Equity
-€14,127
Debts exceed assets in financial year 2025.
Jolien
Lifetime
5 annual accounts with figures on one time axispeak €64,777 (2022)
€46,257▲ 123%
lowest -€56,273 (2021)
-€130▲ €17,273
peak €11,063 (2022)
-€14,127▼ €130
€201,524▼ 10.3%
Board2 names since 2020
1 director
Documentsfilings and deeds
13-06-202648 days before the deadline
2025micro format
Gross margin from €20,754 to €46,257Loss of €130Cash from €433 to €1,381
Key points
from the 2025 annual accountsLosses
-€25,189 in three years
Every financial year from 2023 to 2025 closed with a loss. 2024 was the heaviest.
Turnover
≈ €190,000 estimated
The micro format states no turnover.
Debts
€201,524 108% of the balance sheet
Financial debts 76%Suppliers 12%Taxes and wages 0%Other 11%
Of this, €52,848 falls due within a year.
Filings
5 annual accounts 1 late
The 2022 accounts came 28 days late. The other four were filed on time.
Position in the sector
-€14,127
Less equity than 84% of companies in food products. Sector median €50,518 · 2,085 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,564 companies had the same profile as Jolien has now. Each dot stands for 4 companies, two years later.
88.9%
were still trading
5.4%
stopped another way
5.1%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,564 companies, not a prediction for Jolien. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director
- 100 sharesdeed of 09-10-2020
- founderdeed of 09-10-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0755838846
Resignation: (director)
General meeting of 01-06-2022 · Gazette deed
Incorporation
Founding capital of €40,000, 100 shares · Founders: and · Appointments: (director) and (director) · published on 09-10-2020 · Gazette deed
First establishment
Don Boscostraat 21, Hechtel-Eksel
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Jolien Hechtel-Eksel | €187,397 | €46,257 | -7.5% | - |
| BiniBo Peer | €131,543 | €42,199 | 50.1% | - |
| BERAT23 Willebroek | €205,580 | €47,909 | 17.9% | - |
| Martin de Patoul Beauvechain | €179,105 | €36,473 | 41.2% | - |
| Pajuro Ixelles | €178,400 | €51,696 | 3.0% | 3.2 |
| QUATTRO G & S Poperinge | €198,180 | €41,809 | 48.7% | - |
| Bakkerij Venus J Niel | €143,344 | €56,959 | 62.6% | - |
These companies have the same main activity as Jolien: artisanal bread and fresh pastry making (NACE 10712). They are comparable in size and age: total assets between €132,000 and €206,000, founded between 2018 and 2022.
Official details
Source: KBO- Status
- Active since 07-10-2020Normal situation
- Activity
- Artisanal bread and fresh pastry makingNACE 10712and 1 other
- Establishment unit
- 2.309.487.7473940 Hechtel-Eksel, since 07-10-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 17-12-2025
Annual accounts 2025
- €187,397▼ 11.1%
- Filing
- Filed on 13-06-2026, 48 days before the end of the filing period
Insights on Jolien
Jolien files the micro format. That format states no turnover. The gross margin rose from €11,693 in 2021 to €46,257 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Jolien
- What is the company number of Jolien?
- The company number of Jolien is 0755.838.846. The VAT number is the same number with BE in front: BE 0755.838.846.
- Where is Jolien based?
- The registered office is at Don Boscostraat 21, 3940 Hechtel-Eksel.Company details
- What does Jolien do?
- According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
- What is the legal form of Jolien?
- Jolien is a private limited company (BV).
- When was Jolien founded?
- Jolien was founded on 07-10-2020.
- Is Jolien still active?
- Yes, Jolien is an active enterprise in the KBO register.
- What is the turnover of Jolien?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €46,257 and 2,936 comparable companies of the same size. It probably lies between €110,000 and €330,000. It is a rough estimate.Financials
- Is Jolien profitable?
- In financial year 2025, Jolien made a loss of €130.
- Where can I find the annual accounts of Jolien?
- Jolien filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Jolien due?
- Jolien must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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