Skip to content

Quickwin-IT Solutions

Active
Private limited companyfounded 2020active for 5 yearsRue des Prés(S.-J.-G.) 30, 1370 Jodoigne, BelgiumKBO/BCE: BE 0757.695.209
Summary

Quickwin-IT Solutions has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32,199 and a net result of €56,871. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 26% of 21,110 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Computer programming
NACE 62100
1 site
Size
≈ €230,000turnover 2025, estimated
Staff
1 FTE
Equity
€32,199
Profit
€56,871
Turnover estimated from the gross margin
Financial health
93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 71 days early1 of 2 deeds summarised
Why 93lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 1.02, cash €64,166, halvedSize: total assets €112,168Figures for financial year 2025 (filed 21-05-2026)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 43% of its sector peers (NACE 62, micro)
Financial strength · tick = 2024
Strong
Solvency 54+17
equity 28.7% of total assets
Liquidity 62+11
short-term debt 71.3% · cash 57.2%
Profitability 100=
return on assets 50.7%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,895 companies, NACE 62, micro)
Last 24 months 11-2024: 0.1%highest value 12-2024: 0.1%● unchanged vs 11-2024highest value 01-2025: 0.1%● unchanged vs 12-2024highest value 02-2025: < 0.1%▼ -0.1 percentage points vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.02, compared with 1.0 in 2024, below the usual 1.5; short-term debt: 71.3% and cash: 57.2% of total assets), and 71.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 28% on solvency, 45% on liquidity, 82% on profitability and 19% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Liquidity: current ratio 1.02, cash €64,166, halved
NBB · annual accounts
lowers risk · Size: total assets €112,168
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 21-05-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
71 days early
2024
on the day
2023
25 days late
2022
28 days late
2021
15 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 1 day before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Highest result from 2021 to 2025net €134,316 ▲17.2%

Financials · financial year 2025, micro format

Turnover
≈ €230,000
Estimated: probably between €190,000 and €320,000
Total assets
€112,168▼ 73.1%
2024 · €416,550
Net result
€56,871▼ 57.7%
2024 · €134,316
Working capital
€1,318▲ 4.1%
2024 · €1,267
Trend over the years

2021 to 2025, 5 financial years

The operating result falls in 2025; 2025 is 58% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€77,650 2025 Net result€56,871 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20212022202320242025
Operating result€37,606-€98,695▲ 162%€149,250▲ 51.2%€184,062▲ 23.3%€77,650▼ 57.8%
Net result€28,781within the sector's middle half-€77,216above the sector's middle half▲ 168%€114,597above the sector's middle half▲ 48.4%€134,316above the sector's middle half▲ 17.2%€56,871above the sector's middle half▼ 57.7%
Equity€29,681within the sector's middle half-€105,297within the sector's middle half▲ 255%€219,895above the sector's middle half▲ 109%€48,328within the sector's middle half▼ 78.0%€32,199within the sector's middle half▼ 33.4%
Total assets€60,060below the sector's middle half-€137,571within the sector's middle half▲ 129%€284,608above the sector's middle half▲ 107%€416,550above the sector's middle half▲ 46.4%€112,168within the sector's middle half▼ 73.1%
Debt€30,379-€32,273▲ 6.2%€64,713▲ 101%€368,222▲ 469%€79,969▼ 78.3%
Working capital€9,606below the sector's middle half-€91,885within the sector's middle half▲ 857%€153,482above the sector's middle half▲ 67.0%€1,267below the sector's middle half▼ 99.2%€1,318below the sector's middle half▲ 4.1%
Solvency49.4%within the sector's middle half-76.5%within the sector's middle half▲ 27.1pp77.3%within the sector's middle half▲ 0.7pp11.6%below the sector's middle half▼ 65.7pp28.7%within the sector's middle half▲ 17.1pp
Current ratio1.32below the sector's middle half-3.85within the sector's middle half▲ 2.533.37within the sector's middle half▼ 0.481.00below the sector's middle half▼ 2.371.02below the sector's middle half▲ 0.01
Return on assets (ROA)47.9%above the sector's middle half-56.1%above the sector's middle half▲ 8.2pp40.3%above the sector's middle half▼ 15.9pp32.2%within the sector's middle half▼ 8.0pp50.7%above the sector's middle half▲ 18.5pp
Staff (FTE)0.6-1.2▲ 100%2.2▲ 83.3%2.8▲ 27.3%1▼ 64.3%
above within below the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €112,168
Fixed assets €30,881 ▼ 34.4%
Current assets €81,288 ▼ 78.0%
Equity and liabilities €112,168
Equity €32,199 ▼ 33.4%
Debt €79,969 ▼ 78.3%
Debt's share of the balance-sheet total falls from 88.4% to 71.3%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€93,831▼
2024 · €203,022
Cash flow
€73,052▼
2024 · €153,276
Debt to equity
2.48▼
2024 · 7.62
ROE
176.6%▼
2024 · 277.9%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€79,969▼
2024 · €368,222
Income taxes
€20,740▼
2024 · €49,793
Staff costs
€67,602▼
2024 · €227,151
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,713 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.2% stopped otherwise
95.8% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,713 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€416,550€112,168▼
Fixed assets21/28€47,061€30,881▼
Tangible fixed assets22/27€44,775€28,594▼
Furniture and vehicles24€44,775€28,594▼
Financial fixed assets28€2,287€2,287=
Current assets29/58€369,488€81,288▼
Amounts receivable within one year40/41€76,303€16,016▼
Trade receivables40€75,410€6,757▼
Other amounts receivable41€893€9,260▲
Cash at bank and in hand54/58€292,266€64,166▼
Deferred charges and accrued income490/1€920€1,106▲
Equity and liabilities
Total equity and liabilities10/49€416,550€112,168▼
Equity10/15€48,328€32,199▼
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14€45,828€29,699▼
Amounts payable17/49€368,222€79,969▼
Amounts payable within one year42/48€368,222€79,969▼
Trade debts44€32,044€100▼
Suppliers440/4€32,044€100▼
Taxes, remuneration and social security45€30,274€6,347▼
Taxes450/3€24,793€2,907▼
Remuneration and social security454/9€5,482€3,439▼
Other amounts payable47/48€305,903€73,522▼
Income statement Code20242025
Remuneration, social security and pensions62€227,151€67,602▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18,960€16,180▼
Other operating charges640/8€2,697€809▼
Gross operating margin9900€432,871€162,241▼
Operating profit (loss)9901€184,062€77,650▼
Financial income75/76B€108€19▼
Recurring financial income75€108€19▼
Financial charges65/66B€62€58▼
Recurring financial charges65€62€58▼
Profit (loss) for the period before taxes9903€184,109€77,611▼
Income taxes67/77€49,793€20,740▼
Profit (loss) for the period9904€134,316€56,871▼
Profit (loss) for the period to be appropriated9905€134,316€56,871▼
Appropriation of the result
Profit (loss) to be appropriated9906€351,710€102,699▼
Profit (loss) brought forward from the previous period14P€217,395€45,828▼
Profit to be distributed694/7€305,882€73,000▼
Return on contributions (dividend)694€305,882€73,000▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€30,475€86,964€167,596€227,151€67,602▼ 70.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,344€7,281€16,642€18,960€16,180▼ 14.7%
Other operating charges640/8€2,148€646€8,175€2,697€809▼ 70.0%
Gross operating margin9900€76,574€193,585€341,662€432,871€162,241▼ 62.5%
Operating profit (loss)9901€37,606€98,695€149,250€184,062€77,650▼ 57.8%
Financial income75/76B€26€2€30€108€19▼ 82.2%
Recurring financial income75€26€2€30€108€19▼ 82.2%
Financial charges65/66B€80€57€57€62€58▼ 6.1%
Recurring financial charges65€80€57€57€62€58▼ 6.1%
Profit (loss) for the period before taxes9903€37,552€98,640€149,223€184,109€77,611▼ 57.8%
Income taxes67/77€8,772€21,424€34,625€49,793€20,740▼ 58.3%
Profit (loss) for the period9904€28,781€77,216€114,597€134,316€56,871▼ 57.7%
Profit (loss) for the period to be appropriated9905€28,781€77,216€114,597€134,316€56,871▼ 57.7%
Line20212022202320242025Change
Assets
Total assets20/58€60,060€137,571€284,608€416,550€112,168▼ 73.1%
Fixed assets21/28€20,075€13,413€66,413€47,061€30,881▼ 34.4%
Tangible fixed assets22/27€19,888€13,226€64,126€44,775€28,594▼ 36.1%
Furniture and vehicles24€19,888€13,226€64,126€44,775€28,594▼ 36.1%
Financial fixed assets28€187€187€2,287€2,287€2,287=
Current assets29/58€39,985€124,158€218,195€369,488€81,288▼ 78.0%
Amounts receivable within one year40/41€22,954€68,418€119,134€76,303€16,016▼ 79.0%
Trade receivables40€22,954€66,842€119,134€75,410€6,757▼ 91.0%
Other amounts receivable41-€1,576-€893€9,260▲ 937%
Cash at bank and in hand54/58€16,231€55,137€96,756€292,266€64,166▼ 78.0%
Deferred charges and accrued income490/1€801€602€2,305€920€1,106▲ 20.2%
Equity and liabilities
Total equity and liabilities10/49€60,060€137,571€284,608€416,550€112,168▼ 73.1%
Equity10/15€29,681€105,297€219,895€48,328€32,199▼ 33.4%
Contributions10/11€2,500€2,500€2,500€2,500€2,500=
Profit (loss) carried forward14€27,181€102,797€217,395€45,828€29,699▼ 35.2%
Amounts payable17/49€30,379€32,273€64,713€368,222€79,969▼ 78.3%
Amounts payable within one year42/48€30,379€32,273€64,713€368,222€79,969▼ 78.3%
Trade debts44€16,802€21,419€38,731€32,044€100▼ 99.7%
Suppliers440/4€16,802€21,419€38,731€32,044€100▼ 99.7%
Taxes, remuneration and social security45€11,956€9,233€24,362€30,274€6,347▼ 79.0%
Taxes450/3€8,697€8,865€22,391€24,793€2,907▼ 88.3%
Remuneration and social security454/9€3,259€368€1,970€5,482€3,439▼ 37.3%
Other amounts payable47/48€1,621€1,621€1,621€305,903€73,522▼ 76.0%
Line20212022202320242025Change
Profit (loss) for the period9904€28,781€77,216€114,597€134,316€56,871▼ 57.7%
+ Depreciation and write-downs630€6,344€7,281€16,642€18,960€16,180▼ 14.7%
Operating cash flow (approximation)€35,125€84,497€131,239€153,276€73,052▼ 52.3%
Investment in fixed assets (approximation)--€619-€69,642€392€0▼ 100%
Change in cash-€38,906€41,619€195,510-€228,100-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (5)
Financial year Type Filed Reference
31-12-2025 micro format 21-05-2026 2026-00116378
31-12-2024 micro format 31-07-2025 2025-00339951
31-12-2023 micro format 25-08-2024 2024-00366701
31-12-2022 micro format 28-08-2023 2023-00359616
31-12-2021 micro format 15-08-2022 2022-20288982

Similar companies · same sector, comparable size

Of the 16,999 active companies whose main activity is computer programming (NACE 62100), figures are known for 9,002. 6,583 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
Stated in the act act of 03-01-2023 ↗
  • Charfeddine Badri associé
  • Sourour Lamouchi associé

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Group and network

Connections & network

No directors read yet: 1 of 2 Gazette acts processed.

History

On 31 October 2020, Quickwin-IT Solutions was incorporated as a private limited company.1 In 2023 the registered office moved to Grez-doiceau.2 Total assets went from €60,060 in 2021 to €112,168 in 2025 and headcount from 0.6 to 1 full-time equivalents.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 03-01-2023
  3. 3National Bank, annual accounts 2021 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
21-05
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
31-07
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
31-12
Financial Highest result from 2021 to 2025net €134,316 ▲17.2%
Operating result €184,062, net result €134,316, both a record.
25-08
NBB filing Annual accounts filed
financial year 2023 · micro format · 25 days late
2023
31-12
Financial Equity above €200,000equity €219,895 ▲109%
A profit in every financial year since 2021 builds equity to €219,895.
28-08
NBB filing Annual accounts filed
financial year 2022 · micro format · 28 days late
03-01
Gazette deed Registered office
Registered-office move · Partner · Director in office6 facts ▸
  • General meeting, 17-11-2022
  • Registered-office move, Rue de la croix 4,1390 Grez-doiceau
  • Partner, Charfeddine Badri
  • Director in office, Charfeddine Badri (manager)
  • Partner, Sourour Lamouchi
  • Other provision, “registre des décisions, siège de la société” (deed in French)
2022
31-12
Financial Liquidity more than doubledcurrent ratio 3.85
Current ratio from 1.32 to 3.85.
31-12
Financial Equity above €100,000equity €105,297 ▲255%
A profit in every financial year since 2021 builds equity to €105,297.
15-08
NBB filing Annual accounts filed
financial year 2021 · micro format · 15 days late
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded31-10-2020
Financial year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
Contact
E-mail badri.charfeddine@gmail.com
Phone +32492794539
E-invoicing
Reachable via Peppol
Peppol ID 0208:0757695209
Also 9925:BE0757695209
Registered 25-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Jodoigne · 1 establishment unit since 2020
registered office establishment The establishment unit on the map
Ground area
1,347 m²
Building footprint
225 m²
Building volume
1,011 m³
Parcel 25095B0192/00A002, Wallonia · tallest building 6.3 m. Linked by address, not a title deed.
1 establishment unit
Quickwin-IT Solutions
Rue des Prés(S.-J.-G.) 30, 1370 JodoigneComputer programming
since 2020unit no. 2.309.152.801
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
25095B0192/00A002 Wallonia 1,347 m² 1 · 225 m² 6.3 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.