PAMOEK
ActivePAMOEK has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10.46M and a net result of €178k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 40% of 5495 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
87
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▲+3
Solvency84=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €900k at 30 days acceptable
Liquidity ample (current ratio 6.81 against 9.42 in 2024), but 59.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.5%
Return on assets
0.7%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 23
Relative position
BE, all sectors
reference
Sector 23
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
22 d early
2023
16 d early
2022
6 d early
2021
23 d early
2020
11 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€10.46M▲ 1.7%
2024 · €10.28M
2018: €9.63M
2019: €10.05M
2020: €9.96M
2021: €9.90M
2022: €10.14M
2023: €10.15M
2024: €10.28M
2018 → 2025
Total assets
€25.84M▲ 0.1%
2024 · €25.81M
2018: €25.44M
2019: €25.71M
2020: €25.57M
2021: €25.51M
2022: €25.67M
2023: €25.76M
2024: €25.81M
2018 → 2025
Net result
€178k▲ 34.1%
2024 · €133k
2018: €-40k
2019: €415k
2020: €-89k
2021: €-59k
2022: €240k
2023: €8k
2024: €133k
2018 → 2025
Working capital
€1.67M▼ 6.6%
2024 · €1.79M
2018: €1.55M
2019: €1.79M
2020: €1.64M
2021: €1.63M
2022: €1.83M
2023: €1.79M
2024: €1.79M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9.90M-€10.14M▲ 2.4%€10.15M▲ 0.1%€10.28M▲ 1.3%€10.46M▲ 1.7%
Operating result€17k-€15k▼ 10.0%€81k▲ 436%€206k▲ 155%€213k▲ 3.2%
Net result€-59k-€240k€8k▼ 96.8%€133k▲ 1,618%€178k▲ 34.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 3% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €25.84M
Fixed assets
€23.88M▲ 0.3%
Current assets
€1.96M▼ 2.1%
Equity and liabilities €25.84M
Equity
€10.46M▲ 1.7%
Debt
€15.38M▼ 0.9%
The debt ratio falls from 60.2% to 59.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€242k▲
2024 · €238k
Cash flow
€208k▲
2024 · €165k
Solvency
40.5%▲
2024 · 39.8%
Current ratio
6.81▼
2024 · 9.42
Quick ratio
6.81▼
2024 · 9.42
Debt / equity
1.47▼
2024 · 1.51
ROE
1.7%▲
2024 · 1.3%
ROA
0.7%▲
2024 · 0.5%
Interest coverage
6.30▲
2024 · 3.08
Debt
€15.38M▼
2024 · €15.52M
Debt ≤ 1 year
€288k▲
2024 · €212k
Debt > 1 year
€15.09M▼
2024 · €15.31M
Income taxes
€719▼
2024 · €963
Staff costs
€251k▲
2024 · €242k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€25.81M€25.84M▲
Fixed assets21/28€23.80M€23.88M▲
Tangible fixed assets22/27€65k€99k▲
Furniture and vehicles24€65k€44k▼
Leasing and similar rights25-€55k
Financial fixed assets28€23.74M€23.78M▲
Current assets29/58€2.00M€1.96M▼
Amounts receivable after more than one year29€1.11M€1.12M▲
Other amounts receivable291€1.11M€1.12M▲
Amounts receivable within one year40/41€879k€832k▼
Trade receivables40€798k€747k▼
Other amounts receivable41€81k€86k▲
Cash at bank and in hand54/58€10k€5k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€25.81M€25.84M▲
Equity10/15€10.28M€10.46M▲
Contributions10/11€21k€21k=
Reserves13€77k€77k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€38k€38k=
Distributable reserves133€40k€40k=
Profit (loss) carried forward14€10.18M€10.36M▲
Amounts payable17/49€15.52M€15.38M▼
Amounts payable after more than one year17€15.31M€15.09M▼
Financial debts170/4€100k€146k▲
Other amounts payable178/9€15.21M€14.95M▼
Amounts payable within one year42/48€212k€288k▲
Current portion of amounts payable after more than one year42-€11k
Financial debts43€166k€203k▲
Credit institutions430/8€166k€203k▲
Trade debts44€18k€44k▲
Suppliers440/4€18k€44k▲
Taxes, remuneration and social security45€29k€30k▲
Taxes450/3€963€719▼
Remuneration and social security454/9€28k€29k▲
Accrued charges and deferred income492/3€65€65=
Income statement
Code20242025
Non-recurring operating income76A€25k€6k▼
Remuneration, social security and pensions62€242k€251k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€30k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€481k€495k▲
Operating profit (loss)9901€206k€213k▲
Financial income75/76B€5k€5k▼
Recurring financial income75€5k€5k▼
Financial charges65/66B€77k€38k▼
Recurring financial charges65€77k€38k▼
Profit (loss) for the period before taxes9903€134k€179k▲
Income taxes67/77€963€719▼
Profit (loss) for the period9904€133k€178k▲
Profit (loss) for the period to be appropriated9905€133k€178k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10.18M€10.36M▲
Profit (loss) brought forward from the previous period14P€10.05M€10.18M▲
Social balance
Average headcount (FTE)90872.52.5=
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €240k
Net result €240k after 2 loss-making years.
31-12
Financial
Equity above €10MEq €10.14M ▲2.4%
Equity rises from €9.90M to €10.14M.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-89k ▼121%
Net result drops to €-89k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
31-12
Financial
Back to profitnet €415k
Net result €415k after one loss-making year.
31-12
Financial
Equity above €10MEq €10.05M ▲4.3%
Equity rises from €9.63M to €10.05M.
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidslaan 13200 AarschotGround area
7.2 ha
Building footprint
1.1 ha
Parcel 24662G0199/00F000, Flanders. Linked by address, not a title deed.
1 establishment unit
PAMOEK
since 20062.158.834.968
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24662G0199/00F000 | Flanders | 7.2 ha | 1 · 1.1 ha | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TUYTELAERS
BE 0403.774.178
Ravels · Eq €13.61M
E. VICTOR-MEYER SA
BE 0420.140.652
Malmedy · Eq €7.58M
CARROTEC
BE 0408.330.111
Asse · Eq €15.22M
Brachot Tiles & Landscaping
BE 0428.833.535
Harelbeke · Eq €5.61M
HULLEBUSCH
BE 0423.594.644
Ardooie · Eq €5.43M
Of 736 companies in sector 23700 we hold annual accounts for 489. 66 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-2006
Fiscal year end31-12
Activities, NACEBEL
23700Cutting, shaping and finishing of stone
64200Holdings
64210Activities of holding companies
74151
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.