Raepers JS
ActiveRaepers JS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €255k and a net result of €23k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 84% of 18173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-2
Solvency100▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 4.26 against 4.12 in 2024; short-term debt: 21.7% and cash: 37.5% of total assets), and 24.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.4%
Return on assets
6.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
51 d early
2023
42 d early
2022
67 d early
2021
11 d late
2020
27 d late
2019
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€255k▲ 8.9%
2024 · €234k
2018: €112k
2019: €127k
2020: €166k
2021: €182k
2022: €206k
2023: €211k
2024: €234k
2018 → 2025
Total assets
€339k▲ 4.0%
2024 · €326k
2018: €292k
2019: €263k
2020: €314k
2021: €300k
2022: €371k
2023: €335k
2024: €326k
2018 → 2025
Net result
€23k▼ 7.9%
2024 · €25k
2018: €18k
2019: €19k
2020: €39k
2021: €15k
2022: €25k
2023: €5k
2024: €25k
2018 → 2025
Working capital
€239k▲ 7.8%
2024 · €222k
2018: €182k
2019: €191k
2020: €210k
2021: €210k
2022: €204k
2023: €198k
2024: €222k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€182k-€206k▲ 13.7%€211k▲ 2.4%€234k▲ 10.9%€255k▲ 8.9%
Operating result€18k-€30k▲ 66.8%€7k▼ 77.6%€35k▲ 412%€30k▼ 13.2%
Net result€15k-€25k▲ 64.0%€5k▼ 79.7%€25k▲ 404%€23k▼ 7.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €339k
Fixed assets
€26k▼ 20.1%
Current assets
€312k▲ 6.7%
Equity and liabilities €339k
Equity
€255k▲ 8.9%
Debt
€83k▼ 8.7%
The debt ratio falls from 28.0% to 24.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€42k▼
2024 · €48k
Cash flow
€36k▼
2024 · €38k
Solvency
75.4%▲
2024 · 72.0%
Current ratio
4.26▲
2024 · 4.12
Quick ratio
1.78▲
2024 · 1.45
Debt / equity
0.33▼
2024 · 0.39
ROE
9.2%▼
2024 · 10.9%
ROA
6.9%▼
2024 · 7.8%
Interest coverage
6.81▼
2024 · 6.82
Debt
€83k▼
2024 · €91k
Debt ≤ 1 year
€73k▲
2024 · €71k
Debt > 1 year
€8k▼
2024 · €18k
Income taxes
€11k▲
2024 · €10k
Staff costs
€70k▼
2024 · €72k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€326k€339k▲
Fixed assets21/28€33k€26k▼
Tangible fixed assets22/27€33k€26k▼
Land and buildings22€0€4k▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24€33k€21k▼
Current assets29/58€293k€312k▲
Stocks and contracts in progress3€190k€182k▼
Stocks30/36€190k€182k▼
Amounts receivable within one year40/41€38€0▼
Trade receivables40€38€0▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€99k€127k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€326k€339k▲
Equity10/15€234k€255k▲
Contributions10/11€20k€20k=
Reserves13€214k€235k▲
Distributable reserves133€214k€235k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€91k€83k▼
Amounts payable after more than one year17€18k€8k▼
Financial debts170/4€18k€8k▼
Amounts payable within one year42/48€71k€73k▲
Current portion of amounts payable after more than one year42€13k€10k▼
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Taxes, remuneration and social security45€23k€24k▲
Taxes450/3€13k€18k▲
Remuneration and social security454/9€10k€6k▼
Other amounts payable47/48€33k€33k▼
Accrued charges and deferred income492/3€2k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€72k€70k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€12k▼
Other operating charges640/8€9k€9k▲
Gross operating margin9900€128k€121k▼
Operating profit (loss)9901€35k€30k▼
Financial income75/76B€7k€10k▲
Recurring financial income75€7k€10k▲
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€35k€34k▼
Income taxes67/77€10k€11k▲
Profit (loss) for the period9904€25k€23k▼
Profit (loss) for the period to be appropriated9905€25k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€23k▼
Transfer to equity691/2€23k€21k▼
To other reserves6921€23k€21k▼
Profit to be distributed694/7€3k€3k=
Directors or managers695€3k€3k=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €5k ▼79.7%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €206k ▲13.7%
5 profitable years in a row build equity to €206k.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Highest result since 2018net €39k ▲108%
Operating result €44k, net result €39k, both a record.
31-12
Financial
Equity above €150kEq €166k ▲30.6%
3 profitable years in a row build equity to €166k.
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 2 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maastrichterstraat 393700 Tongeren-BorgloonGround area
888 m²
Building footprint
463 m²
Volume, LiDAR
3,636 m³
2 parcels, Flanders · tallest building 12.7 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
JP FASHION
since 20092.301.315.201
Raepers Textiel
since 20102.183.477.027
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73083C0043/00C000 | Flanders | 820 m² | 1 · 394 m² | 12.7 m · 3 fl. |
| 73083C0988/00A000 | Flanders | 69 m² | 1 · 69 m² | 12.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BKS ELEC & SERVICES
BE 0552.899.307
Anderlecht · Eq €254k
Ets.Montpellier
BE 0465.125.490
Geraardsbergen · Eq €250k
A&R
BE 0748.774.573
Genk · Eq €266k
Ledif
BE 1012.378.211
Asse · Eq €269k
TIGER STORES BELGIUM2
BE 0560.971.883
Namur · Eq €271k
Of 277 companies in sector 47519 we hold annual accounts for 130. 86 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-10-2009
Fiscal year end31-12
Activities, NACEBEL
47519Retail trade
47712Retail trade
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:012/23.39.41