Quirio
ActiveQuirio has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €132k and a net result of €29k. Equity is growing by ~26.3% per year across the filed fiscal years. Its solvency ranks better than 66% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+6
Solvency96▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.0 against 0.43 in 2024; short-term debt: 29% and cash: 24.2% of total assets), and 29% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71%
Return on assets
15.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
26 d late
2023
49 d late
2022
65 d late
2021
30 d late
2020
8 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€132k▲ 27.9%
2024 · €103k
2018: €32k
2019: €29k
2020: €37k
2021: €37k
2022: €82k
2023: €86k
2024: €103k
2018 → 2025
Total assets
€186k▲ 16.5%
2024 · €159k
2018: €49k
2019: €59k
2020: €59k
2021: €88k
2022: €117k
2023: €177k
2024: €159k
2018 → 2025
Net result
€29k▲ 67.4%
2024 · €17k
2018: €-4k
2019: €-2k
2020: €8k
2021: €749
2022: €44k
2023: €4k
2024: €17k
2018 → 2025
Working capital
€222
2024 · €-32k
2018: €31k
2019: €27k
2020: €35k
2021: €35k
2022: €80k
2023: €-51k
2024: €-32k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€82k▲ 118%€86k▲ 5.2%€103k▲ 20.0%€132k▲ 27.9%
Operating result€2k-€67k▲ 3,401%€8k▼ 88.2%€27k▲ 240%€45k▲ 66.6%
Net result€749-€44k▲ 5,807%€4k▼ 90.4%€17k▲ 304%€29k▲ 67.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 67% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €186k
Fixed assets
€132k▼ 2.5%
Current assets
€54k▲ 122%
Equity and liabilities €186k
Equity
€132k▲ 27.9%
Debt
€54k▼ 4.5%
The debt ratio falls from 35.4% to 29.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€50k▲
2024 · €32k
Cash flow
€34k▲
2024 · €22k
Solvency
71.0%▲
2024 · 64.6%
Current ratio
1.00▲
2024 · 0.43
Quick ratio
1.00▲
2024 · 0.43
Debt / equity
0.41▼
2024 · 0.55
ROE
21.8%▲
2024 · 16.7%
ROA
15.5%▲
2024 · 10.8%
Interest coverage
64.03▼
2024 · 75.44
Debt
€54k▼
2024 · €56k
Debt ≤ 1 year
€54k▼
2024 · €56k
Income taxes
€16k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€159k€186k▲
Fixed assets21/28€135k€132k▼
Tangible fixed assets22/27€135k€132k▼
Land and buildings22€133k€129k▼
Furniture and vehicles24€2k€3k▲
Current assets29/58€24k€54k▲
Amounts receivable within one year40/41€5k€8k▲
Trade receivables40€5k€8k▲
Other amounts receivable41€90€436▲
Cash at bank and in hand54/58€19k€45k▲
Deferred charges and accrued income490/1€509€1k▲
Equity and liabilities
Total equity and liabilities10/49€159k€186k▲
Equity10/15€103k€132k▲
Contributions10/11€19k€19k=
Reserves13€84k€113k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€83k€111k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€56k€54k▼
Amounts payable within one year42/48€56k€54k▼
Trade debts44€4k€4k▲
Suppliers440/4€4k€4k▲
Taxes, remuneration and social security45€15k€29k▲
Taxes450/3€15k€29k▲
Other amounts payable47/48€38k€20k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€34k€52k▲
Operating profit (loss)9901€27k€45k▲
Financial income75/76B€88€66▼
Recurring financial income75€88€66▼
Financial charges65/66B€418€785▲
Recurring financial charges65€418€785▲
Profit (loss) for the period before taxes9903€27k€44k▲
Income taxes67/77€10k€16k▲
Profit (loss) for the period9904€17k€29k▲
Profit (loss) for the period to be appropriated9905€17k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€29k▲
Profit (loss) brought forward from the previous period14P€0€0=
Transfer to equity691/2€17k€29k▲
To other reserves6921€17k€29k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 1.00
Current ratio from 0.43 to 1.00; short-term debt falls from €56k to €54k.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Equity above €100kEq €103k ▲20%
5 profitable years in a row build equity to €103k.
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 49 days late
2023
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 65 days late
2022
31-12
Financial
Highest result since 2018net €44k ▲5807%
Operating result €67k, net result €44k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
02-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 33 days late
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoge-Berglaan 173012 LeuvenGround area
73 m²
Building footprint
73 m²
Volume, LiDAR
555 m³
Parcel 24126D0321/00A003, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Quirio
since 20082.170.262.261
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24126D0321/00A003 | Flanders | 73 m² | 1 · 73 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 195 EUR awarded · 195 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 195 EUR | 195 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 40,865 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-03-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
71121Engineering and related technical consultancy, excluding land surveyors
73200Market research and public opinion polling
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:marnix@quirio.be
Phone:016/29.60.42
Phone:0473/345.814