A5
ActiveSummary
A5 has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26,781 and a net result of €18,305. Equity is growing by ~127.4% per year across the filed fiscal years. Its solvency ranks better than 23% of 2058 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▲+27
Solvency45▲+12
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.96 against 0.33 in 2024; short-term debt: 19.7% and cash: 0.1% of total assets), and 79.6% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.4%
Return on assets
13.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 2058 sector peers (2025).
NBB · sector comparisonPosition among 2058 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
48 d late
2024
29 d late
2023
58 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 45 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 September (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€26,781▲ 216%
2024 · €8,476
Total assets
€131,397▲ 18.3%
2024 · €111,107
Net result
€18,305▲ 457%
2024 · €3,284
Working capital
-€998▲ 89.1%
2024 · -€9,194
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€329-€8,842▲ 2,586%€29,950▲ 239%
Net result-€808below the sector's middle half-€3,284within the sector's middle half€18,305within the sector's middle half▲ 457%
Equity€5,192below the sector's middle half-€8,476below the sector's middle half▲ 63.3%€26,781below the sector's middle half▲ 216%
Total assets€113,728within the sector's middle half-€111,107within the sector's middle half▼ 2.3%€131,397below the sector's middle half▲ 18.3%
Debt€108,535-€102,631▼ 5.4%€104,616▲ 1.9%
Working capital-€31,308below the sector's middle half--€9,194below the sector's middle half▲ 70.6%-€998below the sector's middle half▲ 89.1%
Solvency4.6%below the sector's middle half-7.6%below the sector's middle half▲ 3.1pp20.4%below the sector's middle half▲ 12.8pp
Current ratio0.19below the sector's middle half-0.33below the sector's middle half▲ 0.150.96below the sector's middle half▲ 0.63
Return on assets (ROA)-0.7%below the sector's middle half-3.0%within the sector's middle half▲ 3.7pp13.9%within the sector's middle half▲ 11.0pp
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 239% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €131,397
Fixed assets
€106,500 =
Current assets
€24,897 ▲ 440%
Equity and liabilities €131,397
Equity
€26,781 ▲ 216%
Debt
€104,616 ▲ 1.9%
Debt's share of the balance-sheet total falls from 92.4% to 79.6%. Equity and debt are higher.
Key figures and ratios
Debt to equity
3.91▼
2024 · 12.11
ROE
68.4%▲
2024 · 38.7%
Debt ≤ 1 year
€25,895▲
2024 · €13,801
Debt > 1 year
€78,453▼
2024 · €88,470
Income taxes
€7,494▲
2024 · €940
Staff costs
€4,000▲
2024 · €1,024
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €1,024 | €4,000 | ▲ 291% |
| Gross operating margin9900 | €329 | €9,866 | €33,950 | ▲ 244% |
| Operating profit (loss)9901 | €329 | €8,842 | €29,950 | ▲ 239% |
| Financial charges65/66B | €1,137 | €4,618 | €4,151 | ▼ 10.1% |
| Recurring financial charges65 | €1,137 | €4,618 | €4,151 | ▼ 10.1% |
| Profit (loss) for the period before taxes9903 | -€808 | €4,224 | €25,799 | ▲ 511% |
| Income taxes67/77 | - | €940 | €7,494 | ▲ 697% |
| Profit (loss) for the period9904 | -€808 | €3,284 | €18,305 | ▲ 457% |
| Profit (loss) for the period to be appropriated9905 | -€808 | €3,284 | €18,305 | ▲ 457% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €113,728 | €111,107 | €131,397 | ▲ 18.3% |
| Fixed assets21/28 | €106,500 | €106,500 | €106,500 | = |
| Financial fixed assets28 | €106,500 | €106,500 | €106,500 | = |
| Current assets29/58 | €7,228 | €4,607 | €24,897 | ▲ 440% |
| Amounts receivable within one year40/41 | €6,116 | €3,417 | €24,757 | ▲ 624% |
| Trade receivables40 | €6,116 | €3,416 | €24,756 | ▲ 625% |
| Other amounts receivable41 | - | €1 | €1 | = |
| Cash at bank and in hand54/58 | €1,112 | €1,190 | €141 | ▼ 88.2% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €113,728 | €111,107 | €131,397 | ▲ 18.3% |
| Equity10/15 | €5,192 | €8,476 | €26,781 | ▲ 216% |
| Contributions10/11 | €6,000 | €6,000 | €6,000 | = |
| Outside capital11 | €6,000 | €6,000 | €6,000 | = |
| Other1109/19 | €6,000 | €6,000 | €6,000 | = |
| Profit (loss) carried forward14 | -€808 | €2,476 | €20,781 | ▲ 739% |
| Amounts payable17/49 | €108,535 | €102,631 | €104,616 | ▲ 1.9% |
| Amounts payable after more than one year17 | €70,000 | €88,470 | €78,453 | ▼ 11.3% |
| Financial debts170/4 | €70,000 | €53,470 | €43,453 | ▼ 18.7% |
| Other amounts payable178/9 | - | €35,000 | €35,000 | = |
| Amounts payable within one year42/48 | €38,535 | €13,801 | €25,895 | ▲ 87.6% |
| Current portion of amounts payable after more than one year42 | - | €10,000 | €10,776 | ▲ 7.8% |
| Trade debts44 | €384 | €146 | €518 | ▲ 255% |
| Suppliers440/4 | €384 | €146 | €518 | ▲ 255% |
| Taxes, remuneration and social security45 | €1,626 | €2,131 | €13,077 | ▲ 514% |
| Taxes450/3 | €1,626 | €2,131 | €12,725 | ▲ 497% |
| Remuneration and social security454/9 | - | - | €352 | - |
| Other amounts payable47/48 | €36,525 | €1,525 | €1,525 | = |
| Accrued charges and deferred income492/3 | - | €360 | €268 | ▼ 25.5% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€808 | €3,284 | €18,305 | ▲ 457% |
| Operating cash flow (approximation) | -€808 | €3,284 | €18,305 | ▲ 457% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - |
| Change in cash | - | €78 | -€1,049 | ▼ 1,446% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 48 days late
2025
31-12
Financial
Highest result since 2023net €18,305 ▲457%
Operating result €29,950, net result €18,305, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €3,284
Net result €3,284 after one loss-making year.
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Jemeppe-sur-Sambre · 1 establishment unit since 2023
Ground area
766 m²
Building footprint
46 m²
Volume, LiDAR
408 m³
Parcel 92068E0220/00V000, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
A5
since 20232.351.981.566
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92068E0220/00V000 | Wallonia | 766 m² | 1 · 46 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the 2025 annual accounts of A5 and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 18,247 companies in this sector we hold annual accounts for 6,324. 4,826 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded12-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
E-invoicing
Reachable via Peppol
Peppol ID
0208:0805724659
Registered
28-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.