R&T CONSTRUCT
ActiveThe file of R&T CONSTRUCT contains 1 historical bankruptcy publication and 6 administrative flags, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 10.7% (high). The 2025 annual accounts show equity of €18k and a net result of €31k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 49% of 27407 sector peers (fiscal year 2025).
Checked score
Score 2025
94
/ 100
Excellent▲ +18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency87▲+70
Growth78=
Stability61
Bankruptcy probability, 12 months
10.7%
High
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity ample (current ratio 1.81 against 1.06 in 2024), but 53.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.4%
Return on assets
79.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-02-2026, 164 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
164 d early
2024
198 d late
2023
77 d late
2021
577 d late
2020
942 d late
2019
92 d late
2018
31 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
6 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
UBO non-compliance×6
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▲ 708%
2024 · €2k
2018: €-5k
2019: €-30k
2020: €-23k
2021: €-28k
2023: €-13k
2024: €2k
2018 → 2025
Total assets
€39k▲ 30.8%
2024 · €30k
2018: €82k
2019: €95k
2020: €80k
2021: €54k
2023: €18k
2024: €30k
2018 → 2025
Net result
€31k▲ 12.8%
2024 · €27k
2018: €-32k
2019: €-25k
2020: €7k
2021: €-5k
2023: €10k
2024: €27k
2018 → 2025
Working capital
€17k▲ 976%
2024 · €2k
2018: €-13k
2019: €-60k
2020: €-47k
2021: €-45k
2023: €-14k
2024: €2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Equity€-23k-€-28k▼ 19.8%€-13k▲ 53.2%€2k€18k▲ 708%
Operating result€6k-€-4k€12k€28k▲ 128%€34k▲ 24.0%
Net result€7k-€-5k€10k€27k▲ 163%€31k▲ 12.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2025 is 24% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €39k
Fixed assets
€1k▲ 60.3%
Current assets
€38k▲ 30.1%
Equity and liabilities €39k
Equity
€18k▲ 708%
Debt
€21k▼ 24.2%
The debt ratio falls from 92.5% to 53.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€35k▲
2024 · €28k
Cash flow
€31k▲
2024 · €28k
Solvency
46.4%▲
2024 · 7.5%
Current ratio
1.81▲
2024 · 1.06
Quick ratio
1.81▲
2024 · 1.06
Debt / equity
1.16▼
2024 · 12.32
ROE
170.7%
ROA
79.2%▼
2024 · 91.9%
Interest coverage
299.00▲
2024 · 62.21
Debt
€21k▼
2024 · €28k
Debt ≤ 1 year
€21k▼
2024 · €28k
Income taxes
€3k▲
2024 · €-77
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€30k€39k▲
Fixed assets21/28€668€1k▲
Tangible fixed assets22/27€668€1k▲
Plant, machinery and equipment23€627€777▲
Furniture and vehicles24€40€293▲
Current assets29/58€29k€38k▲
Amounts receivable within one year40/41€27k€37k▲
Trade receivables40€13k€5k▼
Other amounts receivable41€14k€32k▲
Cash at bank and in hand54/58€2k€849▼
Equity and liabilities
Total equity and liabilities10/49€30k€39k▲
Equity10/15€2k€18k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€27k€27k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€25k€25k=
Profit (loss) carried forward14€-31k€-15k▲
Amounts payable17/49€28k€21k▼
Amounts payable within one year42/48€28k€21k▼
Trade debts44€16k€2k▼
Suppliers440/4€16k€2k▼
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Other amounts payable47/48€12k€15k▲
Accrued charges and deferred income492/3€12-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€745€464▼
Other operating charges640/8€2k€144▼
Gross operating margin9900€30k€35k▲
Operating profit (loss)9901€28k€34k▲
Financial income75/76B€0€4▲
Recurring financial income75€0€4▲
Financial charges65/66B€457€116▼
Recurring financial charges65€457€116▼
Profit (loss) for the period before taxes9903€27k€34k▲
Income taxes67/77€-77€3k▲
Profit (loss) for the period9904€27k€31k▲
Profit (loss) for the period to be appropriated9905€27k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€-64▲
Profit (loss) brought forward from the previous period14P€-46k€-31k▲
Profit to be distributed694/7€12k€15k▲
Directors or managers695€12k€15k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
14-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 198 days late
2025
31-12
Financial
Highest result since 2018net €31k ▲12.8%
Operating result €34k, net result €31k, both a record.
27-06
KBO administration
UBO non-compliance
event 16-06-2025
20-06
KBO administration
UBO non-compliance
event 11-06-2025
10-06
KBO administration
UBO non-compliance
event 26-05-2025
02-06
KBO administration
UBO non-compliance
event 22-05-2025
12-05
KBO administration
UBO non-compliance
event 28-04-2025
07-05
KBO administration
UBO non-compliance
event 22-04-2025
2024
05-11
Bankruptcy
Judicial dissolution
Ondernemingsrechtbank Gent, afdeling Dendermonde · van: BV R&T CONSTRUCT- ESSESTRAAT 29/A, 9340 LEDE
16-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 77 days late
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 577 days late
28-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 942 days late
2023
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 153 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2017
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-09-2017
Resigned as Manager
Location & real-estate footprint
Registered office, Liedekerke
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rozenlaan 84C1770 LiedekerkeGround area
2.1 ha
Building footprint
1,461 m²
Volume, LiDAR
1,560 m³
Parcel 23762B0013/00V063, Flanders · tallest building 20.3 m. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23762B0013/00V063 | Flanders | 2.1 ha | 1 · 1,461 m² | 20.3 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 19,947 companies in sector 43320 we hold annual accounts for 9,084. 5,878 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-06-2007
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.