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QUATTRO ASSUR

Active
Private limited companyfounded 1992active for 33 yearsRue Emile Vandervelde(ST) 125, 6182 Courcelles, BelgiumKBO/BCE: BE 0448.766.045
Summary

QUATTRO ASSUR is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. For QUATTRO ASSUR, one annual filing is missing. The 2024 annual accounts show equity of €908,677 and a net result of €114,810. Equity has been growing by about 11% per year since 2018. Its solvency ranks better than 93% of 3,244 sector peers (NACE 66, financial year 2024). The company has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals.

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QUATTRO ASSURActive
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Overview

Official details

Source: KBO
Status
Active since 30-11-1992 Normal situation
Activity
Insurance agents and brokers NACE 66220and 1 other
Joint committees
307 Paritair Comité voor de makelarij en verzekeringsagentschappen
302 Paritair Comité voor het hotelbedrijf · annual accounts 2024
Establishment units
2.059.872.105 6182 Courcelles, since 14-12-1992
2.257.120.318 6182 Courcelles, since 24-08-2016
Financial year end
31 December
Peppol
Reachable since 11-12-2025
Company details

Board and ownership

Board
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2024
Profit
€114,810
▲ 70.8%
Equity
€908,677
▲ 14.5%
Total assets
€972,743
▲ 11.1%
Employees on 31-12-2024
1
=
  • 2025 accounts not filed, 95 days past the deadline
Financials
Signalsraises riskAnnual accounts not filed2024 accounts filed 168 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Filing: One annual filing is missing
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

Two signals.
raises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 95 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline03-11-2026 today
raises risk · 2024 accounts filed 168 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-01-2026, 168 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
168 days late
2023
37 days late
2022
26 days early
2021
39 days late
2020
88 days late
2019
53 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 60 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 93% of companies in auxiliary financial servicessector median €123,391 · 3,248 companies €908,677 View
  • Positive: 7 profitable years in a rowprofit 2024: €114,810 7 years View

Recent changes

  1. · Gazette deed Company renamed to QUATTRO ASSURChange of role: FERRARI Linda Gina Lucette, from manager to director · Appointment: BEHETS Laura Caroline Josiane (daily management delegate)
  2. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as QUATTRO ASSUR: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €880,000 and €1.2m, founded between 1988 and 1996.

CompanyTotal assetsGross margin
QUATTRO ASSUR Courcelles€1.0m€0.3m
ASSURANCES SERVICES ET CREDITS La Louvière€1.1m€0.2m
GILLARD et ROLAIN Ciney€1.0m€0.2m
TOLRIP Ukkel€1.0m€0.2m
DIRK HOOFD VERZEKERINGEN Bornem€1.0m€0.2m
KANTOOR JACKERS Bilzen-Hoeselt€0.9m€0.3m
Keirse, De Ridder & Partners Damme€1.2m€0.2m
Full comparison

Key facts about QUATTRO ASSUR
What is the company number of QUATTRO ASSUR?
The company number of QUATTRO ASSUR is 0448.766.045. The VAT number is the same number with BE in front: BE 0448.766.045.
Where is QUATTRO ASSUR based?
The registered office is at Rue Emile Vandervelde(ST) 125, 6182 Courcelles.Company details
What does QUATTRO ASSUR do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of QUATTRO ASSUR?
The legal form of QUATTRO ASSUR is Private limited company (BV).
When was QUATTRO ASSUR founded?
QUATTRO ASSUR was founded on 30-11-1992.
Is QUATTRO ASSUR still active?
Yes, QUATTRO ASSUR is an active enterprise in the KBO register.
How many employees does QUATTRO ASSUR have?
QUATTRO ASSUR had an average of 1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
Which joint committee does QUATTRO ASSUR fall under?
In its 2024 annual accounts, QUATTRO ASSUR states joint committees 307 (Paritair Comité voor de makelarij en verzekeringsagentschappen) and 302 (Paritair Comité voor het hotelbedrijf).
What is the turnover of QUATTRO ASSUR?
The turnover in financial year 2024 is ≈ €400,000. This figure is estimated from the gross margin of €250,016 and 31 comparable companies (NACE 66). It probably lies between €360,000 and €460,000.
Is QUATTRO ASSUR profitable?
In financial year 2024, QUATTRO ASSUR made a profit of €114,810.
Where can I find the annual accounts of QUATTRO ASSUR?
QUATTRO ASSUR filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check

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