Skip to content

QVH SERVICES

Active
Private limited companyfounded 2025active for 1 yearRue Lucien Namêche 42, 5000 Namur, BelgiumKBO/BCE: BE 1019.389.727
Summary

QVH SERVICES has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,341 and a net result of €6,341. Its solvency ranks better than 59% of 2,820 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Overview

Official details

Source: KBO
Status
Active since 30-01-2025 Normal situation
Activity
Other business support services NACE 82990and 5 others
Establishment unit
2.369.532.034 5000 Namur, since 30-01-2025
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
Shareholders
  • VAN HECKE Quentin Marie Edouarddeed of 03-02-2025

Financial position

65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Annual accounts 2025
Turnover
€81,877
Profit
€6,341
Equity
€9,341
Total assets
€17,557
  • 2025 accounts filed 13 days after the deadline
Score breakdownraises risk1 change of registered office in 24 monthsFounded in 2025Size: turnover €81,877, total assets €17,557lowers riskSector: Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 47% of micro companies in office administrative support (NACE 82)
Financial strength
Strong
Solvency 78
equity 53.2% of total assets
Liquidity 29
short-term debt 46.8% · cash 1.8%
Profitability 95
return on assets 36.1%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,676 companies, NACE 82, micro)
Last 24 months 02-2026: 1.1%lowest value 03-2026: 1.1%● unchanged vs 02-2026lowest value 04-2026: 1.1%● unchanged vs 03-2026 05-2026: 1.2%▲ +0.1 percentage points vs 04-2026 06-2026: 1.2%● unchanged vs 05-2026 07-2026: 1.4%▲ +0.2 percentage points vs 06-2026highest value 08-2026: 1.4%● unchanged vs 07-2026highest value 09-2026: 1.3%▼ -0.1 percentage points vs 08-2026 10-2026: 1.2%▼ -0.1 percentage points vs 09-2026 11-2026: 1.2%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.04, below 1. Short-term debt is 46.8% and cash 1.8% of total assets. 46.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 54% of them on solvency, 16% on liquidity and 69% on profitability.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: turnover €81,877, total assets €17,557
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 13 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
13 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Financials

Financials · financial year 2025, abbreviated format

2025 annual accounts filed 13 days after the deadline Filed on 13 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00399198.

Annual accounts 2025 filed on 13-08-2026 at the NBB

Turnover
€81,877
EBIT margin
11.1%
Net result
€6,341
Working capital
-€7,906
Balance-sheet composition
Assets €17,557
Fixed assets €17,247
Current assets €310
Equity and liabilities €17,557
Equity €9,341
Debt €8,216
Debt's share of the balance-sheet total is 46.8%.
Key figures and ratios
2025 value
EBITDA
€13,321
Cash flow
€10,600
Current ratio
0.04
Debt to equity
0.88
ROE
67.9%
ROA
36.1%
Interest coverage
over 100
Debt ≤ 1 year
€8,216
Income taxes
€2,637
Customer credit
0 days
Supplier credit
17 days

Investments

fixed assets acquired
Item2025
Tangible fixed assets€21,505
Depreciation and write-downs of the year€4,258

Source: notes to the 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€17,557
Fixed assets21/28€17,247
Tangible fixed assets22/27€17,247
Furniture and vehicles24€17,247
Current assets29/58€310
Amounts receivable within one year40/41€0
Trade receivables40€0
Other amounts receivable41€0
Cash at bank and in hand54/58€310
Equity and liabilities
Total equity and liabilities10/49€17,557
Equity10/15€9,341
Contributions10/11€3,000
Profit (loss) carried forward14€6,341
Amounts payable17/49€8,216
Amounts payable within one year42/48€8,216
Trade debts44€3,434
Suppliers440/4€3,434
Taxes, remuneration and social security45€3,915
Taxes450/3€3,915
Remuneration and social security454/9€0
Other amounts payable47/48€867
Income statement Code2025
Turnover70€81,877
Goods, raw materials, services and sundry goods60/61€73,025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,258
Other operating charges640/8€311
Gross operating margin9900€13,632
Operating profit (loss)9901€9,062
Financial charges65/66B€84
Recurring financial charges65€84
Profit (loss) for the period before taxes9903€8,978
Income taxes67/77€2,637
Profit (loss) for the period9904€6,341
Profit (loss) for the period to be appropriated9905€6,341
Appropriation of the result
Profit (loss) to be appropriated9906€6,341

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 13-08-2026.

Line2025
Turnover70€81,877
Goods, raw materials, services and sundry goods60/61€73,025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,258
Other operating charges640/8€311
Gross operating margin9900€13,632
Operating profit (loss)9901€9,062
Financial charges65/66B€84
Recurring financial charges65€84
Profit (loss) for the period before taxes9903€8,978
Income taxes67/77€2,637
Profit (loss) for the period9904€6,341
Profit (loss) for the period to be appropriated9905€6,341
Line2025
Assets
Total assets20/58€17,557
Fixed assets21/28€17,247
Tangible fixed assets22/27€17,247
Furniture and vehicles24€17,247
Current assets29/58€310
Amounts receivable within one year40/41€0
Trade receivables40€0
Other amounts receivable41€0
Cash at bank and in hand54/58€310
Equity and liabilities
Total equity and liabilities10/49€17,557
Equity10/15€9,341
Contributions10/11€3,000
Profit (loss) carried forward14€6,341
Amounts payable17/49€8,216
Amounts payable within one year42/48€8,216
Trade debts44€3,434
Suppliers440/4€3,434
Taxes, remuneration and social security45€3,915
Taxes450/3€3,915
Remuneration and social security454/9€0
Other amounts payable47/48€867
Line2025
Profit (loss) for the period9904€6,341
+ Depreciation and write-downs630€4,258
Operating cash flow (approximation)€10,600

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 11,279 companies had the same profile as QVH SERVICES has now. Two years later, 96.6% were still going and 0.7% had gone bankrupt.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
96.6% was still going
2.6% stopped otherwise
0.7% went bankrupt

The bankruptcy probability of QVH SERVICES itself is higher: 1.2% within 12 months. It rests on far more data about QVH SERVICES than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 11,279 companies, not a prediction for QVH SERVICES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 13-08-2026 2026-00399198 PDF

Board & ownership

Directors

Directors
1 director, since incorporation
VAN HECKE Quentin Marie Edouard
Director (not named in the articles) · since 28-01-2025 · term without a fixed end · listed in the 2025 annual accounts, filed on 13-08-2026
Current

Owners and capital

Shareholders

At incorporation deed of 03-02-2025 ↗

Capital transactions

Capital over time
  1. 03-02-2025 Incorporation · €3,000 · 100 shares

Articles of association

Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Articles of association, deed of 03-02-2025 (in French)

Network & group

QVH SERVICES shares no director with another company.

Connections & network

1 current director
Depth

The network starts from the directors of QVH SERVICES. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Deeds, filings and financial milestones

2026
13-08
NBB filing Annual accounts 2025 filedNBB
abbreviated format · 13 days late
2025
08-10
Gazette deed Registered office moved from Ohey to Namur
New registered office: rue Lucien Namêche 42 H, 5000 Namur · Previous registered office: Clos de Maillen 8, 5350 Ohey2 points ▸
  • General meeting, 04-09-2025
  • Registered-office move, rue Lucien Namêche 42 H, 5000 Namur

Open the deed in the Belgian Official Gazette

03-02
Gazette deed Incorporation
Founding capital of €3,000, 100 shares · Founder: VAN HECKE Quentin Marie Edouard · Appointment: VAN HECKE Quentin Marie Edouard (director)7 points ▸
  • Incorporation, 28-01-2025
  • Founder, VAN HECKE Quentin Marie Edouard
  • Founding capital, €3,000, 100 shares
  • VAN HECKE Quentin Marie Edouard holds 100 shares
  • Registered office clause, Clos de Maillen 8, 5350 Ohey
  • Board rule, 1
  • Director appointment, VAN HECKE Quentin Marie Edouard (director (not named in the articles))
  • The deed holds 5 more points.

Open the deed in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

QVH SERVICES was incorporated on 30 January 2025 as a private limited company by one natural person, with a starting capital of €3,000.12 The registered office was moved to Namur in 2025.3 Since 2025, VAN HECKE Quentin Marie Edouard has served as director.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 03-02-2025
  3. 3Belgian Official Gazette, 08-10-2025
  4. 4National Bank, annual accounts 2025

Company details

Register details

Identity

KBO record
Name QVH SERVICES in French
Enterprise number 1019.389.727
Legal form Private limited company
Status Active, normal situation
Founded 30-01-2025
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 03-02-2025 (in French)

Registered office and establishments

Registered office Rue Lucien Namêche 42, 5000 Namur, Belgium
1 former office
  • 5350 Ohey until the deed of 08-10-2025
Establishment unit Rue Lucien Namêche 42H, 5000 Namur since 30-01-2025 · unit number 2.369.532.034

Activities

NACEBEL 2025
82990 Other business support services main activity
46190 Agents in non-specialised wholesale trade
47750 Retail sale of cosmetics and toilet articles
47781 Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
73110 Advertising agencies
85599 Other education
PurposeThe purpose describes the activities the company may carry out under its articles.
“Intermédiaire de commerce en produits divers et notamment en placement de cuisines équipées; L’activité d’intermédiaire du commerce en…”
16 activities
  1. Intermédiaire de commerce en produits divers et notamment en placement de cuisines équipées.
  2. L’activité d’intermédiaire du commerce en parfums, cosmétiques, articles de toilette et produits de nettoyage.
  3. L’activité d’intermédiaire spécialisés dans le commerce d'autres produits spécifiques.
  4. L’activité d’intermédiaire du commerce en produits divers.
  5. Les autres commerces de détail hors magasin, éventaires ou marchés.
  6. Toutes opérations se rapportant directement ou indirectement à l'exécution de tous travaux, recherches, études, ainsi que la prestation de tous services, consultations et conseils se rapportant à la vie et au fonctionnement de toutes formes d'entreprises privées ou publiques, belges et/ou étrangères, principalement en matière financière, de gestion, de management, ainsi qu'en matière d'organisation et de commercialisation, sans que cette énumération puisse en aucune manière être considérée comme limitative.
  7. Outre ses activités de consultant, la société pourra également intervenir directement dans la gestion et dans l'organisation des entreprises clientes, suivant les conditions que son conseil d'administration décidera.
  8. La société pourra fournir, tant pour son compte propre que pour compte de ses actionnaires, tous services d'assistance administrative, de gestion et de conseil notamment en matière d'organisation et de management.
  9. Elle a également pour objet toutes activités liées au marketing, aux domaines du secrétariat et de l’accueil, de la traduction, des services de bureaux, de la formation et du recrutement de personnel, de l’organisation d’événements et de séminaires, de la promotion et des relations publiques.
  10. Toutes opérations se rapportant à l’enseignement au sens large du terme.
  11. Toutes opérations se rapportant au management au sens large du terme.
  12. Elle pourra fabriquer, importer, acheter et vendre, en gros, demi-gros, ou au détail toutes marchandises, matériel, mobilier ou immeubles pouvant servir à cette activité.
  13. Autres formes d'enseignement.
  14. Autres activités pour la santé humaine.
  15. Entretien corporel.
  16. Toutes opérations immobilières au sens le plus large du terme, en pleine ou nue-propriété, usufruit, superficie ou emphytéose ; à ce titre, la société pourra acheter et vendre tout immeuble, droit, obligation et titre immobilier, ériger des immeubles, les aménager, les décorer, les prendre ou les donner en location, prendre ou donner des droits d'emphytéose ou de superficie, faire tous travaux en vue de rendre des immeubles rentables, lotir des terrains, créer la voirie nécessaire, conclure tous contrats de leasing, etc…
deed of 03-02-2025 (in French)

Invoicing and payment

VAT number BE 1019.389.727
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1019389727
Other Peppol ID 9925:BE1019389727

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 5 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the addresses

Ground area
684 m²
Building footprint
402 m²
Building volume
2,505 m³
Cadastral parcel Region Area Buildings Height / floors
92094C0114/00E002 Wallonia 684 m² 1 · 402 m² 10.1 m · 2