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Complete company report
Generated 17-08-2026
Active BE 0801.340.655Private limited company

R&H MED

Vieux Chemin d'Ath(WAR) 2 ·7548 Tournai, Belgium· 3 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of R&H MED is 3.2% (moderate). The 2024 annual accounts show equity of €139k and a net result of €86k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €139k
Net result €86k
Active 3 yrs
Locations 1
Financial profile 5 of 5 axes measured · computed by Checked
Health100Profitability100Solvency100Growth78Stability94
94 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
3.2% Moderate
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 13-08-2025 with the NBB · fiscal year 2024 · micro
€0€50k€100kOperating result 2023: €64k€64kNet result 2023: €51k€51kOperating result 2024: €109k€109kNet result 2024: €86k€86k20232024
Operating resultNet result
EBITDA
€109k
- 23-24
Net profit
€86k
+68.4% 23-24
Cash flow
€86k
- 23-24
Total assets
€174k
+115.7% 23-24
Equity
€139k
+159.0% 23-24
Working capital
€132k
+145.5% 23-24
Income taxes
€23k
+75.8% 23-24
Debt
€35k
+29.4% 23-24
Show 8 other metrics
Debt ≤ 1y
€35k
+29.4% 23-24
Current ratio
4.79
+59.8% 23-24
Quick ratio
4.79
+59.8% 23-24
Solvency
80.0%
+20.0% 23-24
Debt / equity
0.25
-50.0% 23-24
ROE
61.4%
-35.0% 23-24
ROA
49.1%
-22.0% 23-24
Interest coverage
907.95
- 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€109k
Net profit€86k
Cash flow€86k
Staff costs-
Income taxes€23k
Dividends-
Total assets€174k
Equity€139k
Debt€35k
of which ≤ 1y€35k
of which > 1y-
Working capital€132k
Employees (FTE)-
Ratios (computed)
2024
Current ratio4.79
Quick ratio4.79
Working capital ratio75.8%
Solvency80.0%
Debt / equity0.25
Long-term debt ratio-
Interest coverage907.95
Gross margin-
Net margin-
ROA49.1%
ROE61.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€174k
Fixed assets 21/28€7k
Tangible fixed assets 22/27€7k
Current assets 29/58€167k
Amounts receivable within one year 40/41€67k
Cash & bank 54/58€99k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€174k
Equity 10/15€139k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€136k
Amounts payable 17/49€35k
Amounts payable within one year 42/48€35k
Trade debts payable within one year 44€6k
Income statement
Gross operating margin 9900€109k
Operating result 9901€109k
Financial charges 65€121
Result before taxes 9903€109k
Income taxes 67/77€23k
Net result for the period 9904€86k
Result to be appropriated 9905€86k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation02-05-2023
StatusActive
Postal code7548
Establishment units 1 location
R&H MED
Rue Perdue(TOU) 27, 7500 TournaiActiviteiten van huisartspraktijken
since 20232.345.680.229
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57085A0079/00E000 Wallonia 2,408 m² 1 · 139 m² 8.3 m · 2 fl.
57081E0518/00C000 Wallonia 353 m² 1 · 199 m² -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
13-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
04-10-2024
State Gazette act Registered-office change
16-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
Address history · 1
04-10-2024
Registered-office move
All acts · 1 updated 1 year ago
2024
04-10-2024 Registered office moved from Tournai to Warchin Registered-office change
  • Rue Perdue 27, 7500 Tournai, Belgique → Vieux chemin d'Ath 2 - 7548 Warchin
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Vieux chemin d\u0027Ath 2 - 7548 Warchin",
        "city": "Warchin",
        "region": "waals_gewest",
        "street": "Vieux chemin d\u0027Ath",
        "country": "BE",
        "postcode": "7548",
        "box_number": null,
        "street_number": "2",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Rue Perdue 27, 7500 Tournai, Belgique",
        "city": "Tournai",
        "region": "waals_gewest",
        "street": "Rue Perdue",
        "country": "BE",
        "postcode": "7500",
        "box_number": null,
        "street_number": "27",
        "locality_suffix": null
      },
      "effective_date": "2024-08-23",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2024-10-04",
    "filing_date": "2024-09-09",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "conseil_d_administration",
    "date": "2024-09-09",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0801.340.655",
    "name_full": "R \u0026 H MED",
    "legal_form": "SRL",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Romero Delgado Fernando",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [
    "Bijlagen bij het Belgisch Staatsblad",
    "Annexes du Moniteur belge"
  ]
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR R&H MED
Registered office
Vieux Chemin d'Ath(WAR) 2
7548 Tournai, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative