R-V-B
ActiveSummary
R-V-B has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110k and a net result of €105k. Its solvency ranks better than 37% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency61
Growth-
Track record67
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity ample (current ratio 1.56; short-term debt: 26.9% and cash: 4.7% of total assets), but 64.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.8%
Return on assets
34.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
25 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€110k
Total assets
€308k
Net result
€105k
Working capital
€46k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €307k
Fixed assets
€179k
Current assets
€129k
Equity and liabilities €308k
Equity
€110k
Debt
€198k
Debt finances 64.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€182k
Cash flow
€141k
Current ratio
1.56
Debt to equity
1.79
ROE
95.5%
ROA
34.2%
Interest coverage
17.72
Debt ≤ 1 year
€83k
Debt > 1 year
€115k
Income taxes
€30k
Filed annual accounts As filed with the NBB · 2025 · 43 lines
Balance sheet
Code2025
Assets
Total assets20/58€308k
Formation expenses20€487
Fixed assets21/28€179k
Intangible fixed assets21€369
Tangible fixed assets22/27€178k
Plant, machinery and equipment23€20k
Furniture and vehicles24€3k
Leasing and similar rights25€155k
Current assets29/58€129k
Amounts receivable within one year40/41€109k
Trade receivables40€58k
Other amounts receivable41€51k
Cash at bank and in hand54/58€14k
Deferred charges and accrued income490/1€5k
Equity and liabilities
Total equity and liabilities10/49€308k
Equity10/15€110k
Contributions10/11€5k
Reserves13€105k
Distributable reserves133€105k
Amounts payable17/49€198k
Amounts payable after more than one year17€115k
Financial debts170/4€115k
Amounts payable within one year42/48€83k
Current portion of amounts payable after more than one year42€36k
Trade debts44€15k
Suppliers440/4€15k
Taxes, remuneration and social security45€31k
Taxes450/3€31k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k
Other operating charges640/8€976
Gross operating margin9900€183k
Operating profit (loss)9901€146k
Financial income75/76B€14
Recurring financial income75€14
Financial charges65/66B€10k
Recurring financial charges65€10k
Profit (loss) for the period before taxes9903€136k
Income taxes67/77€30k
Profit (loss) for the period9904€105k
Profit (loss) for the period to be appropriated9905€105k
Appropriation of the result
Profit (loss) to be appropriated9906€105k
Transfer to equity691/2€105k
To other reserves6921€105k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €36k |
| Other operating charges640/8 | €976 |
| Gross operating margin9900 | €183k |
| Operating profit (loss)9901 | €146k |
| Financial income75/76B | €14 |
| Recurring financial income75 | €14 |
| Financial charges65/66B | €10k |
| Recurring financial charges65 | €10k |
| Profit (loss) for the period before taxes9903 | €136k |
| Income taxes67/77 | €30k |
| Profit (loss) for the period9904 | €105k |
| Profit (loss) for the period to be appropriated9905 | €105k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €308k | |
| Formation expenses20 | €487 | |
| Fixed assets21/28 | €179k | |
| Intangible fixed assets21 | €369 | |
| Tangible fixed assets22/27 | €178k | |
| Plant, machinery and equipment23 | €20k | |
| Furniture and vehicles24 | €3k | |
| Leasing and similar rights25 | €155k | |
| Current assets29/58 | €129k | |
| Amounts receivable within one year40/41 | €109k | |
| Trade receivables40 | €58k | |
| Other amounts receivable41 | €51k | |
| Cash at bank and in hand54/58 | €14k | |
| Deferred charges and accrued income490/1 | €5k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €308k | |
| Equity10/15 | €110k | |
| Contributions10/11 | €5k | |
| Reserves13 | €105k | |
| Distributable reserves133 | €105k | |
| Amounts payable17/49 | €198k | |
| Amounts payable after more than one year17 | €115k | |
| Financial debts170/4 | €115k | |
| Amounts payable within one year42/48 | €83k | |
| Current portion of amounts payable after more than one year42 | €36k | |
| Trade debts44 | €15k | |
| Suppliers440/4 | €15k | |
| Taxes, remuneration and social security45 | €31k | |
| Taxes450/3 | €31k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €105k |
| + Depreciation and write-downs630 | €36k |
| Operating cash flow (approximation) | €141k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laarne · 1 establishment unit since 2025
Ground area
764 m²
Building footprint
145 m²
Volume, LiDAR
906 m³
Parcel 42010B0716/00V000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
R-V-B
since 20252.370.337.926
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42010B0716/00V000 | Flanders | 764 m² | 1 · 145 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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SEBASTIEN DELMARCELLE
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SNS Project
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ERVA
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Of 8,454 companies in sector 43120 we hold annual accounts for 3,231. 2,650 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-02-2025
Fiscal year end31-12
Activities, NACEBEL 2025
43120Site preparation
42110Construction of roads and motorways
Scores and ratios are computed by Checked and are not a credit decision.