RA DECOR

Active

Private limited companyfounded 20232 yrs activeGh. de Villierslaan 18, 1700 Dilbeek, BelgiumKBO/BCE: BE 1002.944.168

Summary

RA DECOR has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €141,318 and a net result of €138,318. Its solvency ranks better than 46% of 33926 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Risk analysisWatch Report Compare

RA DECORActiveChecked score 66/100

Risk analysis Report Compare

Activity

Other building finishing work

NACE 43350NACE 43390

1 site

Size

€1.0mturnover 2025

Equity: €141,318
Profit: €138,318

Financial health

66 Healthy Checked score 2025

Bankruptcy chance 12 m: 1.3%

Structure

Accounts 47 d early1 of 2 deeds read

Why 66- Founded in 2023- 1 change of registered office in 24 months- Size: turnover €1.0m, total assets €327,081+ Liquidity: current ratio 1.97, cash €98,511Show the evidence

Checked score

Score 2025

66 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 66% of its sector peers (NACE 43, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 68

equity 43.2% of total assets

Liquidity 68

short-term debt 41.1% · cash 30.1%

Profitability 100

return on assets 42.3%

Bankruptcy probability, 12 months

1.3% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,514 companies)

Last 24 months 01-2025: 1.9% 02-2025: 1.9%▲ +2.7% vs 01-2025 03-2025: 2.3%▲ +19.0% vs 02-2025 04-2025: 2.4%▲ +5.2% vs 03-2025 05-2025: 2.7%▲ +12.0% vs 04-2025 06-2025: 2.7%● 0.0% vs 05-2025 07-2025: 3.0%▲ +10.3% vs 06-2025 08-2025: 3.0%▲ +1.8% vs 07-2025 09-2025: 2.9%▼ -4.2% vs 08-2025 10-2025: 3.0%▲ +1.3% vs 09-2025 11-2025: 3.3%▲ +11.7% vs 10-2025highest value 12-2025: 3.3%● 0.0% vs 11-2025highest value 01-2026: 0.5%▼ -84.1% vs 12-2025 02-2026: 0.5%● 0.0% vs 01-2026 03-2026: 0.5%● 0.0% vs 02-2026 04-2026: 0.5%● 0.0% vs 03-2026 05-2026: 0.5%● 0.0% vs 04-2026 06-2026: 0.5%● 0.0% vs 05-2026 07-2026: 0.5%▼ -0.2% vs 06-2026 08-2026: 0.5%● 0.0% vs 07-2026 09-2026: 0.5%▼ -1.5% vs 08-2026lowest value 10-2026: 1.3%▲ +157% vs 09-2026

Founded in 2023 raises the probability for this profile
1 change of registered office in 24 months raises the probability
Liquidity: current ratio 1.97, cash €98,511 lowers the probability
Size: turnover €1.0m, total assets €327,081 raises the probability for this profile

Credit up to €9,000 at 30 days only on tighter terms

Liquidity ample (current ratio 1.97; short-term debt: 41.1% and cash: 30.1% of total assets), but 56.8% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 46%, liquidity 67%, profitability 85%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Liquidity: current ratio 1.97, cash €98,511

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Size: turnover €1.0m, total assets €327,081

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-12-2025, 47 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

47 d early

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

15-09-26 Registered officeRegistered-office move
15-12-25 Annual accounts filedfiscal year 2025 · micro…

Key points

Positive: Among the best 5% on net resultsector median €10,149 · 33,913 companies €138,318 View
Turnover 2025first fiscal year filed €1.0m View
Active since 2023founded 04-12-2023 2 years View