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Cauwenberghs & Co

Active Risk: not assessed
Private limited companyfounded 2008active for 18 yearsGroenendries(BIN) 5A, 3211 Lubbeek, BelgiumKBO/BCE: BE 0899.130.513

From the official registers: KBO 18 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Cauwenberghs & Co is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €603,656 and a net result of -€8,356. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 64% of 9,750 sector peers (NACE 64, financial year 2025). The company has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals.

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Cauwenberghs & CoActive
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Overview

Official details

KBO
Status
Active since 30-06-2008 Normal situation
Activity
Financial service activities, except insurance and pension funding NACE 64190
Establishment unit
2.172.194.442 3211 Lubbeek, since 30-06-2008
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Board and ownership

Board
Holdings
Shares in 1 company BeStIn Fin
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Loss
€8,356
Equity
€603,656
▼ 1.4%
Total assets
€899,524
▼ 5.8%
Filed on 22-06-2026, 39 days before the deadline
Financials
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 days early
2024
6 days late
2023
2 days late
2022
30 days late
2021
26 days early
2020
5 days late
2019
22 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €364,340 in 2024 -€8,356 View
  • Caution: Lower net result than 88% of companies in financial servicessector median €32,909 · 9,752 companies -€8,356 View

Comparable companies

These companies have the same main activity as Cauwenberghs & Co: financial service activities, except insurance and pension funding (NACE 64190). They are comparable in size and age: total assets between €408,000 and €1.2m, founded between 1992 and 2015.

CompanyTotal assetsGross margin
Cauwenberghs & Co Lubbeek€0.9m€0.01m
DEKERVEL & C° Veurne€1.2m€0.03m
CATHERINE JUPRELLE Juprelle€0.4m€0.04m
D. LIBERT Jemeppe-sur-Sambre€0.4m€0.04m
QUEMMAZIPA Berlare€0.4m€0.04m
GROUP CLAEYS-DELAEY Koksijde€1.0m€0.05m
FINANCIERE DE HESBAYE Waremme€1.0m€0.004m
Full comparison

Documents

Annual accounts at the NBB

All 18 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Cauwenberghs & Co
What is the company number of Cauwenberghs & Co?
The company number of Cauwenberghs & Co is 0899.130.513. The VAT number is the same number with BE in front: BE 0899.130.513.
Where is Cauwenberghs & Co based?
The registered office is at Groenendries(BIN) 5A, 3211 Lubbeek.Company details
What does Cauwenberghs & Co do?
According to the KBO register, the main activity is financial service activities, except insurance and pension funding (NACE 64190).
What is the legal form of Cauwenberghs & Co?
The legal form of Cauwenberghs & Co is Private limited company (BV).
When was Cauwenberghs & Co founded?
Cauwenberghs & Co was founded on 30-06-2008.
Is Cauwenberghs & Co still active?
Yes, Cauwenberghs & Co is an active enterprise in the KBO register.
How many employees does Cauwenberghs & Co have?
Cauwenberghs & Co had an average of 1.7 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of Cauwenberghs & Co?
The turnover in financial year 2025 is ≈ €57,000. This figure is estimated from the gross margin of €12,256 and 35 comparable companies (NACE 64). It probably lies between €17,000 and €82,000. It is a rough estimate.
Is Cauwenberghs & Co profitable?
In financial year 2025, Cauwenberghs & Co made a loss of €8,356.
Where can I find the annual accounts of Cauwenberghs & Co?
Cauwenberghs & Co filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Cauwenberghs & Co due?
Cauwenberghs & Co must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies See what changed in the latest annual accounts.What changed

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