QUIVER
QUIVER is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2023 annual accounts show equity of €818k and a net result of €166k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 71% of 183 sector peers (fiscal year 2023). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €818k |
| Net result | €166k |
| Staff (FTE) | 3.4 |
| Better than sector | 71% |
Strong profile, led by profitability.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 51.6% | 26.3% | |
| Net result | €166k | €65k | |
| Equity | €818k | €165k | |
| Gross operating margin | €709k | €344k | |
| Staff costs | €251k | €280k |
| Fiscal year | 2023 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €166k |
| Cash flow | n/a |
| Staff costs | €251k |
| Income taxes | €82k |
| Dividends | €149k |
| Total assets | €1.58M |
| Equity | €818k |
| Debt | €767k |
| of which ≤ 1y | €694k |
| of which > 1y | - |
| Working capital | n/a |
| Employees (FTE) | 3.4 |
| 2023 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 51.6% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 10.5% |
| ROE | 20.3% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.58M |
| Fixed assets | 21/28 | €764k |
| Intangible fixed assets | 21 | €182k |
| Tangible fixed assets | 22/27 | €582k |
| Current assets | 29/58 | €821k |
| Amounts receivable within one year | 40/41 | €146k |
| Investments | 50/53 | €350k |
| Cash & bank | 54/58 | €100k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.58M |
| Equity | 10/15 | €818k |
| Contributions / capital | 10/11 | €12k |
| Reserves | 13 | €783k |
| Accumulated profits (losses) | 14 | €23k |
| Amounts payable | 17/49 | €767k |
| Amounts payable within one year | 42/48 | €694k |
| Trade debts payable within one year | 44 | €48k |
| Income statement | ||
| Gross operating margin | 9900 | €709k |
| Operating result | 9901 | €247k |
| Financial income | 75 | €3k |
| Financial charges | 65 | €822 |
| Result before taxes | 9903 | €248k |
| Income taxes | 67/77 | €82k |
| Net result for the period | 9904 | €166k |
| Result to be appropriated | 9905 | €166k |
| NACE primary | 66191 |
| Legal form | Limited partnership(612) |
| Incorporation | 08-04-2008 |
| Status | Active |
| Postal code | 2320 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13014C0027/00F008 | Flanders | 347 m² | 1 · 343 m² | 14.4 m · 4 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
27-01-2025 All shares are now held by a single shareholder
Technical details
{
"events": [
{
"kind": "eenhoofdigheid_declaration",
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"decrease_purpose": null,
"contribution_type": null,
"paid_up_delta_eur": null,
"n_shares_destroyed": null,
"not_yet_called_eur": null,
"merger_new_shares_n": null,
"merger_exchange_ratio": null,
"distribution_amount_eur": null,
"statutory_unavailable_equity_op": null
}
],
"notary": {
"name": "Charlotte Ruts",
"firm_city": null,
"firm_name": null,
"office_city": "Hoogstraten",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2025-01-27",
"filing_date": "2025-01-17",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"act_date": "2025-01-17",
"unanimous": null,
"under_authorized_capital": false,
"underlying_resolution_date": "2024-12-23"
},
"bedrijfsrevisor": {
"waived": false,
"firm_kbo": null,
"firm_name": "Moore Audit BV",
"ibr_number": null,
"mission_type": "apport_nature",
"individual_name": "Guy Franken"
},
"subject_company": {
"kbo": "0897.187.345",
"name_full": "VERHEYEN - QUIRYNEN",
"legal_form": "besloten vennootschap",
"is_foreign_registered": false
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Charlotte Ruts",
"org_rep_person_name": null,
"person_role_at_subject": "notaris"
},
"co_filed_documents": [
"expedition",
"geco\u00F6rdineerde statuten",
"verslag bestuursorgaan",
"verslag bedrijfsrevisor"
],
"shareholders_after": [
{
"kbo": null,
"pct": 50.0,
"kind": "person",
"name": "VERHEYEN Johan",
"role": "gecommanditeerde",
"n_shares": 50,
"share_class": null
},
{
"kbo": null,
"pct": 50.0,
"kind": "person",
"name": "QUIRYNEN Linda",
"role": "commanditaire",
"n_shares": 50,
"share_class": null
}
],
"share_classes_after": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | QUIVER |
| Trade nameNL | J&L |