BKS ELEC & SERVICES
ActiveBKS ELEC & SERVICES has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €254k and a net result of €-6k. Equity is growing by ~22.1% per year across the filed fiscal years. Its solvency ranks better than 67% of 18039 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-12
Solvency79▼-17
Growth58=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 2.23 against 3.47 in 2024; short-term debt: 31% and cash: 20.2% of total assets), and 45.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
76 d late
2022
153 d late
2021
213 d late
2020
153 d late
2019
153 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€261k▼ 7.8%
2019 · €283k
2018: €213k
2019: €283k
2018 → 2020
EBIT margin
1.3%▼ 18.5pp
2019 · 19.9%
2018: 22.0%
2019: 19.9%
2018 → 2020
Net result
€-6k
2024 · €30k
2018: €37k
2019: €45k
2020: €-7k
2021: €13k
2022: €54k
2023: €76k
2024: €30k
2018 → 2025
Working capital
€179k▼ 13.5%
2024 · €207k
2018: €64k
2019: €109k
2020: €62k
2021: €63k
2022: €100k
2023: €171k
2024: €207k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€111k-€154k▲ 39.7%€231k▲ 49.4%€261k▲ 12.9%€254k▼ 2.4%
Operating result€21k-€71k▲ 233%€102k▲ 43.6%€33k▼ 67.5%€11k▼ 68.1%
Net result€13k-€54k▲ 320%€76k▲ 41.7%€30k▼ 61.0%€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 68% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €469k
Fixed assets
€145k▲ 85.1%
Current assets
€324k▲ 11.6%
Equity and liabilities €469k
Equity
€254k▼ 2.4%
Debt
€215k▲ 98.7%
The debt ratio rises from 29.3% to 45.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€39k▼
2024 · €79k
Cash flow
€22k▼
2024 · €76k
Solvency
54.2%▼
2024 · 70.7%
Current ratio
2.23▼
2024 · 3.47
Quick ratio
2.23▼
2024 · 3.47
Debt / equity
0.84▲
2024 · 0.41
ROE
-2.4%▼
2024 · 11.4%
ROA
-1.3%▼
2024 · 8.1%
Interest coverage
52.41▼
2024 · 73.79
Debt
€215k▲
2024 · €108k
Debt ≤ 1 year
€145k▲
2024 · €84k
Debt > 1 year
€69k▲
2024 · €24k
Income taxes
€18k▲
2024 · €15k
Staff costs
€81k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€369k€469k▲
Fixed assets21/28€78k€145k▲
Tangible fixed assets22/27€78k€145k▲
Land and buildings22€39k€37k▼
Furniture and vehicles24€39k€108k▲
Current assets29/58€290k€324k▲
Amounts receivable within one year40/41€212k€229k▲
Trade receivables40€150k€179k▲
Other amounts receivable41€62k€50k▼
Cash at bank and in hand54/58€79k€95k▲
Equity and liabilities
Total equity and liabilities10/49€369k€469k▲
Equity10/15€261k€254k▼
Contributions10/11€19k€19k=
Reserves13€102k€102k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€100k€100k=
Profit (loss) carried forward14€140k€134k▼
Amounts payable17/49€108k€215k▲
Amounts payable after more than one year17€24k€69k▲
Financial debts170/4€24k€69k▲
Amounts payable within one year42/48€84k€145k▲
Current portion of amounts payable after more than one year42€17k€28k▲
Trade debts44€31k€111k▲
Suppliers440/4€31k€111k▲
Taxes, remuneration and social security45€26k€6k▼
Taxes450/3€21k€560▼
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48€11k€500▼
Income statement
Code20242025
Non-recurring operating income76A€6k-
Remuneration, social security and pensions62€19k€81k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€28k▼
Other operating charges640/8€6k€3k▼
Gross operating margin9900€104k€124k▲
Operating profit (loss)9901€33k€11k▼
Financial income75/76B€12k€2k▼
Recurring financial income75€12k€2k▼
Non-recurring financial income76B€12k-
Financial charges65/66B€1k€742▼
Recurring financial charges65€1k€742▼
Profit (loss) for the period before taxes9903€44k€12k▼
Income taxes67/77€15k€18k▲
Profit (loss) for the period9904€30k€-6k▼
Profit (loss) for the period to be appropriated9905€30k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€140k€134k▼
Profit (loss) brought forward from the previous period14P€110k€140k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
15-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 76 days late
2023
31-12
Financial
Highest result since 2018net €76k ▲41.7%
Operating result €102k, net result €76k, both a record.
31-12
Financial
Equity above €200kEq €231k ▲49.4%
3 profitable years in a row build equity to €231k.
31-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 153 days late
01-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 213 days late
2022
31-12
Financial
Equity above €150kEq €154k ▲39.7%
2 profitable years in a row build equity to €154k.
2021
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 153 days late
2020
31-12
Financial
Weakest financial yearnet €-7k ▼115%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 153 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 5.87
Current ratio from 2.86 to 5.87; short-term debt falls from €35k to €22k.
31-12
Financial
Equity above €100kEq €109k ▲70.2%
2 profitable years in a row build equity to €109k.
02-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 63 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Verzoeningsstraat 231070 AnderlechtGround area
95 m²
Building footprint
42 m²
Volume, LiDAR
437 m³
Parcel 21001A0548/00W004, Brussels · tallest building 13.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BKS ELEC
since 20142.231.285.951
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21001A0548/00W004 | Brussels | 95 m² | 1 · 42 m² | 13.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Raepers JS
BE 0820.213.093
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Ets.Montpellier
BE 0465.125.490
Geraardsbergen · Eq €250k
A&R
BE 0748.774.573
Genk · Eq €266k
Ledif
BE 1012.378.211
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TIGER STORES BELGIUM2
BE 0560.971.883
Namur · Eq €271k
Of 277 companies in sector 47519 we hold annual accounts for 130. 87 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-05-2014
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
47519Retail trade
47715Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.