R&R
ActiveThe computed 12-month bankruptcy probability of R&R is 2.7% (moderate). The 2024 annual accounts show equity of €15k and a net result of €6k. Its solvency ranks better than 49% of 9981 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability90▲+7
Solvency67▼-19
Growth78
Track record94
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.43 against 1.2 in 2023; short-term debt: 58.3% and cash: 60.3% of total assets), and 58.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
41.7%
Return on assets
17.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-08-2025, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
5 d late
2023
25 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€15k▲ 70.2%
2023 · €9k
2023: €9k
2023 → 2024
Total assets
€35k▲ 150%
2023 · €14k
2023: €14k
2023 → 2024
Net result
€6k▲ 280%
2023 · €2k
2023: €2k
2023 → 2024
Working capital
€9k▲ 710%
2023 · €1k
2023: €1k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€9k-€15k▲ 70.2%
Operating result€3k-€8k▲ 218%
Net result€2k-€6k▲ 280%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 218% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €35k
Fixed assets
€6k▼ 21.7%
Current assets
€29k▲ 349%
Equity and liabilities €35k
Equity
€15k▲ 70.2%
Debt
€20k▲ 277%
The debt ratio rises from 38.7% to 58.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€11k▲
2023 · €3k
Cash flow
€9k▲
2023 · €2k
Solvency
41.7%▼
2023 · 61.3%
Current ratio
1.43▲
2023 · 1.20
Quick ratio
1.43▲
2023 · 1.20
Debt / equity
1.40▲
2023 · 0.63
ROE
41.2%▲
2023 · 18.5%
ROA
17.2%▲
2023 · 11.3%
Interest coverage
37.02▲
2023 · 16.89
Debt
€20k▲
2023 · €5k
Debt ≤ 1 year
€20k▲
2023 · €5k
Income taxes
€2k▲
2023 · €835
Staff costs
€35k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€14k€35k▲
Fixed assets21/28€8k€6k▼
Tangible fixed assets22/27€8k€6k▼
Plant, machinery and equipment23€918€2k▲
Furniture and vehicles24€7k€4k▼
Current assets29/58€6k€29k▲
Amounts receivable within one year40/41€536€7k▲
Trade receivables40-€6k
Other amounts receivable41€536€1k▲
Cash at bank and in hand54/58€5k€21k▲
Deferred charges and accrued income490/1€664€805▲
Equity and liabilities
Total equity and liabilities10/49€14k€35k▲
Equity10/15€9k€15k▲
Contributions10/11€7k€7k=
Profit (loss) carried forward14€2k€8k▲
Amounts payable17/49€5k€20k▲
Amounts payable within one year42/48€5k€20k▲
Trade debts44€400€10k▲
Suppliers440/4€400€10k▲
Taxes, remuneration and social security45€1k€7k▲
Taxes450/3€835€2k▲
Remuneration and social security454/9€207€5k▲
Other amounts payable47/48€4k€4k▼
Income statement
Code20232024
Remuneration, social security and pensions62€2k€35k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€634€3k▲
Other operating charges640/8€2k€955▼
Gross operating margin9900€6k€47k▲
Operating profit (loss)9901€3k€8k▲
Financial income75/76B€1€1▼
Recurring financial income75€1€1▼
Financial charges65/66B€192€295▲
Recurring financial charges65€192€295▲
Profit (loss) for the period before taxes9903€2k€8k▲
Income taxes67/77€835€2k▲
Profit (loss) for the period9904€2k€6k▲
Profit (loss) for the period to be appropriated9905€2k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€8k▲
Profit (loss) brought forward from the previous period14P-€2k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
06-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gitschotellei 842600 AntwerpenGround area
120 m²
Building footprint
107 m²
Volume, LiDAR
928 m³
Parcel 11302A0038/00R009, Flanders · tallest building 14.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
R&R
since 20222.338.705.731
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11302A0038/00R009 | Flanders | 120 m² | 1 · 107 m² | 14.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 270 EUR awarded · 270 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 270 EUR | 270 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 10,604 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-11-2022
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43110Demolition
43221Plumbing work
43310Plastering work
43320Joinery installation
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.