GARDIN - DE MEYER
ActiveSummary
GARDIN - DE MEYER has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €24k. Its solvency ranks better than 12% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
Axes
Profitability76
Solvency31
Growth-
Track record67
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.77; short-term debt: 43.7% and cash: 8.4% of total assets), and 93.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.5%
Return on assets
5.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 27965 sector peers (2025).
NBB · sector comparisonPosition among 27965 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
8 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€28k
Total assets
€430k
Net result
€24k
Working capital
€-43k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €430k
Fixed assets
€285k
Current assets
€145k
Equity and liabilities €430k
Equity
€28k
Debt
€402k
Debt finances 93.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€93k
Cash flow
€83k
Current ratio
0.77
Quick ratio
0.76
Debt to equity
14.41
ROE
85.7%
ROA
5.6%
Interest coverage
17.44
Debt ≤ 1 year
€188k
Debt > 1 year
€212k
Income taxes
€7k
Staff costs
€97k
Filed annual accounts As filed with the NBB · 2025 · 49 lines
Balance sheet
Code2025
Assets
Total assets20/58€430k
Fixed assets21/28€285k
Intangible fixed assets21€412
Tangible fixed assets22/27€284k
Land and buildings22€1k
Plant, machinery and equipment23€129k
Furniture and vehicles24€153k
Current assets29/58€145k
Stocks and contracts in progress3€2k
Stocks30/36€2k
Amounts receivable within one year40/41€98k
Trade receivables40€46k
Other amounts receivable41€52k
Cash at bank and in hand54/58€36k
Deferred charges and accrued income490/1€9k
Equity and liabilities
Total equity and liabilities10/49€430k
Equity10/15€28k
Contributions10/11€4k
Reserves13€24k
Distributable reserves133€24k
Amounts payable17/49€402k
Amounts payable after more than one year17€212k
Financial debts170/4€212k
Amounts payable within one year42/48€188k
Current portion of amounts payable after more than one year42€74k
Financial debts43€25k
Credit institutions430/8€25k
Trade debts44€87k
Suppliers440/4€87k
Taxes, remuneration and social security45€2k
Taxes450/3€2k
Accrued charges and deferred income492/3€2k
Income statement
Code2025
Remuneration, social security and pensions62€97k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k
Other operating charges640/8€3k
Non-recurring operating charges66A€1k
Gross operating margin9900€194k
Operating profit (loss)9901€35k
Financial income75/76B€1k
Recurring financial income75€1k
Financial charges65/66B€5k
Recurring financial charges65€5k
Profit (loss) for the period before taxes9903€31k
Income taxes67/77€7k
Profit (loss) for the period9904€24k
Profit (loss) for the period to be appropriated9905€24k
Appropriation of the result
Profit (loss) to be appropriated9906€24k
Transfer to equity691/2€24k
To other reserves6921€24k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €97k |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €59k |
| Other operating charges640/8 | €3k |
| Non-recurring operating charges66A | €1k |
| Gross operating margin9900 | €194k |
| Operating profit (loss)9901 | €35k |
| Financial income75/76B | €1k |
| Recurring financial income75 | €1k |
| Financial charges65/66B | €5k |
| Recurring financial charges65 | €5k |
| Profit (loss) for the period before taxes9903 | €31k |
| Income taxes67/77 | €7k |
| Profit (loss) for the period9904 | €24k |
| Profit (loss) for the period to be appropriated9905 | €24k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €430k | |
| Fixed assets21/28 | €285k | |
| Intangible fixed assets21 | €412 | |
| Tangible fixed assets22/27 | €284k | |
| Land and buildings22 | €1k | |
| Plant, machinery and equipment23 | €129k | |
| Furniture and vehicles24 | €153k | |
| Current assets29/58 | €145k | |
| Stocks and contracts in progress3 | €2k | |
| Stocks30/36 | €2k | |
| Amounts receivable within one year40/41 | €98k | |
| Trade receivables40 | €46k | |
| Other amounts receivable41 | €52k | |
| Cash at bank and in hand54/58 | €36k | |
| Deferred charges and accrued income490/1 | €9k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €430k | |
| Equity10/15 | €28k | |
| Contributions10/11 | €4k | |
| Reserves13 | €24k | |
| Distributable reserves133 | €24k | |
| Amounts payable17/49 | €402k | |
| Amounts payable after more than one year17 | €212k | |
| Financial debts170/4 | €212k | |
| Amounts payable within one year42/48 | €188k | |
| Current portion of amounts payable after more than one year42 | €74k | |
| Financial debts43 | €25k | |
| Credit institutions430/8 | €25k | |
| Trade debts44 | €87k | |
| Suppliers440/4 | €87k | |
| Taxes, remuneration and social security45 | €2k | |
| Taxes450/3 | €2k | |
| Accrued charges and deferred income492/3 | €2k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €24k |
| + Depreciation and write-downs630 | €59k |
| Operating cash flow (approximation) | €83k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2024
Ground area
3,616 m²
Building footprint
168 m²
Volume, LiDAR
917 m³
Parcel 44503G0142/00C000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Goodies For Minis
since 20242.367.674.087
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44503G0142/00C000 | Flanders | 3,616 m² | 1 · 168 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,829 EUR awarded · 1,829 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,829 EUR | 1,829 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
4 categoriesGARDIN - DE MEYER BV45410
Similar companies · same sector, comparable size
DELRIVIERE TERRASSEMENT
BE 1004.644.737
Leuze-en-Hainaut · Eq €27,884
BANO Service
BE 0801.297.105
Lokeren · Eq €27,865
ARC & STYLE ENERGIES RENOUVELABLES
BE 0884.565.368
Brussel · Eq €27,953
DEXO
BE 0728.446.640
Wevelgem · Eq €27,848
Grondwerken Johny
BE 0777.588.325
Holsbeek · Eq €27,821
Of 8,454 companies in sector 43120 we hold annual accounts for 3,231. 2,183 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43120Site preparation
41001General construction of residential buildings
43990Other specialised construction activities
47120Other non-specialised retail sale
85599Other education
Scores and ratios are computed by Checked and are not a credit decision.