Quup Construct
ActiveThe computed 12-month bankruptcy probability of Quup Construct is 2.2% (moderate). The 2025 annual accounts show equity of €30k and a net result of €8k. Equity is growing by ~22.5% per year across the filed fiscal years. Its solvency ranks better than 22% of 2167 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+2
Solvency38▼-4
Growth52=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.86 against 0.78 in 2024; short-term debt: 57.1% and cash: 29.7% of total assets), and 87.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.9%
Return on assets
3.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 2167 sector peers (2025).
NBB · sector comparisonPosition among 2167 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
70 d early
2023
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€30k▲ 33.1%
2024 · €23k
2023: €20k
2024: €23k
2023 → 2025
Total assets
€235k▲ 79.3%
2024 · €131k
2023: €153k
2024: €131k
2023 → 2025
Net result
€8k▲ 178%
2024 · €3k
2023: €8k
2024: €3k
2023 → 2025
Working capital
€-19k▲ 18.1%
2024 · €-23k
2023: €-46k
2024: €-23k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€20k-€23k▲ 13.5%€30k▲ 33.1%
Operating result€12k-€6k▼ 48.9%€15k▲ 132%
Net result€8k-€3k▼ 66.4%€8k▲ 178%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 132% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €235k
Fixed assets
€119k▲ 139%
Current assets
€116k▲ 43.5%
Equity and liabilities €235k
Equity
€30k▲ 33.1%
Debt
€205k▲ 89.0%
The debt ratio rises from 82.7% to 87.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€56k▲
2024 · €34k
Cash flow
€49k▲
2024 · €31k
Solvency
12.9%▼
2024 · 17.3%
Current ratio
0.86▲
2024 · 0.78
Quick ratio
0.82▲
2024 · 0.78
Debt / equity
6.78▲
2024 · 4.77
ROE
24.9%▲
2024 · 11.9%
ROA
3.2%▲
2024 · 2.1%
Interest coverage
9.96▼
2024 · 12.46
Debt
€205k▲
2024 · €109k
Debt ≤ 1 year
€135k▲
2024 · €104k
Debt > 1 year
€65k
Income taxes
€2k▲
2024 · €856
Staff costs
€267k▲
2024 · €245k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€131k€235k▲
Formation expenses20€705€456▼
Fixed assets21/28€50k€119k▲
Tangible fixed assets22/27€50k€119k▲
Plant, machinery and equipment23€31k€107k▲
Furniture and vehicles24€19k€12k▼
Current assets29/58€81k€116k▲
Stocks and contracts in progress3€0€6k▲
Stocks30/36€0€6k▲
Amounts receivable within one year40/41€54k€36k▼
Trade receivables40€37k€14k▼
Other amounts receivable41€17k€22k▲
Cash at bank and in hand54/58€23k€70k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€131k€235k▲
Equity10/15€23k€30k▲
Contributions10/11€12k€12k=
Profit (loss) carried forward14€11k€18k▲
Amounts payable17/49€109k€205k▲
Amounts payable after more than one year17-€65k
Financial debts170/4-€65k
Amounts payable within one year42/48€104k€135k▲
Current portion of amounts payable after more than one year42-€18k
Trade debts44€23k€35k▲
Suppliers440/4€23k€35k▲
Taxes, remuneration and social security45€31k€32k▲
Taxes450/3€856€2k▲
Remuneration and social security454/9€30k€29k▼
Other amounts payable47/48€50k€50k=
Accrued charges and deferred income492/3€5k€5k▲
Income statement
Code20242025
Remuneration, social security and pensions62€245k€267k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€41k▲
Other operating charges640/8€4k€966▼
Gross operating margin9900€283k€324k▲
Operating profit (loss)9901€6k€15k▲
Financial income75/76B€6€729▲
Recurring financial income75€6€729▲
Financial charges65/66B€3k€6k▲
Recurring financial charges65€3k€6k▲
Profit (loss) for the period before taxes9903€4k€10k▲
Income taxes67/77€856€2k▲
Profit (loss) for the period9904€3k€8k▲
Profit (loss) for the period to be appropriated9905€3k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€18k▲
Profit (loss) brought forward from the previous period14P€8k€11k▲
Social balance
Average headcount (FTE)9087-4.0
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €3k ▼66.4%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jagers-te-Voetlaan 12A1980 ZemstGround area
438 m²
Building footprint
107 m²
Volume, LiDAR
592 m³
Parcel 23020C0114/00S000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Quup Construct
since 20222.337.305.862
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23020C0114/00S000 | Flanders | 438 m² | 1 · 107 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 1,330 EUR awarded · 1,280 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 81 EUR | 81 EUR |
| 2023 | 1 | 458 EUR | 824 EUR |
| 2022 | 1 | 791 EUR | 375 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 12,441 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-10-2022
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.