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R.T.A. CONSTRUCT

Active
Private limited companyfounded 2009active for 16 yearsZandstraat 6, 3945 Ham, BelgiumKBO/BCE: BE 0821.315.133
Summary

R.T.A. CONSTRUCT has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €924,295 and a net result of €330,331. Equity has been growing by about 25% per year since 2018. Its solvency ranks better than 44% of 2,790 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 10-12-2009 Normal situation
Registered office
10 active companies are registered at this address 2 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
General construction of other non-residential buildings NACE 41003and 7 others
Joint committees
124 Paritair Comité voor het bouwbedrijf
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
Establishment unit
2.183.678.747 3945 Ham, since 10-12-2009
Financial year end
31 December
Peppol
Reachable since 24-11-2023

Board and ownership

Board
  • R.T.A. InvestDirector · since 01-04-2025 · permanent representative Tysmans Apers Rudy

Financial position

87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€973,304
▼ 5.2%
Turnover
≈ €2.3m
estimated
Profit
€330,331
▼ 23.5%
Equity
€924,295
▲ 10.8%
Total assets
€2.8m
▲ 39.6%
Employees on 31-12-2025
5
▼ 16.7%
Filed on 27-07-2026, 4 days before the deadline
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)lowers riskFounded in 2009Figures for financial year 2025 (filed on 27-07-2026)Liquidity: current ratio 1.48, cash €613,030Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 55% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 58-9
equity 33.3% of total assets
Liquidity 54-4
short-term debt 48.6% · cash 22.1%
Profitability 84-12
return on assets 11.9%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 12-2024: 1.0% 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 0.9%▼ -0.1 percentage points vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 1.0%▲ +0.1 percentage points vs 05-2025 07-2025: 1.3%▲ +0.3 percentage points vs 06-2025 08-2025: 1.9%▲ +0.6 percentage points vs 07-2025highest value 09-2025: 0.4%▼ -1.5 percentage points vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 0.3%▼ -0.2 percentage points vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value
Credit of up to €80,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.48 (1.71 in 2024), below the usual 1.5. Short-term debt is 48.6% and cash 22.1% of total assets. 66.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 40% of them on solvency, 57% on liquidity, 67% on profitability and 55% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 2009
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Figures for financial year 2025 (filed on 27-07-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.48, cash €613,030
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 days early
2024
28 days late
2023
on the day
2022
31 days late
2021
75 days late
2020
30 days late
2019
64 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 14 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 94% of companies in construction of buildingssector median €19,390 · 2,784 companies €330,331 View
  • Positive: 8 profitable years in a rowprofit 2025: €330,331 8 years View

Recent changes

  1. · Gazette deed Resignation: KMN BV (director)Permanent representatives: Tysmans Apers Rudy, Johan Jacobs and 4 others · Appointment: R.T.A Invest (director)
  2. · Gazette deed Change of role: TYSMANS APERS, Rudy, from manager to directorPermanent representative: TYSMANS APERS, Rudy
  3. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as R.T.A. CONSTRUCT: general construction of other non-residential buildings (NACE 41003). They are comparable in size and age: total assets between €1.6m and €4.5m, founded between 2008 and 2013.

CompanyTotal assetsGross margin
R.T.A. CONSTRUCT Ham€2.8m€1.0m
B & G Genk€1.6m€1.1m
THIJS INDUSTRIEBOUW Pelt€1.8m€0.9m
GTC BUILD Deerlijk€3.0m€0.8m
LMV CONSTRUCT Zonnebeke€4.5m€1.2m
GREEN CONSTRUCT Theux€3.2m€0.7m
K-construction Langemark-Poelkapelle€2.9m€0.7m
Full comparison

Key facts about R.T.A. CONSTRUCT

What is the company number of R.T.A. CONSTRUCT?
The company number of R.T.A. CONSTRUCT is 0821.315.133. The VAT number is the same number with BE in front: BE 0821.315.133.
Where is R.T.A. CONSTRUCT based?
The registered office is at Zandstraat 6, 3945 Ham.Company details
What does R.T.A. CONSTRUCT do?
According to the KBO register, the main activity is general construction of other non-residential buildings (NACE 41003).
What is the legal form of R.T.A. CONSTRUCT?
The legal form of R.T.A. CONSTRUCT is Private limited company (BV).
When was R.T.A. CONSTRUCT founded?
R.T.A. CONSTRUCT was founded on 10-12-2009.
Is R.T.A. CONSTRUCT still active?
Yes, R.T.A. CONSTRUCT is an active enterprise in the KBO register.
How many employees does R.T.A. CONSTRUCT have?
R.T.A. CONSTRUCT had an average of 6.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does R.T.A. CONSTRUCT fall under?
In its 2025 annual accounts, R.T.A. CONSTRUCT states joint committees 124 (Paritair Comité voor het bouwbedrijf) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of R.T.A. CONSTRUCT?
The turnover in financial year 2025 is ≈ €2.3m. This figure is estimated from the gross margin of €973,304 and 35 comparable companies (NACE 410). It probably lies between €1.8m and €3.7m.
Is R.T.A. CONSTRUCT profitable?
In financial year 2025, R.T.A. CONSTRUCT made a profit of €330,331.
Where can I find the annual accounts of R.T.A. CONSTRUCT?
R.T.A. CONSTRUCT filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of R.T.A. CONSTRUCT due?
R.T.A. CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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