R&V PROJECTEN

Active

Private limited companyfounded 20251 yr activeVeldstraat 20, 3130 Begijnendijk, BelgiumKBO/BCE: BE 1018.684.991

The computed 12-month bankruptcy probability of R&V PROJECTEN is 1.7% (moderate). The 2025 annual accounts show equity of €3k and a net result of €319. Its solvency ranks better than 13% of 27407 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

43 / 100

Weak

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability53

Solvency5

Growth-

Stability67

Bankruptcy probability, 12 months

1.7% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.36), and 92.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 27407 sector peers (2025).

NBB · sector comparison

Position among 27407 sector peers

Solvency

better than 13%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

4 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€3k

Total assets

€39k

Net result

€319

Working capital

€-7k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €37k

89.4%

11%

Fixed assets €33k

Current assets €4k

Equity and liabilities €39k

92.2%

Equity €3k

Debt €36k

Debt finances 92.2% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€6k

Cash flow

€4k

Solvency

7.8%

Current ratio

0.36

Quick ratio

0.36

Debt / equity

11.83

ROE

10.6%

ROA

0.8%

Interest coverage

13.68

Debt

€36k

Debt ≤ 1 year

€11k

Debt > 1 year

€25k

Income taxes

€1k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€39k

Formation expenses20€2k

Fixed assets21/28€33k

Tangible fixed assets22/27€33k

Plant, machinery and equipment23€3k

Furniture and vehicles24€31k

Current assets29/58€4k

Amounts receivable within one year40/41€3k

Trade receivables40€2k

Other amounts receivable41€1k

Cash at bank and in hand54/58€629

Deferred charges and accrued income490/1€208

Equity and liabilities

Total equity and liabilities10/49€39k

Equity10/15€3k

Contributions10/11€3k

Reserves13€319

Distributable reserves133€319

Amounts payable17/49€36k

Amounts payable after more than one year17€25k

Financial debts170/4€25k

Amounts payable within one year42/48€11k

Current portion of amounts payable after more than one year42€6k

Trade debts44€3k

Suppliers440/4€3k

Taxes, remuneration and social security45€1k

Taxes450/3€1k

Other amounts payable47/48€1k

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k

Other operating charges640/8€759

Gross operating margin9900€6k

Operating profit (loss)9901€2k

Financial charges65/66B€413

Recurring financial charges65€413

Profit (loss) for the period before taxes9903€1k

Income taxes67/77€1k

Profit (loss) for the period9904€319

Profit (loss) for the period to be appropriated9905€319

Appropriation of the result

Profit (loss) to be appropriated9906€319

Transfer to equity691/2€319

To other reserves6921€319

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Gazette 1Filings 1

2026

01-09

State Gazette act General meeting · Director appointment

General meeting · Director appointment · Mandate compensation4 facts ▸

General meeting, 2026-07-16
Director appointment, Cindy Vermeulen (niet-statutaire bestuurder)
Mandate compensation, R&V Projecten
Power of attorney, @TheOffice BV

27-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

State Gazette actNBB filing

Directors · office · real estate

Directors

1 director, no change since 2026

Cindy Vermeulen

Non-statutory director · since 20-08-2026

Current

20-08-2026 Appointed as Non-statutory director

Location & real-estate footprint

Registered office, Begijnendijk · 1 establishment unit since 2025

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Veldstraat 203130 Begijnendijk

Ground area

8,417 m²

Building footprint

134 m²

Volume, LiDAR

66 m³

Parcel 24007B0179/00K000, Flanders · tallest building 3.1 m. Linked by address, not a title deed.

1 establishment unit

R&V PROJECTEN

Veldstraat 20, 3130 BegijnendijkPlumbing work

since 20252.369.169.273

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24007B0179/00K000	Flanders	8,417 m²	1 · 134 m²	3.1 m

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

ME & OMSA TOP QUALITY WORK

Sint-Jans-Molenbeek · Eq €3k

AFF PROJECTS

BE 0729.547.589

Zonhoven · Eq €3k

Rik Janssen Riggerwerken

Sint-Pieters-Leeuw · Eq €3k

Of 15,430 companies in sector 43990 we hold annual accounts for 7,352. 1,850 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded14-01-2025

Fiscal year end31-12

Activities, NACEBEL

43990Other specialised construction activities

43221Plumbing work

43320Joinery installation

70200Business and other management consultancy

85510Sports and recreation education

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.