R & M TECH

Active

Private limited companyfounded 20214 yrs activeBoudewijnlaan 13, 1700 Dilbeek, BelgiumKBO/BCE: BE 0778.874.168

The computed 12-month bankruptcy probability of R & M TECH is 3.1% (moderate). The 2024 annual accounts show negative equity (€-22k) and a net result of €-2k. Equity is shrinking by ~132.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 514 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

26 / 100

Weak▲ +19 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability49▼-51

Solvency33=

Growth32=

Stability94

Bankruptcy probability, 12 months

3.1% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.32 against 0.38 in 2023), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

-161.5%

Return on assets

-15.7%

Age of the figures

20 mo

Negative equity

Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).

NBB · annual accounts 2024

Equity per financial year

222324

2022 to 2024 · latest year -€22k

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

not confirmed

2024

60 d late

2023

22 d late

2022

81 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€-22k▼ 10.8%

2023 · €-20k

2022: €37k 2023: €-20k

2022 → 2024

Total assets

€14k▼ 50.7%

2023 · €28k

2022: €81k 2023: €28k

2022 → 2024

Net result

€-2k▲ 96.2%

2023 · €-57k

2022: €32k 2023: €-57k

2022 → 2024

Working capital

€-25k▲ 17.3%

2023 · €-30k

2022: €20k 2023: €-30k

2022 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202220232024Trend

Equity€37k-€-20k€-22k▼ 10.8%

Operating result€46k-€-56k€-594▲ 98.9%

Net result€32k-€-57k€-2k▲ 96.2%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €594 in 2024 against €56k in 2023; the loss shrinks.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €14k

16.8%

83.2%

Fixed assets €2k▼ 75.9%

Current assets €12k▼ 37.5%

Key figures and ratios

2024 value · change against 2023

EBITDA

€7k▲

2023 · €-49k

Cash flow

€5k▲

2023 · €-50k

Solvency

-161.5%▼

2023 · -71.9%

Current ratio

0.32▼

2023 · 0.38

Quick ratio

0.32▼

2023 · 0.38

Debt / equity

-1.62▲

2023 · -2.39

ROE

9.7%▼

2023 · 283.3%

ROA

-15.7%▲

2023 · -203.6%

Interest coverage

6.63▲

2023 · -263.41

Debt

€36k▼

2023 · €48k

Debt ≤ 1 year

€36k▼

2023 · €48k

Income taxes

€570▼

2023 · €683

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€28k€14k▼

Fixed assets21/28€10k€2k▼

Tangible fixed assets22/27€10k€2k▼

Furniture and vehicles24€10k€2k▼

Current assets29/58€18k€12k▼

Amounts receivable within one year40/41€15k€9k▼

Trade receivables40€9k€0▼

Other amounts receivable41€6k€9k▲

Cash at bank and in hand54/58€2k€2k▼

Deferred charges and accrued income490/1€1k€490▼

Equity and liabilities

Total equity and liabilities10/49€28k€14k▼

Equity10/15€-20k€-22k▼

Contributions10/11€5k€5k=

Profit (loss) carried forward14€-25k€-27k▼

Amounts payable17/49€48k€36k▼

Amounts payable within one year42/48€48k€36k▼

Trade debts44€3k€3k▲

Suppliers440/4€3k€3k▲

Taxes, remuneration and social security45€8k€570▼

Taxes450/3€8k€570▼

Other amounts payable47/48€38k€32k▼

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k=

Other operating charges640/8€3k€1k▼

Gross operating margin9900€-46k€8k▲

Operating profit (loss)9901€-56k€-594▲

Financial charges65/66B€186€1k▲

Recurring financial charges65€186€1k▲

Profit (loss) for the period before taxes9903€-57k€-2k▲

Income taxes67/77€683€570▼

Profit (loss) for the period9904€-57k€-2k▲

Profit (loss) for the period to be appropriated9905€-57k€-2k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-25k€-27k▼

Profit (loss) brought forward from the previous period14P€32k€-25k▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 4Financial 1Filings 3

2025

29-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 60 days late

2024

22-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 22 days late

2023

31-12

Financial Weakest financial yearnet €-57k ▼279%

Net result drops to €-57k, the lowest in the series; recovery starts the following year.

20-10

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 81 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 2 acts read

About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

1 director, last change in 2024

Marche Pierre

Gedelegeerd bestuur · since 08-08-2024

Current

08-08-2024 Appointed as Gedelegeerd bestuur

Not every act has been read: a resignation may be missing here

2 of this company's 2 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.

Location & real-estate footprint

Registered office, Dilbeek · 1 establishment unit since 2021

exact location from the address register On OpenStreetMap

Ground area

366 m²

Building footprint

78 m²

Volume, LiDAR

661 m³

Parcel 23352F0042/00X012, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

R & M TECH