | €35,825 | €45,732 | €19,629 | €17,100 | €10,699 | ▼ 37.4% |
| Intangible fixed assets21 | €22,437 | €13,265 | €4,299 | - | - | - |
| Tangible fixed assets22/27 | €13,388 | €32,467 | €15,330 | €17,100 | €10,699 | ▼ 37.4% |
| Furniture and vehicles24 | €13,388 | €32,467 | €15,330 | €17,100 | €10,699 | ▼ 37.4% |
| Current assets29/58 | €116,184 | €76,886 | €86,691 | €59,478 | €73,761 | ▲ 24.0% |
| Amounts receivable after more than one year29 | - | €4,443 | €672 | - | - | - |
| Other amounts receivable291 | - | €4,443 | €672 | - | - | - |
| Amounts receivable within one year40/41 | €24,004 | €36,235 | €24,830 | €15,325 | €56,537 | ▲ 269% |
| Trade receivables40 | €19,249 | €27,651 | €23,357 | €14,575 | €45,482 | ▲ 212% |
| Other amounts receivable41 | €4,755 | €8,584 | €1,473 | €750 | €11,055 | ▲ 1,374% |
| Cash at bank and in hand54/58 | €92,096 | €34,905 | €60,965 | €44,154 | €16,829 | ▼ 61.9% |
| Deferred charges and accrued income490/1 | €84 | €1,303 | €224 | - | €394 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €152,009 | €122,618 | €106,320 | €76,579 | €84,460 | ▲ 10.3% |
| Equity10/15 | €39,634 | €57,087 | €53,603 | €54,701 | €7,950 | ▼ 85.5% |
| Reserves13 | €39,784 | €57,238 | €57,238 | €57,238 | €19,313 | ▼ 66.3% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €37,924 | €55,378 | €55,378 | €55,378 | €17,453 | ▼ 68.5% |
| Profit (loss) carried forward14 | -€151 | -€151 | -€3,635 | -€2,536 | -€11,363 | ▼ 348% |
| Amounts payable17/49 | €112,376 | €65,531 | €52,717 | €21,877 | €76,510 | ▲ 250% |
| Amounts payable after more than one year17 | €60,776 | €1,537 | €761 | - | - | - |
| Financial debts170/4 | - | €761 | €761 | - | - | - |
| Other amounts payable178/9 | €60,776 | €776 | - | - | - | - |
| Amounts payable within one year42/48 | €51,600 | €63,994 | €51,956 | €21,877 | €76,510 | ▲ 250% |
| Current portion of amounts payable after more than one year42 | - | €9,063 | - | - | - | - |
| Financial debts43 | €2,197 | €272 | €5,327 | - | - | - |
| Credit institutions430/8 | €2,197 | €272 | €5,327 | - | - | - |
| Trade debts44 | €9,249 | €26,763 | €33,753 | €2,271 | €29,208 | ▲ 1,186% |
| Suppliers440/4 | €9,249 | €26,763 | €33,753 | €2,271 | €29,208 | ▲ 1,186% |
| Taxes, remuneration and social security45 | €21,605 | €15,530 | €6,693 | €5,438 | €9,378 | ▲ 72.4% |
| Taxes450/3 | €21,248 | €15,174 | €6,693 | €5,438 | €9,378 | ▲ 72.4% |
| Remuneration and social security454/9 | €357 | €357 | - | - | - | - |
| Other amounts payable47/48 | €18,549 | €12,366 | €6,183 | €14,168 | €37,924 | ▲ 168% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€151 | €17,453 | -€3,484 | €1,098 | -€8,827 | ▼ 904% |
| + Depreciation and write-downs630 | €14,816 | €20,391 | €19,127 | €14,238 | €6,945 | ▼ 51.2% |
| Operating cash flow (approximation) | €14,665 | €37,844 | €15,644 | €15,336 | -€1,882 | ▼ 112% |
| Investment in fixed assets (approximation) | - | -€30,298 | €6,976 | -€11,709 | -€544 | ▲ 95.4% |
| Change in cash | - | -€57,191 | €26,059 | -€16,811 | -€27,324 | ▼ 62.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€8,827
Net result drops to -€8,827, the lowest in the series.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €1,098
Net result €1,098 after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Back to profitnet €17,453
Net result €17,453 after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Machelen (Brab.) · 1 establishment unit since 2019
Ground area
90 m²
Building footprint
80 m²
Volume, LiDAR
703 m³
Parcel 23047A0159/00H004, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
RAKAMI
since 20192.287.292.959
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23047A0159/00H004indicative | Flanders | 90 m² | 1 · 79 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,396. 8,365 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-09-2017
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Contact
E-mail
administration@rakami.be
E-mail
hello@rakami.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0681458652
Also
9925:BE0681458652
Registered
21-09-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.