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QUE

Active
Private limited companyfounded 200323 yrs activeDruivenstraat(HRT) 24, 2200 Herentals, BelgiumKBO/BCE: BE 0479.812.082

QUE has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €258k and a net result of €29k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 78% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
98 / 100
Excellent▲ +28 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▲+56
Solvency100=
Growth58▲+6
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.07 against 2.59 in 2024), and 18.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 23 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
81.5%
Return on assets
9.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
29 d early
2024
20 d early
2023
8 d early
2022
34 d early
2021
24 d early
2020
39 d early
2019
25 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€258k▼ 2.7%
2024 · €265k
2018: €260k 2019: €272k 2020: €286k 2021: €378k 2022: €302k 2023: €303k 2024: €265k
2018 → 2025
Total assets
€316k▲ 4.1%
2024 · €304k
2018: €353k 2019: €343k 2020: €368k 2021: €532k 2022: €401k 2023: €384k 2024: €304k
2018 → 2025
Net result
€29k
2024 · €-38k
2018: €12k 2019: €12k 2020: €13k 2021: €93k 2022: €-76k 2023: €2k 2024: €-38k
2018 → 2025
Working capital
€49k▲ 110%
2024 · €23k
2018: €14k 2019: €28k 2020: €37k 2021: €104k 2022: €11k 2023: €30k 2024: €23k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€378k-€302k▼ 20.2%€303k▲ 0.5%€265k▼ 12.7%€258k▼ 2.7%
Operating result€138k-€320▼ 99.8%€963▲ 201%€-41k€17k
Net result€93k-€-76k€2k€-38k€29k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€0€100kOperating result 2021: €138k€138kNet result 2021: €93k€93kOperating result 2022: €320€320Net result 2022: €-76k€-76kOperating result 2023: €963€963Net result 2023: €2k€2kOperating result 2024: €-41k€-41kNet result 2024: €-38k€-38kOperating result 2025: €17k€17kNet result 2025: €29k€29k20212022202320242025
The operating result returns to profit in 2025: €17k after a loss of €41k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €316k
Fixed assets €222k▼ 16.5%
Current assets €94k▲ 149%
Equity and liabilities €316k
Equity €258k▼ 2.7%
Provisions €13k▼ 27.2%
Debt €46k▲ 118%
The debt ratio rises from 6.9% to 14.4%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€72k
2024 · €12k
Cash flow
€83k
2024 · €15k
Solvency
81.5%
2024 · 87.2%
Current ratio
2.07
2024 · 2.59
Quick ratio
2.07
2024 · 2.59
Debt / equity
0.18
2024 · 0.08
ROE
11.2%
2024 · -14.5%
ROA
9.1%
2024 · -12.6%
Interest coverage
58.86
2024 · 6.08
Debt
€46k
2024 · €21k
Debt ≤ 1 year
€46k
2024 · €15k
Debt > 1 year
€0
2024 · €6k
Income taxes
€2k
2024 · €608
Staff costs
€0
2024 · €5
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€304k€316k
Fixed assets21/28€266k€222k
Tangible fixed assets22/27€266k€222k
Land and buildings22€254k€204k
Plant, machinery and equipment23€10k€14k
Furniture and vehicles24€3k€1k
Other tangible fixed assets26-€3k
Current assets29/58€38k€94k
Amounts receivable within one year40/41€4k€40k
Trade receivables40€3k€28k
Other amounts receivable41€1k€12k
Cash at bank and in hand54/58€33k€54k
Deferred charges and accrued income490/1€211€0
Equity and liabilities
Total equity and liabilities10/49€304k€316k
Equity10/15€265k€258k
Contributions10/11€175k€175k=
Reserves13€106k€83k
Tax-exempt reserves132€54k€39k
Distributable reserves133€52k€44k
Profit (loss) carried forward14€-16k€0
Provisions and deferred taxes16€18k€13k
Deferred taxes168€18k€13k
Amounts payable17/49€21k€46k
Amounts payable after more than one year17€6k€0
Financial debts170/4€6k€0
Amounts payable within one year42/48€15k€46k
Current portion of amounts payable after more than one year42€6k€6k
Trade debts44€1k€1k
Suppliers440/4€1k€1k
Advances received on contracts in progress46€2k€0
Taxes, remuneration and social security45€4k€13k
Taxes450/3€4k€13k
Other amounts payable47/48€760€25k
Accrued charges and deferred income492/3€387€0
Income statement Code20242025
Remuneration, social security and pensions62€5€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€54k
Other operating charges640/8€5k€6k
Gross operating margin9900€18k€78k
Operating profit (loss)9901€-41k€17k
Financial income75/76B€2€468
Recurring financial income75€2€468
Financial charges65/66B€2k€1k
Recurring financial charges65€2k€1k
Profit (loss) for the period before taxes9903€-43k€17k
Transfer from deferred taxes780€5k€15k
Income taxes67/77€608€2k
Profit (loss) for the period9904€-38k€29k
Transfer from tax-exempt reserves789€15k€5k
Profit (loss) for the period to be appropriated9905€-24k€34k
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€18k
Profit (loss) brought forward from the previous period14P-€-16k
Transfer from equity791/2€8k€26k
Transfer to equity691/2-€18k
To other reserves6921-€18k
Profit to be distributed694/7-€26k
Return on contributions (dividend)694-€26k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
02-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €29k
Net result €29k after one loss-making year.
11-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €2k
Net result €2k after one loss-making year.
27-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet €-76k ▼182%
Net result drops to €-76k, the lowest in the series; recovery starts the following year.
07-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2018net €93k ▲594%
Operating result €138k, net result €93k, both a record.
22-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
06-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
24-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
17-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 directors, no change since 2023
de heer HOEBRECHTS Stijn
Non-statutory director · since 25-05-2023
Current
25-05-2023 de heer HOEBRECHTS Stijn: Appointed as Non-statutory director
25-05-2023 Mevrouw KENIS Dominique Amelie Louis: Resigned as Manager
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2003
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Druivenstraat(HRT) 242200 Herentals
Ground area
263 m²
Building footprint
77 m²
Volume, LiDAR
490 m³
Parcel 13011B0647/00C004, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
QUE
Druivenstraat(HRT) 24, 2200 HerentalsNACE 7415101
since 20032.133.177.973
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13011B0647/00C004 Flanders 263 m² 1 · 77 m² 10.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 38,690 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded20-03-2003
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.