QUBE
ActiveThe computed 12-month bankruptcy probability of QUBE is 2.2% (moderate). The 2025 annual accounts show equity of €22k and a net result of €-5k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 42% of 18024 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-9
Solvency60▼-14
Growth32▼-20
Stability94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity ample (current ratio 2.05 against 2.59 in 2024), but 74.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.4%
Return on assets
-6.4%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
57 d late
2023
61 d late
2022
70 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▼ 20.1%
2024 · €27k
2022: €26k
2023: €21k
2024: €27k
2022 → 2025
Total assets
€85k▲ 4.6%
2024 · €81k
2022: €39k
2023: €37k
2024: €81k
2022 → 2025
Net result
€-5k
2024 · €477
2022: €25k
2023: €-5k
2024: €477
2022 → 2025
Working capital
€30k▼ 25.6%
2024 · €40k
2022: €26k
2023: €21k
2024: €40k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€26k-€21k▼ 19.4%€27k▲ 30.1%€22k▼ 20.1%
Operating result€33k-€-5k€3k€-4k
Net result€25k-€-5k€477€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €85k
Fixed assets
€26k▲ 70.7%
Current assets
€59k▼ 10.7%
Equity and liabilities €85k
Equity
€22k▼ 20.1%
Debt
€63k▲ 16.8%
The debt ratio rises from 66.8% to 74.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€587▼
2024 · €4k
Cash flow
€-414▼
2024 · €803
Solvency
25.4%▼
2024 · 33.2%
Current ratio
2.05▼
2024 · 2.59
Quick ratio
1.65▼
2024 · 2.20
Debt / equity
2.94▲
2024 · 2.01
ROE
-25.1%▼
2024 · 1.8%
ROA
-6.4%▼
2024 · 0.6%
Interest coverage
0.26▼
2024 · 2.46
Debt
€63k▲
2024 · €54k
Debt ≤ 1 year
€29k▲
2024 · €25k
Debt > 1 year
€34k▲
2024 · €29k
Income taxes
€255▼
2024 · €3k
Staff costs
€18k▲
2024 · €556
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€81k€85k▲
Fixed assets21/28€15k€26k▲
Tangible fixed assets22/27€15k€26k▲
Plant, machinery and equipment23€15k€26k▲
Current assets29/58€66k€59k▼
Stocks and contracts in progress3€10k€11k▲
Stocks30/36€10k€11k▲
Amounts receivable within one year40/41€26k€35k▲
Trade receivables40-€2k
Other amounts receivable41€26k€33k▲
Cash at bank and in hand54/58€26k€13k▼
Deferred charges and accrued income490/1€5k€168▼
Equity and liabilities
Total equity and liabilities10/49€81k€85k▲
Equity10/15€27k€22k▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€26k€21k▼
Amounts payable17/49€54k€63k▲
Amounts payable after more than one year17€29k€34k▲
Financial debts170/4€29k€34k▲
Amounts payable within one year42/48€25k€29k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€10k€3k▼
Suppliers440/4€10k€3k▼
Advances received on contracts in progress46€2k€4k▲
Taxes, remuneration and social security45€6k€13k▲
Taxes450/3€5k€10k▲
Remuneration and social security454/9€494€2k▲
Accrued charges and deferred income492/3-€330
Income statement
Code20242025
Remuneration, social security and pensions62€556€18k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€326€5k▲
Other operating charges640/8€6k€1k▼
Gross operating margin9900€11k€20k▲
Operating profit (loss)9901€3k€-4k▼
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€3k€-5k▼
Income taxes67/77€3k€255▼
Profit (loss) for the period9904€477€-5k▼
Profit (loss) for the period to be appropriated9905€477€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€21k▼
Profit (loss) brought forward from the previous period14P€25k€26k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-5k ▼1233%
Net result drops to €-5k, the lowest in the series.
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
31-12
Financial
Back to profitnet €477
Net result €477 after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alfred Verweeplein 228300 Knokke-HeistGround area
163 m²
Building footprint
160 m²
Volume, LiDAR
1,807 m³
Parcel 31332F0009/00_000, Flanders · tallest building 20.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Barapart
since 20212.323.849.190
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31332F0009/00_000indicative | Flanders | 163 m² | 1 · 160 m² | 20.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKnokke-Heist2.323.849.190
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Of 1,326 companies in sector 47762 we hold annual accounts for 478. 291 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-2021
Fiscal year end31-12
Activities, NACEBEL
47762Retail sale of pets, pet food and pet supplies
56301Cafés and bars
56101Full-service restaurants
56111Full-service restaurants
56220Contract catering and other food service activities
56290Food and beverage service activities
56302Nightclubs
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.