BAVER
ActiveSummary
BAVER has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€63,659) and a net result of -€84,538. Equity is shrinking by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 14% of 18716 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-27
Solvency0▼-31
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.07 against 0.66 in 2024; short-term debt: 108.4% and cash: 0.8% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-41.1%
Return on assets
-54.6%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€63,659
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
3 d early
2023
64 d early
2022
61 d early
2021
4 d early
2020
4 d early
2019
102 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 34 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 27 January (4 of the last 5 filed years within 57 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€63,659
2024 · €20,879
Total assets
€154,859▼ 55.2%
2024 · €345,480
Net result
-€84,538▼ 206%
2024 · -€27,588
Working capital
-€156,591▼ 78.0%
2024 · -€87,974
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€5,733▼ 47.3%€7,940▲ 38.5%€8,057▲ 1.5%-€23,111-€80,752▼ 249%
Net result€746within the sector's middle half▼ 86.0%€3,561within the sector's middle half▲ 377%€2,792within the sector's middle half▼ 21.6%-€27,588below the sector's middle half-€84,538below the sector's middle half▼ 206%
Equity€42,116within the sector's middle half▲ 1.8%€45,676within the sector's middle half▲ 8.5%€48,469within the sector's middle half▲ 6.1%€20,879within the sector's middle half▼ 56.9%-€63,659below the sector's middle half
Total assets€384,199above the sector's middle half▲ 7.7%€427,744above the sector's middle half▲ 11.3%€401,244above the sector's middle half▼ 6.2%€345,480above the sector's middle half▼ 13.9%€154,859within the sector's middle half▼ 55.2%
Debt€342,083▲ 8.4%€382,068▲ 11.7%€352,775▼ 7.7%€324,600▼ 8.0%€218,518▼ 32.7%
Working capital-€89,379below the sector's middle half▲ 0.8%-€116,686below the sector's middle half▼ 30.6%-€78,361below the sector's middle half▲ 32.8%-€87,974below the sector's middle half▼ 12.3%-€156,591below the sector's middle half▼ 78.0%
Solvency11.0%within the sector's middle half▼ 0.6pp10.7%within the sector's middle half▼ 0.3pp12.1%within the sector's middle half▲ 1.4pp6.0%within the sector's middle half▼ 6.0pp-41.1%below the sector's middle half▼ 47.2pp
Current ratio0.65below the sector's middle half▲ 0.060.62below the sector's middle half▼ 0.030.71below the sector's middle half▲ 0.090.66below the sector's middle half▼ 0.050.07below the sector's middle half▼ 0.59
Return on assets (ROA)0.2%within the sector's middle half▼ 1.3pp0.8%within the sector's middle half▲ 0.6pp0.7%within the sector's middle half▼ 0.1pp-8.0%below the sector's middle half▼ 8.7pp-54.6%below the sector's middle half▼ 46.6pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €80,752 in 2025 against €23,111 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €154,859
Fixed assets
€143,631 ▼ 18.6%
Current assets
€11,229 ▼ 93.4%
Key figures and ratios
EBITDA
-€47,920▼
2024 · €9,908
Cash flow
-€51,707▼
2024 · €5,431
Debt to equity
-3.43▼
2024 · 15.55
Interest coverage
-12.84▼
2024 · 2.25
Debt ≤ 1 year
€167,820▼
2024 · €256,991
Debt > 1 year
€49,113▼
2024 · €65,994
Income taxes
€69▲
2024 · €65
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,621 companies that looked in July 2024 the way this one looks now, 4.5% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
4.5%
went bankrupt
10.0%
stopped otherwise
84%
still going
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,621 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €250 | €8,264 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23,236 | €24,487 | €33,787 | €33,019 | €32,832 | ▼ 0.6% |
| Other operating charges640/8 | - | €7,812 | €4,683 | €4,475 | €4,543 | ▲ 1.5% |
| Gross operating margin9900 | €36,207 | €40,239 | €46,527 | €14,383 | -€43,377 | ▼ 402% |
| Operating profit (loss)9901 | €5,733 | €7,940 | €8,057 | -€23,111 | -€80,752 | ▼ 249% |
| Financial income75/76B | - | - | - | - | €15 | - |
| Recurring financial income75 | - | - | - | - | €15 | - |
| Financial charges65/66B | - | €4,328 | €5,209 | €4,412 | €3,733 | ▼ 15.4% |
| Recurring financial charges65 | €4,934 | €4,328 | €5,209 | €4,412 | €3,733 | ▼ 15.4% |
| Profit (loss) for the period before taxes9903 | €799 | €3,612 | €2,848 | -€27,523 | -€84,470 | ▼ 207% |
| Income taxes67/77 | €53 | €51 | €56 | €65 | €69 | ▲ 5.8% |
| Profit (loss) for the period9904 | €746 | €3,561 | €2,792 | -€27,588 | -€84,538 | ▼ 206% |
| Profit (loss) for the period to be appropriated9905 | €746 | €3,561 | €2,792 | -€27,588 | -€84,538 | ▼ 206% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €384,199 | €427,744 | €401,244 | €345,480 | €154,859 | ▼ 55.2% |
| Fixed assets21/28 | €216,828 | €237,028 | €209,482 | €176,462 | €143,631 | ▼ 18.6% |
| Tangible fixed assets22/27 | €216,693 | €236,893 | €209,347 | €176,327 | €143,496 | ▼ 18.6% |
| Land and buildings22 | - | €191,429 | €168,999 | €146,569 | €124,139 | ▼ 15.3% |
| Plant, machinery and equipment23 | - | €5,045 | €8,020 | €5,520 | €3,208 | ▼ 41.9% |
| Furniture and vehicles24 | - | €40,419 | €32,328 | €24,239 | €16,148 | ▼ 33.4% |
| Financial fixed assets28 | €135 | €135 | €135 | €135 | €135 | = |
| Current assets29/58 | €167,371 | €190,716 | €191,762 | €169,017 | €11,229 | ▼ 93.4% |
| Stocks and contracts in progress3 | €146,061 | €133,915 | €125,761 | €152,832 | €0 | ▼ 100% |
| Stocks30/36 | - | €133,915 | €125,761 | €152,832 | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €13,793 | €26,105 | €54,139 | €10,617 | €9,527 | ▼ 10.3% |
| Trade receivables40 | - | €20,628 | €53,941 | €8,603 | €9,326 | ▲ 8.4% |
| Other amounts receivable41 | - | €5,477 | €198 | €2,014 | €200 | ▼ 90.1% |
| Cash at bank and in hand54/58 | €7,517 | €30,696 | €11,862 | €5,569 | €1,295 | ▼ 76.7% |
| Deferred charges and accrued income490/1 | - | - | - | - | €407 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €384,199 | €427,744 | €401,244 | €345,480 | €154,859 | ▼ 55.2% |
| Equity10/15 | €42,116 | €45,676 | €48,469 | €20,879 | -€63,659 | ▼ 405% |
| Contributions10/11 | - | €49,578 | €49,579 | €49,579 | €49,579 | = |
| Reserves13 | €9,940 | €9,940 | €9,940 | €9,940 | €9,940 | = |
| Non-distributable reserves130/1 | - | €372 | - | - | - | - |
| Reserves not available under the articles1311 | - | €372 | - | - | - | - |
| Distributable reserves133 | - | €9,568 | €9,940 | €9,940 | €9,940 | = |
| Profit (loss) carried forward14 | -€17,403 | -€13,842 | -€11,050 | -€38,639 | -€123,178 | ▼ 219% |
| Amounts payable17/49 | €342,083 | €382,068 | €352,775 | €324,600 | €218,518 | ▼ 32.7% |
| Amounts payable after more than one year17 | €85,333 | €74,666 | €82,652 | €65,994 | €49,113 | ▼ 25.6% |
| Financial debts170/4 | - | €74,666 | €82,652 | €65,994 | €49,113 | ▼ 25.6% |
| Amounts payable within one year42/48 | €256,750 | €307,402 | €270,123 | €256,991 | €167,820 | ▼ 34.7% |
| Current portion of amounts payable after more than one year42 | - | €10,667 | €16,444 | €16,659 | €16,882 | ▲ 1.3% |
| Financial debts43 | - | - | - | - | €4,974 | - |
| Credit institutions430/8 | - | - | - | - | €4,974 | - |
| Trade debts44 | €86,890 | €136,322 | €89,469 | €84,864 | €2,145 | ▼ 97.5% |
| Suppliers440/4 | - | €136,322 | €89,469 | €84,864 | €2,145 | ▼ 97.5% |
| Taxes, remuneration and social security45 | - | €4,892 | €8,637 | €4,723 | €134 | ▼ 97.2% |
| Taxes450/3 | - | €1,892 | €5,637 | €1,973 | €134 | ▼ 93.2% |
| Remuneration and social security454/9 | - | €3,000 | €3,000 | €2,750 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | €155,521 | €155,573 | €150,745 | €143,686 | ▼ 4.7% |
| Accrued charges and deferred income492/3 | - | - | - | €1,615 | €1,586 | ▼ 1.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €746 | €3,561 | €2,792 | -€27,588 | -€84,538 | ▼ 206% |
| + Depreciation and write-downs630 | €23,236 | €24,487 | €33,787 | €33,019 | €32,832 | ▼ 0.6% |
| Operating cash flow (approximation) | €23,982 | €28,048 | €36,579 | €5,431 | -€51,707 | ▼ 1,052% |
| Investment in fixed assets (approximation) | - | -€44,687 | -€6,241 | €1 | €0 | ▼ 100% |
| Change in cash | - | €23,179 | -€18,834 | -€6,293 | -€4,274 | ▲ 32.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet -€84,538
Net result drops to -€84,538, the lowest in the series.
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
01-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
21-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
04-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
09-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
20-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 1991
Ground area
3,611 m²
Building footprint
389 m²
Volume, LiDAR
2,298 m³
Parcel 42452D1290/00B000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Baver Invest
since 19912.051.974.424
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42452D1290/00B000 | Flanders | 3,611 m² | 1 · 389 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 39,556 EUR awarded · 39,556 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 39,556 EUR | 39,556 EUR |
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Of 1,330 companies in sector 47762 we hold annual accounts for 479. 283 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-02-1991
Fiscal year end30-06
Activities, NACEBEL 2025
47762Retail sale of pets, pet food and pet supplies
01461Pig breeding farms
47761Retail sale of flowers, plants, seeds and fertilisers
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID
0208:0443061158
Also
9925:BE0443061158
Registered
01-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.