RAC architects
ActiveRAC architects has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €-8k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 78% of 9389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-7
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 53.12 against 3.65 in 2024), and 19.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.1%
Return on assets
-23.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-03-2026, 37 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
37 d early
2024
57 d early
2023
1 d early
2022
31 d early
2021
1 d early
2020
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▼ 22.5%
2024 · €34k
2020: €24k
2021: €31k
2022: €33k
2023: €34k
2024: €34k
2020 → 2025
Total assets
€33k▼ 29.3%
2024 · €47k
2020: €136k
2021: €86k
2022: €63k
2023: €47k
2024: €47k
2020 → 2025
Net result
€-8k
2024 · €453
2020: €12k
2021: €7k
2022: €1k
2023: €1k
2024: €453
2020 → 2025
Working capital
€33k▼ 3.3%
2024 · €34k
2020: €18k
2021: €25k
2022: €27k
2023: €31k
2024: €34k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€33k▲ 4.4%€34k▲ 3.7%€34k▲ 1.3%€27k▼ 22.5%
Operating result€10k-€-397€1k€332▼ 75.1%€-8k
Net result€7k-€1k▼ 81.4%€1k▼ 12.1%€453▼ 62.7%€-8k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €332 in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33k
Fixed assets
€181▼ 77.5%
Current assets
€33k▼ 28.4%
Equity and liabilities €33k
Equity
€27k▼ 22.5%
Debt
€7k▼ 47.8%
The debt ratio falls from 26.9% to 19.9%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-7k▼
2024 · €3k
Cash flow
€-7k▼
2024 · €3k
Solvency
80.1%▲
2024 · 73.1%
Current ratio
53.12▲
2024 · 3.65
Quick ratio
53.12▲
2024 · 3.65
Debt / equity
0.25▼
2024 · 0.37
ROE
-29.0%▼
2024 · 1.3%
ROA
-23.2%▼
2024 · 1.0%
Interest coverage
-140.56▼
2024 · 61.45
Debt
€7k▼
2024 · €13k
Debt ≤ 1 year
€624▼
2024 · €13k
Income taxes
€0▼
2024 · €305
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€47k€33k▼
Fixed assets21/28€806€181▼
Intangible fixed assets21€616€181▼
Tangible fixed assets22/27€190-
Furniture and vehicles24€190-
Current assets29/58€46k€33k▼
Amounts receivable within one year40/41€46k€33k▼
Trade receivables40€2k€6k▲
Other amounts receivable41€44k€27k▼
Cash at bank and in hand54/58€63€185▲
Deferred charges and accrued income490/1-€336
Equity and liabilities
Total equity and liabilities10/49€47k€33k▼
Equity10/15€34k€27k▼
Contributions10/11€12k€12k=
Capital10€12k-
Issued capital100€19k-
Uncalled capital101€6k-
Reserves13€22k€22k=
Distributable reserves133€22k€22k=
Profit (loss) carried forward14-€-8k
Amounts payable17/49€13k€7k▼
Amounts payable within one year42/48€13k€624▼
Trade debts44€12k€624▼
Suppliers440/4€12k€624▼
Taxes, remuneration and social security45€305-
Taxes450/3€305-
Accrued charges and deferred income492/3-€6k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€625▼
Other operating charges640/8€738€668▼
Gross operating margin9900€3k€-7k▼
Operating profit (loss)9901€332€-8k▼
Financial income75/76B€468€325▼
Recurring financial income75€468€325▼
Financial charges65/66B€42€53▲
Recurring financial charges65€42€53▲
Profit (loss) for the period before taxes9903€758€-8k▼
Income taxes67/77€305€0▼
Profit (loss) for the period9904€453€-8k▼
Profit (loss) for the period to be appropriated9905€453€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€453€-8k▼
Transfer to equity691/2€453-
To other reserves6921€453-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-8k ▼1807%
Net result drops to €-8k, the lowest in the series.
30-09
Financial
Liquidity times 15current ratio 53.12
Current ratio from 3.65 to 53.12; short-term debt falls from €13k to €624.
04-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Noordstraat 349000 GentGround area
486 m²
Building footprint
288 m²
Volume, LiDAR
2,682 m³
Parcel 44815F3634/00G002, Flanders · tallest building 15.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
RAC architects
since 20192.285.707.703
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44815F3634/00G002 | Flanders | 486 m² | 1 · 288 m² | 15.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 54 EUR awarded · 54 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 54 EUR | 54 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 18,213 companies in sector 71111 we hold annual accounts for 6,294. 4,798 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-02-2019
Fiscal year end30-09
Activities, NACEBEL
71111Activities of building architects
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:amelie@racarchitects.be
Phone:+32(485)068667