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Het Interieurteam

Active
Private limited companyfounded 20223 yrs activeGestelstraat 11, 3560 Lummen, BelgiumKBO/BCE: BE 0794.233.030
Summary

Het Interieurteam has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99,438 and a net result of €100,582. Equity is growing by ~287.4% per year across the filed fiscal years. Its solvency ranks better than 29% of 33831 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisWatch ReportCompare
Het InterieurteamActiveChecked score 71/100
Risk analysis ReportCompare

Overview

Activity
Other building finishing work
NACE 43350NACE 43390
1 site
Size
€359,550total assets 2025
Equity
€99,438
Profit
€100,582
Turnover not published (abridged schema)
Financial health
71 Healthy Checked score 2025
Bankruptcy chance 12 m
0.7%
Structure
Accounts filed 27 d late0 of 2 deeds read
Why 71- 1 change of registered office in 24 months- Founded in 2022+ Liquidity: current ratio 2.86, cash €98,880+ Figures for FY 2025 (filed 27-08-2026)Show the evidence

Checked score

Score 2025
71 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 74% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 53+31
equity 27.7% of total assets
Liquidity 75+25
short-term debt 25.1% · cash 27.5%
Profitability 100+100
return on assets 28.0%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,514 companies)
Last 24 months 11-2024: 1.1% 12-2024: 1.1%● 0.0% vs 11-2024 01-2025: 1.1%● 0.0% vs 12-2024 02-2025: 1.1%▼ -1.5% vs 01-2025 03-2025: 1.2%▲ +2.8% vs 02-2025 04-2025: 1.4%▲ +18.4% vs 03-2025 05-2025: 1.6%▲ +17.7% vs 04-2025 06-2025: 1.6%▲ +0.9% vs 05-2025 07-2025: 1.7%▲ +4.1% vs 06-2025 08-2025: 2.4%▲ +44.8% vs 07-2025 09-2025: 2.2%▼ -8.0% vs 08-2025 10-2025: 2.2%● 0.0% vs 09-2025 11-2025: 2.2%● 0.0% vs 10-2025 12-2025: 2.2%● 0.0% vs 11-2025 01-2026: 2.0%▼ -10.1% vs 12-2025 02-2026: 2.0%● 0.0% vs 01-2026 03-2026: 2.1%▲ +1.7% vs 02-2026 04-2026: 2.4%▲ +15.1% vs 03-2026 05-2026: 2.6%▲ +8.5% vs 04-2026 06-2026: 2.6%▲ +1.1% vs 05-2026 07-2026: 2.7%▲ +2.4% vs 06-2026 08-2026: 2.9%▲ +9.5% vs 07-2026highest value 09-2026: 0.7%▼ -75.4% vs 08-2026lowest value 10-2026: 0.7%● 0.0% vs 09-2026lowest value
  • 1 change of registered office in 24 months raises the probability
  • Liquidity: current ratio 2.86, cash €98,880 lowers the probability
  • Founded in 2022 raises the probability for this profile
  • Figures for FY 2025 (filed 27-08-2026) lowers the probability
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 2.86 against 0.96 in 2024; short-term debt: 25.1% and cash: 27.5% of total assets), but 72.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 29%, liquidity 73%, profitability 93%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Liquidity: current ratio 2.86, cash €98,880
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Founded in 2022
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Figures for FY 2025 (filed 27-08-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
27 d late
2024
22 d late
2023
29 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 26 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €100,582
  3. Liquidity triplescurrent ratio 2.86

Key points

  • Positive: Back in profit in 2025after -€15,879 in 2024 €100,582 View
  • Positive: Among the best 5% on net resultsector median €10,155 · 33,818 companies €100,582 View
  • Total assets 20253 fiscal years filed €359,550 View

By topic

Financials

Fiscal year
2025
Total assets
€359,550
Profit
€100,582
Solvency
27.7%
Total assets▲ 880%
Net result
20232025
Go to Financials

Timeline

Events
6
Since
2024
Next accounts
by 31-07-2027
  1. 27-08-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 31-12-2025Liquidity triples
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other building finishing workNACE 43350
Founded
30-11-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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