Analytics 4 HR

Active

Public limited companyfounded 20179 yrs activeRue de la Belle-Jardinière 121, 4031 Liège, BelgiumKBO/BCE: BE 0671.694.712

Summary

Analytics 4 HR has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32,179 and a net result of -€5,330. Equity is shrinking by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 3153 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

Analytics 4 HRActiveChecked score 94/100

Risk analysis Report Compare

Activity

Computer programming

NACE 62100NACE 62010

1 site

Size

€33,077total assets 2025

Equity: €32,179
Loss: -€5,330

Financial health

94 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Structure

Accounts filed 24 d late0 of 4 deeds read

Why 94- 1 change of registered office in 24 months- Loss of €5,330, the second in a row (FY 2025)+ Liquidity: current ratio 35.39, cash €27,699+ Sector Computer programming, consultancy and related activities (NACE 62)Show the evidence

Checked score

Score 2025

94 / 100

Excellent

Probability in this band: under 0.55%

Better than 53% of its sector peers (NACE 62, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 97.3% of total assets

Liquidity 100=

short-term debt 2.7% · cash 83.7%

Profitability 0-50

return on assets -16.1%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,559 companies)

Last 24 months 11-2024: < 0.1%lowest value 12-2024: 0.1%▲ +83.9% vs 11-2024 01-2025: 0.1%▼ -12.3% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: 0.1%▲ +2.0% vs 02-2025 04-2025: 0.1%▲ +9.8% vs 03-2025 05-2025: 0.1%▲ +8.9% vs 04-2025 06-2025: 0.1%▼ -9.8% vs 05-2025 07-2025: 0.1%▲ +23.6% vs 06-2025 08-2025: 0.1%▲ +119% vs 07-2025 09-2025: 0.1%▼ -27.5% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -13.9% vs 12-2025 02-2026: 0.1%▼ -2.2% vs 01-2026 03-2026: 0.1%▲ +7.7% vs 02-2026 04-2026: 0.1%▲ +3.1% vs 03-2026 05-2026: 0.1%▼ -2.0% vs 04-2026 06-2026: 0.1%▼ -1.0% vs 05-2026 07-2026: 0.1%▲ +9.2% vs 06-2026 08-2026: 0.2%▲ +103% vs 07-2026highest value 09-2026: 0.1%▼ -52.1% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026

1 change of registered office in 24 months raises the probability
Liquidity: current ratio 35.39, cash €27,699 lowers the probability
Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
Loss of €5,330, the second in a row (FY 2025) raises the probability

Credit up to €3,000 at 30 days acceptable

Liquidity ample (current ratio 35.39 against 20.11 in 2024; short-term debt: 2.7% and cash: 83.7% of total assets), and 2.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 85%, liquidity 96%, profitability 5%, growth against the median 28%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Liquidity: current ratio 35.39, cash €27,699

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Sector Computer programming, consultancy and related activities (NACE 62)

In the bankruptcy model this factor lowers the probability.

KBO

Loss of €5,330, the second in a row (FY 2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

1819202122232425

2018 to 2025 · latest year -€5,330

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 9 filings

Deviation from the deadline

2025

24 d late

2024

18 d late

2023

27 d late

2022

49 d early

2021

9 d late

2020

25 d late

2019

55 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 August (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

24-08-26 Annual accounts filedfiscal year 2025 · abbreviated…
18-08-25 Annual accounts filedfiscal year 2024 · micro…
27-08-24 Annual accounts filedfiscal year 2023 · micro…

Key points

Positive: Among the best 5% on solvencysector median 46.2% · 3,153 companies 97.3% View
Caution: 2 loss-making years in a rowloss fiscal year 2025 -€5,330 View
Total assets 20256 fiscal years filed €33,077 View