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qwertz

Active
Private limited companyfounded 201511 yrs activeHeiken 20, 2520 Ranst, BelgiumKBO/BCE: BE 0633.553.520

qwertz is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €20k and a net result of €-68k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 51% of 7971 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 d early
2024
45 d early
2023
47 d early
2022
41 d early
2021
40 d early
2020
26 d early
2019
17 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€20k▼ 77.7%
2024 · €88k
2018: €133k 2019: €13k 2020: €24k 2021: €24k 2022: €25k 2023: €25k 2024: €88k
2018 → 2025
Net result
€-68k
2024 · €183k
2018: €49k 2019: €30k 2020: €84k 2021: €33k 2022: €15k 2023: €36k 2024: €183k
2018 → 2025
Total assets
€37k▼ 88.3%
2024 · €318k
2018: €149k 2019: €176k 2020: €241k 2021: €102k 2022: €68k 2023: €90k 2024: €318k
2018 → 2025
Solvency
52.8%▲ 25.2pp
2024 · 27.6%
2018: 89.3% 2019: 7.4% 2020: 9.8% 2021: 23.3% 2022: 36.4% 2023: 27.6% 2024: 27.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€24k-€25k▲ 3.4%€25k▲ 1.5%€88k▲ 252%€20k▼ 77.7%
Operating result€46k-€23k▼ 48.5%€50k▲ 114%€244k▲ 386%€-67k
Net result€33k-€15k▼ 55.6%€36k▲ 145%€183k▲ 403%€-68k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200kOperating result 2021: €46k€46kNet result 2021: €33k€33kOperating result 2022: €23k€23kNet result 2022: €15k€15kOperating result 2023: €50k€50kNet result 2023: €36k€36kOperating result 2024: €244k€244kNet result 2024: €183k€183kOperating result 2025: €-67k€-67kNet result 2025: €-68k€-68k20212022202320242025
The operating result turns negative in 2025: a loss of €67k after €244k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €37k
Fixed assets €24k▲ 15.5%
Current assets €13k▼ 95.5%
Equity and liabilities €37k
Equity €20k▼ 77.7%
Debt €18k▼ 92.4%
The debt ratio falls from 72.4% to 47.2%: debt falls faster than equity shrinks.
Key figures and ratios
2025 value · change against 2024
Solvency
52.8%
2024 · 27.6%
ROE
-347.8%
2024 · 208.2%
ROA
-183.5%
2024 · 57.5%
Debt
€18k
2024 · €230k
Debt ≤ 1 year
€18k
2024 · €228k
Debt > 1 year
€0
2024 · €3k
Income taxes
€215
2024 · €60k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€318k€37k
Fixed assets21/28€21k€24k
Tangible fixed assets22/27€21k€24k
Plant, machinery and equipment23€10k€13k
Furniture and vehicles24€2k€1k
Other tangible fixed assets26€9k€10k
Current assets29/58€297k€13k
Amounts receivable within one year40/41€237k€1k
Trade receivables40€222k€0
Other amounts receivable41€15k€1k
Cash at bank and in hand54/58€59k€12k
Deferred charges and accrued income490/1€890€142
Equity and liabilities
Total equity and liabilities10/49€318k€37k
Equity10/15€88k€20k
Contributions10/11€19k€19k=
Reserves13€69k€69k=
Distributable reserves133€69k€69k=
Profit (loss) carried forward14€0€-68k
Amounts payable17/49€230k€18k
Amounts payable after more than one year17€3k€0
Financial debts170/4€3k€0
Amounts payable within one year42/48€228k€18k
Current portion of amounts payable after more than one year42€5k€3k
Financial debts43€51k€0
Credit institutions430/8€537€0
Other loans439€50k€0
Trade debts44€2k€782
Suppliers440/4€2k€782
Taxes, remuneration and social security45€49k€725
Taxes450/3€49k€725
Remuneration and social security454/9€0-
Other amounts payable47/48€121k€13k
Income statement Code20242025
Non-recurring operating income76A-€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k
Other operating charges640/8€1k€578
Non-recurring operating charges66A-€398
Gross operating margin9900€247k€-63k
Operating profit (loss)9901€244k€-67k
Financial income75/76B€117€846
Recurring financial income75€117€846
Financial charges65/66B€1k€2k
Recurring financial charges65€1k€2k
Profit (loss) for the period before taxes9903€243k€-68k
Income taxes67/77€60k€215
Profit (loss) for the period9904€183k€-68k
Profit (loss) for the period to be appropriated9905€183k€-68k
Appropriation of the result
Profit (loss) to be appropriated9906€183k€-68k
Transfer to equity691/2€63k€0
To other reserves6921€63k€0
Profit to be distributed694/7€120k€0
Return on contributions (dividend)694€120k€0

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €-68k ▼137%
Net result drops to €-68k, the lowest in the series.
16-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Highest result since 2018net €183k ▲403%
Operating result €244k, net result €183k, both a record.
14-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
21-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
05-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Liquidity doublescurrent ratio 2.24
Current ratio from 1.07 to 2.24; short-term debt falls from €163k to €103k.
14-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
24-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
18-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 2015
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Heiken 202520 Ranst
Ground area
1,073 m²
Building footprint
249 m²
Volume, LiDAR
981 m³
Parcel 11015C0262/00S006, Flanders · tallest building 5.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
qwertz / MissMilla / Flow by Sabrina / flowpilatesyoga
Heiken 20, 2520 RanstFinancial service activities, except insurance and pension funding
since 20152.243.385.316
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11015C0262/00S006 Flanders 1,073 m² 1 · 249 m² 5.7 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 7,332 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded06-07-2015
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
47120Other non-specialised retail sale
47551Retail sale of household furniture
47559Retail sale of other household articles
47591Retail trade
47599Retail trade
47910Retail trade
85599Other education
85699Other educational support services
86909Human health activities
86995Nutrition and dietetics services
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.