Financials
- Fiscal year
- 2024
- Total assets
- €316,698
- Loss
- -€47,441
- Solvency
- 21.6%
Total assets▲ 4.9%
Net result
20222024
PROJETCOBAT
ActiveSummary
The computed 12-month bankruptcy probability of PROJETCOBAT is 9.1% (elevated). The 2024 annual accounts show equity of €68,291 and a net result of -€47,441. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 35% of 1295 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201
1 site
How big
€316,698total assets 2024
- Staff
- 4 FTE
- Equity
- €68,291
- Loss
- -€47,441
Who decides
Accounts 63 d overdue0 of 2 deeds read
Why 31- 1 financial year not filed after the legal deadline; latest accounts 58 days late; 1 of the last 3 late- Sector Construction of residential and non-residential buildings (NACE 41)- Size: 4 FTE, total assets €316,698- Loss of €47,441 (FY 2024)Show the evidence
Checked score
Score 2024
31
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 22% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
47-16
equity 21.6% of total assets
Liquidity
30-24
short-term debt 47.1% · cash 2.7%
Profitability
37-52
return on assets -15.0%
Bankruptcy probability, 12 months
9.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 8.8%lowest value
09-2026: 8.9%▲ +1.6% vs 08-2026
10-2026: 9.1%▲ +1.6% vs 09-2026highest value
- 1 financial year not filed after the legal deadline; latest accounts 58 days late; 1 of the last 3 late raises the probability
- Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
- Size: 4 FTE, total assets €316,698 raises the probability for this profile
- Loss of €47,441 (FY 2024) raises the probability
Credit up to €2,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.03 against 1.54 in 2023; short-term debt: 47.1% and cash: 2.7% of total assets), and 78.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 28%, liquidity 25%, profitability 22%, growth against the median 12%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-09-2025, 58 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
58 d late
2023
39 d early
2022
85 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 22 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · full…
- Weakest financial yearnet -€47,441
- Annual accounts filedfiscal year 2023 · full…
Key points
By topic
Timeline
- Events
- 6
- Since
- 2023
- 27-09-2025Annual accounts filed
- 31-12-2024Weakest financial year
- 22-06-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 13-10-2021
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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