QUARUK
ActiveQUARUK has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €584k and a net result of €-9k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 62% of 284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency64=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days only on tighter terms
Liquidity short (current ratio 0.21 against 0.21 in 2024), and 45.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 23
Relative position
BE, all sectors
reference
Sector 23
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
22 d early
2023
16 d early
2022
6 d early
2021
23 d early
2020
11 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-9k▲ 3.3%
2024 · €-9k
2018: €1k
2019: €-1k
2020: €2k
2021: €-5k
2022: €-10k
2023: €-11k
2024: €-9k
2018 → 2025
Working capital
€-169k▼ 3.3%
2024 · €-164k
2018: €-136k
2019: €-137k
2020: €-136k
2021: €-141k
2022: €-150k
2023: €-157k
2024: €-164k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€622k-€613k▼ 1.6%€601k▼ 1.8%€592k▼ 1.5%€584k▼ 1.5%
Operating result€321-€-5k€-6k▼ 32.7%€-4k▲ 38.8%€-3k▲ 8.5%
Net result€-5k-€-10k▼ 98.4%€-11k▼ 15.2%€-9k▲ 20.6%€-9k▲ 3.3%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €4k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.06M
Fixed assets
€1.02M=
Current assets
€44k▲ 0.1%
Equity and liabilities €1.06M
Equity
€584k▼ 1.5%
Debt
€479k▲ 1.8%
The debt ratio rises from 44.3% to 45.1%: debt grows while equity shrinks.
Key figures and ratios
Solvency
54.9%▼
2024 · 55.7%
Current ratio
0.21▼
2024 · 0.21
Quick ratio
0.00▲
2024 · 0.00
Debt / equity
0.82▲
2024 · 0.79
ROE
-1.5%▲
2024 · -1.5%
ROA
-0.8%▲
2024 · -0.8%
Debt
€479k▲
2024 · €471k
Debt ≤ 1 year
€214k▲
2024 · €208k
Debt > 1 year
€265k▲
2024 · €262k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.06M€1.06M=
Fixed assets21/28€1.02M€1.02M=
Tangible fixed assets22/27€1.02M€1.02M=
Plant, machinery and equipment23€981k€981k=
Furniture and vehicles24€38k€38k=
Current assets29/58€44k€44k▲
Stocks and contracts in progress3€44k€44k=
Stocks30/36€44k€44k=
Cash at bank and in hand54/58€152€194▲
Equity and liabilities
Total equity and liabilities10/49€1.06M€1.06M=
Equity10/15€592k€584k▼
Contributions10/11€1.75M€1.75M=
Capital10€1.75M€1.75M=
Issued capital100€1.75M€1.75M=
Profit (loss) carried forward14€-1.15M€-1.16M▼
Amounts payable17/49€471k€479k▲
Amounts payable after more than one year17€262k€265k▲
Financial debts170/4€262k€265k▲
Amounts payable within one year42/48€208k€214k▲
Financial debts43€80k€86k▲
Credit institutions430/8€80k€86k▲
Trade debts44€128k€128k▲
Suppliers440/4€128k€128k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Other operating charges640/8€968€998▲
Gross operating margin9900€-3k€-2k▲
Operating profit (loss)9901€-4k€-3k▲
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€-9k€-9k▲
Profit (loss) for the period9904€-9k€-9k▲
Profit (loss) for the period to be appropriated9905€-9k€-9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1.15M€-1.16M▼
Profit (loss) brought forward from the previous period14P€-1.14M€-1.15M▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2017
Pamoek BVBA
Not recently confirmedManaging director · since 23-11-2017 · Legal entity · perm. rep.: Renier Stijn
23-11-2017
Appointed as Managing director
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidslaan 13200 AarschotGround area
7.2 ha
Building footprint
1.1 ha
Parcel 24662G0199/00F000, Flanders. Linked by address, not a title deed.
1 establishment unit
QUARUK
since 20112.202.828.824
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24662G0199/00F000 | Flanders | 7.2 ha | 1 · 1.1 ha | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Breccie
BE 0462.985.849
Avelgem · Eq €585k
NATUURSTEEN DECOSTER
BE 0656.972.783
Pajottegem · Eq €581k
VGR
BE 0458.510.486
Westerlo · Eq €579k
JOS. SCHIFFER
BE 0430.373.261
Sankt Vith · Eq €591k
RAFFO
BE 0424.055.888
Haaltert · Eq €575k
Of 736 companies in sector 23700 we hold annual accounts for 489. 386 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded15-09-2011
Fiscal year end31-12
Activities, NACEBEL
23700Cutting, shaping and finishing of stone
46130Agents in the wholesale of timber and building materials
46831Wholesale of construction materials, general range
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.