B & G

Active

Private limited companyfounded 2009active for 17 yearsHorizonlaan 21, 3600 Genk, BelgiumKBO/BCE: BE 0809.573.876

Summary

B & G has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €196,757 and a net result of €11,161, of which €24,200 non-recurring income. Equity is growing by about 4% per year across the filed financial years. Its solvency ranks better than 20% of 2,787 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisFollow Report Compare

B & GActiveChecked score 65/100

Risk analysis Report Compare

Activity

General construction of other non-residential buildings

NACE 41003

1 site

Size

≈ €1.8mturnover 2025, estimated

Staff: 9.6 FTE
Equity: €196,757
Profit: €11,161

Turnover estimated from the gross margin

Financial health

65 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.0%

Structure

Kristof AertsDirector

2025 accounts on time1 of 7 deeds summarised

Why 65raises riskSector: Construction of residential and non-residential buildings (NACE 41)Figures for financial year 2025 (filed 05-11-2025)lowers riskLiquidity: current ratio 1.37, cash €475,610Founded in 2009Show the evidence

Checked score

Score 2025

65 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 34% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 37-3

equity 12.1% of total assets

Liquidity 48+38

short-term debt 72.1% · cash 29.3%

Profitability 38-10

return on assets 0.7%

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,447 companies, NACE 41, micro)

Last 24 months 11-2024: 2.1% 12-2024: 1.2%▼ -0.9 percentage points vs 11-2024 01-2025: 1.2%● unchanged vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.2%● unchanged vs 03-2025 05-2025: 1.3%▲ +0.1 percentage points vs 04-2025 06-2025: 1.3%● unchanged vs 05-2025 07-2025: 1.3%● unchanged vs 06-2025 08-2025: 1.3%● unchanged vs 07-2025 09-2025: 1.3%● unchanged vs 08-2025 10-2025: 1.6%▲ +0.3 percentage points vs 09-2025 11-2025: 2.2%▲ +0.6 percentage points vs 10-2025highest value 12-2025: 0.6%▼ -1.6 percentage points vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.7%▲ +0.1 percentage points vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.6%▼ -0.1 percentage points vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026lowest value 10-2026: 1.0%▲ +0.4 percentage points vs 09-2026

Credit of up to €12,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.37, compared with 1.27 in 2024, below the usual 1.5; short-term debt: 72.1% and cash: 29.3% of total assets), and 87.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 20% on solvency, 47% on liquidity, 23% on profitability and 48% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Liquidity: current ratio 1.37, cash €475,610

NBB · annual accounts

Founded in 2009

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Figures for financial year 2025 (filed 05-11-2025)

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 2787 sector peers (2025).

NBB · sector comparison

Position among 2787 sector peers

Solvency

better than 20%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

on the day

2024

on the day

2023

2 days early

2022

3 days early

2021

1 day early

2020

27 days late

2019

on the day

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 30 October (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

31-03-2026 year end30-10-2026 today31-10-2026 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

31-10-2025 Annual accounts filedfinancial year 2025 · abbreviated…
31-10-2024 Annual accounts filedfinancial year 2024 · abbreviated…
13-06-2024 Resignations: Bram Bleyen BV (director) and…Permanent representatives: Bram Bleyen and…

Key points

Caution: Among the weakest 20% on solvencysector median 38.6% · 2,787 companies 12.1% View
Caution: Staff fell in 2025from 13.1 FTE to 9.6 FTE ▼ 26.7% View
Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View
Positive: 5 profitable years in a rowprofit 2025: €11,161, mostly one-off 5 years View

By topic

Financials

Financial year: 2025
Total assets: €1.6m
Profit: €11,161
Solvency: 12.1%

Total assets▲ 29.0%

Net result

20192025

Go to Financials

Board & ownership

Board: 1 member

Kristof AertsDirector

Go to Board & ownership

Timeline

Events: 20
Since: 2010
Next accounts: by 31-10-2026

29-10-2023Annual accounts filed
31-03-2023Highest result from 2019 to 2025
28-10-2022Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General construction of other non-residential buildingsNACE 41003
Founded: 04-02-2009
Year ends: 31-03
Peppol: Reachable for e-invoices

Go to Company details

Key facts about B & G

What is the company number of B & G?: 0809.573.876. In Belgium the VAT number is the company number with BE in front: BE 0809.573.876.
Where is B & G based?: The registered office is at Horizonlaan 21, 3600 Genk.Company details
What does B & G do?: According to the KBO register, the main activity is general construction of other non-residential buildings (NACE 41003).
What is the legal form of B & G?: Private limited company (BV).
When was B & G founded?: On 04-02-2009.
Is B & G still active?: Yes, B & G is an active enterprise in the KBO register.
How many employees does B & G have?: On average 9.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of B & G?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is B & G profitable?: In financial year 2025, B & G made a profit of €11,161.
Where can I find the annual accounts of B & G?: B & G filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of B & G due?: By 31-10-2026, for financial year 2026.Timeline