ERUCO
ActiveERUCO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €33k and a net result of €52. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 95% of 7974 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
47 d early
2023
24 d late
2022
29 d late
2021
41 d early
2020
25 d late
2019
63 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 0.2%
2024 · €33k
2018: €26k
2019: €29k
2020: €32k
2021: €33k
2022: €33k
2023: €33k
2024: €33k
2018 → 2025
Net result
€52▲ 103%
2024 · €26
2018: €4k
2019: €3k
2020: €3k
2021: €362
2022: €158
2023: €361
2024: €26
2018 → 2025
Total assets
€34k▼ 2.5%
2024 · €35k
2018: €29k
2019: €33k
2020: €37k
2021: €35k
2022: €34k
2023: €34k
2024: €35k
2018 → 2025
Solvency
98.4%▲ 2.6pp
2024 · 95.8%
2018: 88.6%
2019: 87.9%
2020: 88.4%
2021: 93.6%
2022: 97.7%
2023: 98.7%
2024: 95.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€33k▲ 0.5%€33k▲ 1.1%€33k▲ 0.1%€33k▲ 0.2%
Operating result€642-€290▼ 54.8%€606▲ 109%€113▼ 81.3%€152▲ 33.7%
Net result€362-€158▼ 56.4%€361▲ 129%€26▼ 92.9%€52▲ 103%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 34% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €34k
Equity
€33k▲ 0.2%
Debt
€556▼ 61.9%
The debt ratio falls from 4.2% to 1.6%: equity grows while debt is paid down.
Key figures and ratios
Solvency
98.4%▲
2024 · 95.8%
ROE
0.2%▲
2024 · 0.1%
ROA
0.2%▲
2024 · 0.1%
Debt
€556▼
2024 · €1k
Debt ≤ 1 year
€556▼
2024 · €1k
Income taxes
€19▲
2024 · €10
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€35k€34k▼
Current assets29/58€35k€34k▼
Amounts receivable within one year40/41€35k€34k▼
Other amounts receivable41€35k€34k▼
Cash at bank and in hand54/58€45€82▲
Equity and liabilities
Total equity and liabilities10/49€35k€34k▼
Equity10/15€33k€33k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€13k€13k▲
Amounts payable17/49€1k€556▼
Amounts payable within one year42/48€1k€556▼
Trade debts44€1k€528▼
Suppliers440/4€1k€528▼
Taxes, remuneration and social security45€141€29▼
Taxes450/3€141€29▼
Income statement
Code20242025
Other operating charges640/8€613€628▲
Gross operating margin9900€727€779▲
Operating profit (loss)9901€113€152▲
Financial charges65/66B€78€81▲
Recurring financial charges65€78€81▲
Profit (loss) for the period before taxes9903€35€71▲
Income taxes67/77€10€19▲
Profit (loss) for the period9904€26€52▲
Profit (loss) for the period to be appropriated9905€26€52▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€13k▲
Profit (loss) brought forward from the previous period14P€13k€13k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 60.88
Current ratio from 23.79 to 60.88; short-term debt falls from €1k to €556.
14-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €26 ▼92.9%
Net result drops to €26, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 43.08
Current ratio from 15.53 to 43.08; short-term debt falls from €2k to €781.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 63 days late
2019
13-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 44 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonnebeke · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nonnebossenstraat 148980 ZonnebekeGround area
3,636 m²
Building footprint
254 m²
Volume, LiDAR
1,165 m³
Parcel 33037D0284/00G000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ERUCO
since 20142.240.466.507
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33037D0284/00G000 | Flanders | 3,636 m² | 1 · 254 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 9,071 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-12-2014
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.