TOSS
ActiveTOSS has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €339k and a net result of €-10k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 83% of 7689 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-27
Solvency67=
Growth52=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days only on tighter terms
Liquidity short (current ratio 0.33 against 0.2 in 2024), and 25.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-01-2026, 23 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
23 d early
2024
24 d early
2023
2 d early
2022
19 d early
2021
5 d early
2020
10 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€339k▼ 2.9%
2024 · €349k
2019: €221k
2020: €309k
2021: €317k
2022: €366k
2023: €330k
2024: €349k
2019 → 2025
Total assets
€452k▲ 6.2%
2024 · €426k
2019: €317k
2020: €425k
2021: €440k
2022: €467k
2023: €410k
2024: €426k
2019 → 2025
Net result
€-10k
2024 · €19k
2019: €104k
2020: €88k
2021: €7k
2022: €49k
2023: €-36k
2024: €19k
2019 → 2025
Working capital
€-75k▼ 25.2%
2024 · €-60k
2019: €149k
2020: €83k
2021: €32k
2022: €9k
2023: €-41k
2024: €-60k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€317k-€366k▲ 15.6%€330k▼ 9.8%€349k▲ 5.6%€339k▼ 2.9%
Operating result€10k-€65k▲ 575%€-37k€17k€-12k
Net result€7k-€49k▲ 570%€-36k€19k€-10k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €12k after €17k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €452k
Fixed assets
€415k▲ 1.1%
Current assets
€37k▲ 143%
Equity and liabilities €452k
Equity
€339k▼ 2.9%
Debt
€113k▲ 47.4%
The debt ratio rises from 18.1% to 25.1%: debt grows while equity shrinks.
Key figures and ratios
Solvency
74.9%▼
2024 · 81.9%
Current ratio
0.33▲
2024 · 0.20
Quick ratio
0.33▲
2024 · 0.20
Debt / equity
0.33▲
2024 · 0.22
ROE
-3.0%▼
2024 · 5.3%
ROA
-2.2%▼
2024 · 4.4%
Debt
€113k▲
2024 · €77k
Debt ≤ 1 year
€113k▲
2024 · €75k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€426k€452k▲
Fixed assets21/28€410k€415k▲
Tangible fixed assets22/27€35k€35k=
Plant, machinery and equipment23€35k€35k=
Financial fixed assets28€376k€380k▲
Current assets29/58€15k€37k▲
Amounts receivable within one year40/41€11k€31k▲
Trade receivables40€366€8k▲
Other amounts receivable41€10k€23k▲
Cash at bank and in hand54/58-€2k
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€426k€452k▲
Equity10/15€349k€339k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€341k€331k▼
Amounts payable17/49€77k€113k▲
Amounts payable within one year42/48€75k€113k▲
Current portion of amounts payable after more than one year42€0-
Financial debts43€50k€50k=
Credit institutions430/8€50k€50k=
Trade debts44€0€10k▲
Suppliers440/4€0€10k▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€25k€53k▲
Accrued charges and deferred income492/3€2k€892▼
Income statement
Code20242025
Non-recurring operating income76A€24k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€1k€528▼
Gross operating margin9900€18k€-12k▼
Operating profit (loss)9901€17k€-12k▼
Financial income75/76B€5k€5k▲
Recurring financial income75€5k€5k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€19k€-10k▼
Profit (loss) for the period9904€19k€-10k▼
Profit (loss) for the period to be appropriated9905€19k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€341k€331k▼
Profit (loss) brought forward from the previous period14P€322k€341k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
07-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Weakest financial yearnet €-36k ▼173%
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
12-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
21-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
18-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dragonderdreef 18570 AnzegemGround area
2,712 m²
Building footprint
823 m²
Volume, LiDAR
6,414 m³
Parcel 34038A0138/00N002, Flanders · tallest building 9.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TOSS
since 20162.267.493.774
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34038A0138/00N002 | Flanders | 2,712 m² | 1 · 823 m² | 9.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 19,947 companies in sector 43320 we hold annual accounts for 9,084. 6,660 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-05-2016
Fiscal year end30-06
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.