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QUATTRO G & S

Active
Private limited companyfounded 2018active for 8 yearsKrombeekseweg 51, 8970 Poperinge, BelgiumKBO/BCE: BE 0696.900.458
Summary

QUATTRO G & S has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96,610 and a net result of -€12,025. Equity has been growing by about 11% per year since 2019. Its solvency ranks better than 67% of 1,899 sector peers (NACE 10, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Official details

Source: KBO
Status
Active since 30-05-2018 Normal situation
Activity
Artisanal bread and fresh pastry making NACE 10712and 2 others
Establishment unit
2.276.973.149 8970 Poperinge, since 30-05-2018
Financial year end
31 December
Peppol
Reachable since 28-07-2024

Financial position

66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Annual accounts 2025
Gross margin
€41,809
▼ 37.6%
Turnover
≈ €170,000
estimated
Loss
€12,025
Equity
€96,610
▼ 24.9%
Total assets
€198,180
▼ 17.0%
  • 2025 accounts filed 28 days after the deadline
Filed on 28-08-2026
Score breakdownraises riskSector: Manufacture of food products (NACE 10)Loss of €12,025 (financial year 2025)1 change of registered office in 24 monthslowers riskLiquidity: current ratio 1.16, cash €49,647Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 49% of micro companies in food products (NACE 10)
Financial strength · tick: 2024
Strong
Solvency 74-5
equity 48.7% of total assets
Liquidity 70-1
short-term debt 27.7% · cash 25.1%
Profitability 61-16
return on assets -6.1%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,081 companies, NACE 10, micro)
Last 24 months 12-2024: 0.8% 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.9%▲ +0.1 percentage points vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 1.0%▲ +0.1 percentage points vs 06-2025 08-2025: 1.6%▲ +0.6 percentage points vs 07-2025highest value 09-2025: 0.6%▼ -1.0 percentage point vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.5%▼ -0.1 percentage points vs 02-2026 04-2026: 0.6%▲ +0.1 percentage points vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.5%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 0.9%▲ +0.4 percentage points vs 07-2026 09-2026: 0.8%▼ -0.1 percentage points vs 08-2026 10-2026: 1.0%▲ +0.2 percentage points vs 09-2026 11-2026: 1.0%● unchanged vs 10-2026
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.16 (1.76 in 2024), below the usual 1.5. Short-term debt is 27.7% and cash 25.1% of total assets. 51.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro). It does better than 66% of them on solvency, 75% on liquidity, 36% on profitability and 19% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
lowers risk · Liquidity: current ratio 1.16, cash €49,647
NBB · annual accounts
raises risk · Loss of €12,025 (financial year 2025)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filings
Deviation from the deadline
2025
28 days late
2024
27 days late
2023
29 days late
2022
30 days late
2021
11 days late
2020
16 days late
2019
9 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 19 days after the deadline. In the sector (NACE 10), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 82% of companies in food productssector median €8,269 · 1,901 companies -€12,025 View

Comparable companies

These companies have the same main activity as QUATTRO G & S: artisanal bread and fresh pastry making (NACE 10712). They are comparable in size and age: total assets between €117,000 and €187,000, founded between 2015 and 2020.

CompanyTotal assetsGross margin
QUATTRO G & S Poperinge€198,180€41,809
Pajuro Elsene€178,400€51,696
Jolien Hechtel-Eksel€187,397€46,257
LA GRANGE A PAIN Estinnes€170,042€45,918
La Framboise Antwerpen€175,317€62,350
Israya Kortrijk€116,802€43,653
't Pateeke Puurs-Sint-Amands€181,122€65,409
Full comparison

Key facts about QUATTRO G & S

What is the company number of QUATTRO G & S?
The company number of QUATTRO G & S is 0696.900.458. The VAT number is the same number with BE in front: BE 0696.900.458.
Where is QUATTRO G & S based?
The registered office is at Krombeekseweg 51, 8970 Poperinge.Company details
What does QUATTRO G & S do?
According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
What is the legal form of QUATTRO G & S?
The legal form of QUATTRO G & S is Private limited company (BV).
When was QUATTRO G & S founded?
QUATTRO G & S was founded on 30-05-2018.
Is QUATTRO G & S still active?
Yes, QUATTRO G & S is an active enterprise in the KBO register.
What is the turnover of QUATTRO G & S?
The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €41,809 and 2,949 comparable companies of the same size. It probably lies between €100,000 and €300,000. It is a rough estimate. In financial year 2020 turnover was €390,074.Financials
Is QUATTRO G & S profitable?
In financial year 2025, QUATTRO G & S made a loss of €12,025.
Where can I find the annual accounts of QUATTRO G & S?
QUATTRO G & S filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of QUATTRO G & S due?
QUATTRO G & S must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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