QUENZ
ActiveSummary
QUENZ has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €380,222 and a net result of €194,958. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 75% of 31840 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 4.35 against 5.63 in 2024; short-term debt: 21.2% and cash: 51.8% of total assets), and 21.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.8%
Return on assets
40.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €380,222
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-04-2026, 113 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
113 d early
2024
7 d early
2023
30 d late
2022
32 d early
2021
26 d early
2020
32 d early
2019
43 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€380,222▲ 72.2%
2024 · €220,839
Total assets
€482,657▲ 82.1%
2024 · €265,027
Net result
€194,958▲ 281%
2024 · €51,204
Working capital
€342,357▲ 67.2%
2024 · €204,784
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€28,875▼ 28.6%€9,750▼ 66.2%€61,543▲ 531%€71,516▲ 16.2%€284,863▲ 298%
Net result€19,842▼ 36.5%€5,502▼ 72.3%€40,204▲ 631%€51,204▲ 27.4%€194,958▲ 281%
Equity€188,748▼ 11.9%€142,620▼ 24.4%€174,350▲ 22.2%€220,839▲ 26.7%€380,222▲ 72.2%
Total assets€236,026▼ 10.8%€227,595▼ 3.6%€229,015▲ 0.6%€265,027▲ 15.7%€482,657▲ 82.1%
Debt€47,278▼ 6.2%€84,975▲ 79.7%€54,665▼ 35.7%€44,188▼ 19.2%€102,435▲ 132%
Working capital€182,141▼ 9.6%€133,780▼ 26.6%€166,064▲ 24.1%€204,784▲ 23.3%€342,357▲ 67.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 298% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €482,657
Fixed assets
€38,138 ▲ 138%
Current assets
€444,519 ▲ 78.5%
Equity and liabilities €482,657
Equity
€380,222 ▲ 72.2%
Debt
€102,435 ▲ 132%
Debt's share of the balance-sheet total rises from 16.7% to 21.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€292,825▲
2024 · €74,001
Cash flow
€202,920▲
2024 · €53,689
Current ratio
4.35▼
2024 · 5.63
Debt to equity
0.27▲
2024 · 0.20
ROE
51.3%▲
2024 · 23.2%
ROA
40.4%▲
2024 · 19.3%
Interest coverage
528.87▲
2024 · 36.12
Debt ≤ 1 year
€102,161▲
2024 · €44,188
Income taxes
€90,105▲
2024 · €18,624
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,575 | €2,518 | €2,758 | €2,484 | €7,962 | ▲ 221% |
| Other operating charges640/8 | €488 | €347 | €698 | €505 | €1,236 | ▲ 145% |
| Gross operating margin9900 | €42,938 | €12,615 | €65,000 | €74,506 | €294,061 | ▲ 295% |
| Operating profit (loss)9901 | €28,875 | €9,750 | €61,543 | €71,516 | €284,863 | ▲ 298% |
| Financial income75/76B | - | - | €125 | €361 | €754 | ▲ 109% |
| Recurring financial income75 | - | - | €125 | €361 | €754 | ▲ 109% |
| Financial charges65/66B | €1,070 | €1,292 | €1,223 | €2,049 | €554 | ▼ 73.0% |
| Recurring financial charges65 | €1,070 | €1,292 | €1,223 | €2,049 | €554 | ▼ 73.0% |
| Profit (loss) for the period before taxes9903 | €27,805 | €8,458 | €60,445 | €69,828 | €285,064 | ▲ 308% |
| Income taxes67/77 | €7,963 | €2,956 | €20,241 | €18,624 | €90,105 | ▲ 384% |
| Profit (loss) for the period9904 | €19,842 | €5,502 | €40,204 | €51,204 | €194,958 | ▲ 281% |
| Profit (loss) for the period to be appropriated9905 | €19,842 | €5,502 | €40,204 | €51,204 | €194,958 | ▲ 281% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €236,026 | €227,595 | €229,015 | €265,027 | €482,657 | ▲ 82.1% |
| Fixed assets21/28 | €7,626 | €11,044 | €8,287 | €16,055 | €38,138 | ▲ 138% |
| Tangible fixed assets22/27 | €7,626 | €11,044 | €8,287 | €16,055 | €38,138 | ▲ 138% |
| Land and buildings22 | €3,338 | €6,814 | €6,075 | €5,334 | €4,594 | ▼ 13.9% |
| Plant, machinery and equipment23 | - | - | - | €8,691 | €6,944 | ▼ 20.1% |
| Furniture and vehicles24 | €4,288 | €4,230 | €2,212 | €2,030 | €26,600 | ▲ 1,210% |
| Current assets29/58 | €228,400 | €216,551 | €220,729 | €248,972 | €444,519 | ▲ 78.5% |
| Amounts receivable after more than one year29 | - | €33,741 | - | - | - | - |
| Trade receivables290 | - | €31,147 | - | - | - | - |
| Other amounts receivable291 | - | €2,594 | - | - | - | - |
| Amounts receivable within one year40/41 | €37,215 | - | €29,650 | €45,738 | €65,138 | ▲ 42.4% |
| Trade receivables40 | €35,177 | - | €29,650 | €45,738 | €63,190 | ▲ 38.2% |
| Other amounts receivable41 | €2,038 | - | - | - | €1,949 | - |
| Current investments50/53 | €150,000 | €150,000 | €96,916 | €96,916 | €96,916 | = |
| Cash at bank and in hand54/58 | €39,709 | €28,815 | €91,570 | €104,497 | €249,812 | ▲ 139% |
| Deferred charges and accrued income490/1 | €1,476 | €3,995 | €2,593 | €1,820 | €32,652 | ▲ 1,694% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €236,026 | €227,595 | €229,015 | €265,027 | €482,657 | ▲ 82.1% |
| Equity10/15 | €188,748 | €142,620 | €174,350 | €220,839 | €380,222 | ▲ 72.2% |
| Contributions10/11 | €18,620 | €18,620 | €18,620 | €18,620 | €18,620 | = |
| Reserves13 | €170,128 | €124,000 | €155,730 | €202,219 | €361,602 | ▲ 78.8% |
| Non-distributable reserves130/1 | €1,861 | €1,861 | - | - | - | - |
| Reserves not available under the articles1311 | €1,861 | €1,861 | - | - | - | - |
| Distributable reserves133 | €168,267 | €122,139 | €155,730 | €202,219 | €361,602 | ▲ 78.8% |
| Amounts payable17/49 | €47,278 | €84,975 | €54,665 | €44,188 | €102,435 | ▲ 132% |
| Amounts payable within one year42/48 | €46,259 | €82,771 | €54,665 | €44,188 | €102,161 | ▲ 131% |
| Trade debts44 | €10,803 | €657 | €3,118 | €11,154 | €115 | ▼ 99.0% |
| Suppliers440/4 | €10,803 | €657 | €3,118 | €11,154 | €115 | ▼ 99.0% |
| Taxes, remuneration and social security45 | €11,709 | €9,725 | €24,230 | €22,992 | €65,571 | ▲ 185% |
| Taxes450/3 | €11,709 | €9,725 | €24,230 | €22,992 | €65,571 | ▲ 185% |
| Other amounts payable47/48 | €23,747 | €72,389 | €27,318 | €10,042 | €36,476 | ▲ 263% |
| Accrued charges and deferred income492/3 | €1,019 | €2,204 | - | - | €273 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19,842 | €5,502 | €40,204 | €51,204 | €194,958 | ▲ 281% |
| + Depreciation and write-downs630 | €13,575 | €2,518 | €2,758 | €2,484 | €7,962 | ▲ 221% |
| Operating cash flow (approximation) | €33,417 | €8,020 | €42,963 | €53,689 | €202,920 | ▲ 278% |
| Investment in fixed assets (approximation) | - | -€5,936 | -€1 | -€10,253 | -€30,045 | ▼ 193% |
| Change in cash | - | -€10,894 | €62,755 | €12,927 | €145,315 | ▲ 1,024% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €194,958 ▲281%
Operating result €284,863, net result €194,958, both a record.
20-11
State Gazette act
Merger · Accounting effect
Permanent representative
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200,000Eq €220,839 ▲26.7%
7 profitable years in a row build equity to €220,839.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Equity above €150,000Eq €174,350 ▲22.2%
6 profitable years in a row build equity to €174,350.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €4,318 ▼8.4%
Net result drops to €4,318, the lowest in the series; recovery starts the following year.
Show earlier events
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2009
Ground area
249 m²
Building footprint
253 m²
Volume, LiDAR
874 m³
Parcel 12038B0495/03C000, Flanders · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
QUENZ
since 20092.176.897.556
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12038B0495/03C000 | Flanders | 249 m² | 1 · 253 m² | 6.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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PRAXIS
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AMBER en Co
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 36,684 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-03-2009
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
46150Agents in the wholesale of furniture, household goods and hardware
Scores and ratios are computed by Checked and are not a credit decision.