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R&S ASSUR'

Active Risk: not assessed
Public limited companyfounded 1995active for 31 yearsRue Jean Pauly 137, 4432 Ans, BelgiumKBO/BCE: BE 0455.309.189
Summary

R&S ASSUR' is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €187,136 and a net result of -€4,941. Equity has been growing by about 6.7% per year since 2018. Its solvency ranks better than 89% of 6,687 sector peers (NACE 64, financial year 2025). The company has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals.

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R&S ASSUR'Active
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Overview

Official details

Source: KBO
Status
Active since 29-05-1995 Normal situation
Activity
Financial service activities, except insurance and pension funding NACE 64190
Establishment units
2.074.196.332 4432 Ans, since 08-12-1995
2.074.196.431 4602 Visé, since 29-01-2001
Financial year end
31 December
Peppol
Reachable since 07-01-2026
Company details

Board and ownership

Board
  • KLEM MANAGEMENT SRLDirector · since 01-05-2018
  • GOBERT CEDRICDirector
  • SOUKKHASEUM THIPPHAPHONEDirector
Shareholders
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Loss
€4,941
Equity
€187,136
▼ 2.6%
Total assets
€200,205
▼ 7.8%
Staff
≈ 0 FTE
estimated
Filed on 30-06-2026, 31 days before the deadline
Financials
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
24 days early
2023
1 day early
2022
on the day
2021
52 days early
2020
25 days early
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 83% of companies in financial servicessector median €51,585 · 6,686 companies -€4,941 View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

Comparable companies

These companies have the same main activity as R&S ASSUR': financial service activities, except insurance and pension funding (NACE 64190). They are comparable in size and age: total assets between €75,600 and €953,000, founded between 1986 and 2008.

CompanyTotal assetsGross margin
R&S ASSUR' Ans€200,205€6,073
KIVAN Ieper€259,990€1,989
FINANCIERE DE HESBAYE Waremme€953,069€3,748
MILADAMS FINANCE Hélécine€75,584€16,535
Ansellia Africana Oudergem€103,484€24,405
DE SMEDT LUC Lebbeke€319,009€1,361
Cauwenberghs & Co Lubbeek€899,524€12,256
Full comparison

Key facts about R&S ASSUR'
What is the company number of R&S ASSUR'?
The company number of R&S ASSUR' is 0455.309.189. The VAT number is the same number with BE in front: BE 0455.309.189.
Where is R&S ASSUR' based?
The registered office is at Rue Jean Pauly 137, 4432 Ans.Company details
What does R&S ASSUR' do?
According to the KBO register, the main activity is financial service activities, except insurance and pension funding (NACE 64190).
What is the legal form of R&S ASSUR'?
The legal form of R&S ASSUR' is Public limited company (NV).
When was R&S ASSUR' founded?
R&S ASSUR' was founded on 29-05-1995.
Is R&S ASSUR' still active?
Yes, R&S ASSUR' is an active enterprise in the KBO register.
How many employees does R&S ASSUR' have?
R&S ASSUR' had an average of 1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of R&S ASSUR'?
The turnover in financial year 2025 is ≈ €28,000. This figure is estimated from the gross margin of €6,073 and 58 comparable companies (NACE 64). It probably lies between €12,000 and €48,000. It is a rough estimate. In financial year 2019 turnover was €285,085.
Is R&S ASSUR' profitable?
In financial year 2025, R&S ASSUR' made a loss of €4,941.
Where can I find the annual accounts of R&S ASSUR'?
R&S ASSUR' filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of R&S ASSUR' due?
R&S ASSUR' must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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