Noma Design
ActiveNoma Design has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €2k. Equity is shrinking by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 31% of 27407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
78
/ 100
Excellent▲ +2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▼-45
Solvency61▲+14
Growth58=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.65 against 1.27 in 2024), but 70% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30%
Return on assets
3.3%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
18192022232425
2018 to 2025 · latest year €18k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
27 d late
2024
40 d late
2023
30 d late
2022
23 d late
2020
18 d early
2019
38 d early
2018
64 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€110k
EBIT margin
2.1%
Net result
€2k▼ 60.0%
2024 · €5k
2018: €2k
2019: €379
2020: €16k
2022: €15k
2023: €-23k
2024: €5k
2018 → 2025
Working capital
€19k▲ 99.6%
2024 · €9k
2018: €18k
2019: €40k
2020: €29k
2022: €41k
2023: €9k
2024: €9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€22k-€34k▲ 56.7%€11k▼ 67.0%€16k▲ 44.3%€18k▲ 12.3%
Operating result€22k-€20k▼ 5.4%€-19k€6k€3k▼ 49.1%
Net result€16k-€15k▼ 4.7%€-23k€5k€2k▼ 60.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €60k
Fixed assets
€13k▼ 22.8%
Current assets
€47k▲ 8.5%
Equity and liabilities €60k
Equity
€18k▲ 12.3%
Debt
€42k▼ 4.6%
The debt ratio falls from 73.3% to 70.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€11k▼
2024 · €15k
Cash flow
€10k▼
2024 · €13k
Solvency
30.0%▲
2024 · 26.7%
Current ratio
1.65▲
2024 · 1.27
Quick ratio
0.69▲
2024 · 0.49
Debt / equity
2.33▼
2024 · 2.74
ROE
10.9%▼
2024 · 30.7%
ROA
3.3%▼
2024 · 8.2%
Interest coverage
13.65▲
2024 · 9.86
Debt
€42k▼
2024 · €44k
Debt ≤ 1 year
€29k▼
2024 · €34k
Debt > 1 year
€3k▼
2024 · €10k
Income taxes
€547
Staff costs
€7k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€60k€60k▼
Fixed assets21/28€17k€13k▼
Tangible fixed assets22/27€17k€13k▼
Plant, machinery and equipment23€16k€9k▼
Furniture and vehicles24€530€4k▲
Current assets29/58€44k€47k▲
Stocks and contracts in progress3€27k€28k▲
Stocks30/36€27k€28k▲
Amounts receivable within one year40/41€16k€11k▼
Trade receivables40€12k€7k▼
Other amounts receivable41€4k€4k▲
Cash at bank and in hand54/58€783€8k▲
Deferred charges and accrued income490/1€361€1k▲
Equity and liabilities
Total equity and liabilities10/49€60k€60k▼
Equity10/15€16k€18k▲
Contributions10/11€19k€19k=
Reserves13€15k€15k=
Distributable reserves133€15k€15k=
Profit (loss) carried forward14€-18k€-16k▲
Amounts payable17/49€44k€42k▼
Amounts payable after more than one year17€10k€3k▼
Financial debts170/4€10k€3k▼
Amounts payable within one year42/48€34k€29k▼
Current portion of amounts payable after more than one year42€13k€7k▼
Trade debts44€17k€16k▼
Suppliers440/4€17k€16k▼
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€4k€2k▼
Remuneration and social security454/9-€4k
Other amounts payable47/48€511€600▲
Accrued charges and deferred income492/3-€10k
Income statement
Code20242025
Remuneration, social security and pensions62€4k€7k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▼
Other operating charges640/8€414€773▲
Gross operating margin9900€19k€19k▼
Operating profit (loss)9901€6k€3k▼
Financial income75/76B€7€99▲
Recurring financial income75€7€99▲
Financial charges65/66B€1k€831▼
Recurring financial charges65€1k€831▼
Profit (loss) for the period before taxes9903€5k€3k▼
Income taxes67/77-€547
Profit (loss) for the period9904€5k€2k▼
Profit (loss) for the period to be appropriated9905€5k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-16k▲
Profit (loss) brought forward from the previous period14P€-23k€-18k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 40 days late
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-23k ▼248%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €16k ▲4138%
Operating result €22k, net result €16k, both a record.
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 64 days late
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Dony 354000 LiègeGround area
111 m²
Building footprint
27 m²
Volume, LiDAR
261 m³
Parcel 62810B0474/00K002, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
-
since 20162.254.394.123
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62810B0474/00K002indicative | Wallonia | 111 m² | 1 · 27 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
B.I.F. CONSTRUCT
BE 0841.094.621
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PERFECT WORKING GROUP
BE 0791.246.519
Zemst · Eq €18k
CONDOR
BE 0477.516.251
Bornem · Eq €18k
MC BOUW&BETONWERKEN
BE 0791.809.812
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JASPER SEGERS
BE 0783.436.930
Puurs-Sint-Amands · Eq €18k
Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 11,136 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-07-2016
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43320Joinery installation
43110Demolition
43211General electrical installation work
43212Electrical installation work in industrial facilities
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.