QUOIDBACH
ActiveQUOIDBACH has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €339k and a net result of €-42k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 86% of 27358 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
60
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 5.6 against 7.26 in 2024), and 18.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.8%
Return on assets
-10.2%
Age of the figures
17 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€42k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
29 d late
2021
31 d early
2020
1 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close13-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
€679k
EBIT margin
3.1%
Net result
€-42k▲ 26.2%
2024 · €-57k
2019: €10k
2020: €13k
2021: €12k
2022: €-157k
2023: €361k
2024: €-57k
2019 → 2025
Working capital
€182k▼ 24.2%
2024 · €240k
2019: €110k
2020: €149k
2021: €175k
2022: €97k
2023: €328k
2024: €240k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€234k-€78k▼ 66.8%€439k▲ 465%€382k▼ 13.1%€339k▼ 11.1%
Operating result€23k-€-150k€406k€-55k€-47k▲ 14.6%
Net result€12k-€-157k€361k€-57k€-42k▲ 26.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €47k in 2025 against €55k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €415k
Fixed assets
€193k▲ 6.7%
Current assets
€222k▼ 20.5%
Equity and liabilities €415k
Equity
€339k▼ 11.1%
Provisions
€36k▼ 9.6%
Debt
€40k▲ 3.2%
The debt ratio rises from 8.4% to 9.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-16k▲
2024 · €-33k
Cash flow
€-11k▲
2024 · €-35k
Solvency
81.8%▼
2024 · 83.0%
Current ratio
5.60▼
2024 · 7.26
Quick ratio
5.60▼
2024 · 7.26
Debt / equity
0.12▲
2024 · 0.10
ROE
-12.5%▲
2024 · -15.0%
ROA
-10.2%▲
2024 · -12.5%
Interest coverage
-290.94▼
2024 · -14.90
Debt
€40k▲
2024 · €38k
Debt ≤ 1 year
€40k▲
2024 · €38k
Income taxes
€319▼
2024 · €423
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€460k€415k▼
Fixed assets21/28€181k€193k▲
Tangible fixed assets22/27€180k€192k▲
Land and buildings22€137k€162k▲
Plant, machinery and equipment23€28k€21k▼
Furniture and vehicles24€15k€8k▼
Financial fixed assets28€1k€1k=
Current assets29/58€279k€222k▼
Amounts receivable within one year40/41€20k€24k▲
Trade receivables40€12k€20k▲
Other amounts receivable41€7k€4k▼
Cash at bank and in hand54/58€256k€192k▼
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€460k€415k▼
Equity10/15€382k€339k▼
Contributions10/11€19k€19k=
Reserves13€400k€381k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€187k€167k▼
Distributable reserves133€212k€212k=
Profit (loss) carried forward14€-38k€-60k▼
Provisions and deferred taxes16€40k€36k▼
Deferred taxes168€40k€36k▼
Amounts payable17/49€38k€40k▲
Amounts payable within one year42/48€38k€40k▲
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9€88-
Other amounts payable47/48€31k€35k▲
Income statement
Code20242025
Remuneration, social security and pensions62€403-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€31k▲
Other operating charges640/8€3k€14k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€-30k€-2k▲
Operating profit (loss)9901€-55k€-47k▲
Financial income75/76B€520€1k▲
Recurring financial income75€520€1k▲
Financial charges65/66B€2k€54▼
Recurring financial charges65€2k€54▼
Profit (loss) for the period before taxes9903€-57k€-46k▲
Transfer from deferred taxes780-€4k
Transfer to deferred taxes680€0-
Income taxes67/77€423€319▼
Profit (loss) for the period9904€-57k€-42k▲
Transfer from tax-exempt reserves789€20k€20k▲
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€-38k€-22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-38k€-60k▼
Profit (loss) brought forward from the previous period14P€0€-38k▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €361k
Net result €361k after one loss-making year.
31-03
Financial
Liquidity quadruplescurrent ratio 7.39
Current ratio from 1.92 to 7.39; short-term debt falls from €106k to €51k.
31-03
Financial
Equity above €200kEq €439k ▲465%
Equity rises from €78k to €439k.
2022
29-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
31-03
Financial
Weakest financial yearnet €-157k ▼1364%
Net result drops to €-157k, the lowest in the series; recovery starts the following year.
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
21-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
07-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
Frédéric André Jean-Marie QUOIDBACH
CurrentAdministrateur non statutaire · since 16-07-2024
16-07-2024
Appointed as Administrateur non statutaire
Location & real-estate footprint
Registered office, Pepinster · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Purgatoire 24860 PepinsterGround area
699 m²
Building footprint
160 m²
Volume, LiDAR
2,076 m³
Parcel 63083B0019/00Z005, Wallonia · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue Purgatoire 2, 4860 Pepinster
since 19972.081.406.895
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63083B0019/00Z005 | Wallonia | 699 m² | 1 · 160 m² | 14.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Herman Invest
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RdR design
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CHASSIS VASS
BE 0681.864.765
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TOSS
BE 0653.730.906
Anzegem · Eq €339k
AL - LAS
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Lier · Eq €340k
Of 19,948 companies in sector 43320 we hold annual accounts for 9,082. 6,656 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-1997
Fiscal year end31-03
Activities, NACEBEL
43320Joinery installation
45421
31001Manufacture of furniture
36122
45422
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.