QUALYA
ActiveQUALYA has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118k and a net result of €42k. Equity is growing by ~17.6% per year across the filed fiscal years. Its solvency ranks better than 47% of 677 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+4
Solvency71▼-29
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.58 against 5.11 in 2024; short-term debt: 53.9% and cash: 0% of total assets), but 53.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Sector 58
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.1%
Return on assets
16.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
59 d early
2023
58 d early
2022
70 d early
2021
54 d early
2020
29 d early
2019
63 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€118k▼ 37.5%
2024 · €189k
2018: €52k
2019: €53k
2020: €101k
2021: €138k
2022: €115k
2023: €160k
2024: €189k
2018 → 2025
Total assets
€257k▲ 12.5%
2024 · €228k
2018: €86k
2019: €70k
2020: €124k
2021: €163k
2022: €176k
2023: €220k
2024: €228k
2018 → 2025
Net result
€42k▲ 43.5%
2024 · €29k
2018: €1k
2019: €1k
2020: €54k
2021: €37k
2022: €21k
2023: €46k
2024: €29k
2018 → 2025
Working capital
€81k▼ 42.5%
2024 · €141k
2018: €52k
2019: €52k
2020: €98k
2021: €116k
2022: €83k
2023: €114k
2024: €141k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€138k-€115k▼ 16.8%€160k▲ 38.8%€189k▲ 18.3%€118k▼ 37.5%
Operating result€53k-€30k▼ 43.4%€66k▲ 120%€40k▼ 39.5%€54k▲ 36.4%
Net result€37k-€21k▼ 42.8%€46k▲ 116%€29k▼ 36.8%€42k▲ 43.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 36% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €257k
Fixed assets
€38k▼ 29.6%
Current assets
€219k▲ 25.3%
Equity and liabilities €257k
Equity
€118k▼ 37.5%
Debt
€138k▲ 255%
The debt ratio rises from 17.1% to 53.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€74k▲
2024 · €60k
Cash flow
€62k▲
2024 · €49k
Solvency
46.1%▼
2024 · 82.9%
Current ratio
1.58▼
2024 · 5.11
Quick ratio
1.58▼
2024 · 5.11
Debt / equity
1.17▲
2024 · 0.21
ROE
35.5%▲
2024 · 15.5%
ROA
16.4%▲
2024 · 12.8%
Interest coverage
127.93▲
2024 · 54.14
Debt
€138k▲
2024 · €39k
Debt ≤ 1 year
€138k▲
2024 · €34k
Debt > 1 year
€0▼
2024 · €5k
Income taxes
€18k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€228k€257k▲
Fixed assets21/28€53k€38k▼
Tangible fixed assets22/27€53k€37k▼
Plant, machinery and equipment23€11k€11k▲
Furniture and vehicles24€42k€26k▼
Financial fixed assets28€198€100▼
Current assets29/58€175k€219k▲
Amounts receivable within one year40/41€152k€172k▲
Trade receivables40€28k€38k▲
Other amounts receivable41€124k€135k▲
Current investments50/53€4k€46k▲
Cash at bank and in hand54/58€18k€0▼
Deferred charges and accrued income490/1€605€706▲
Equity and liabilities
Total equity and liabilities10/49€228k€257k▲
Equity10/15€189k€118k▼
Contributions10/11€619€619=
Reserves13€188k€118k▼
Distributable reserves133€188k€118k▼
Profit (loss) carried forward14€129€129=
Amounts payable17/49€39k€138k▲
Amounts payable after more than one year17€5k€0▼
Financial debts170/4€5k€0▼
Amounts payable within one year42/48€34k€138k▲
Current portion of amounts payable after more than one year42€14k€4k▼
Financial debts43-€292
Credit institutions430/8-€292
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Taxes, remuneration and social security45€15k€17k▲
Taxes450/3€15k€17k▲
Other amounts payable47/48€0€113k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k▼
Other operating charges640/8€2k€4k▲
Gross operating margin9900€62k€78k▲
Operating profit (loss)9901€40k€54k▲
Financial income75/76B€3k€6k▲
Recurring financial income75€3k€6k▲
Financial charges65/66B€1k€579▼
Recurring financial charges65€1k€579▼
Profit (loss) for the period before taxes9903€42k€60k▲
Income taxes67/77€12k€18k▲
Profit (loss) for the period9904€29k€42k▲
Profit (loss) for the period to be appropriated9905€29k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€42k▲
Profit (loss) brought forward from the previous period14P€129€129=
Transfer from equity791/2€0€113k▲
Transfer to equity691/2€29k€42k▲
To other reserves6921€29k€42k▲
Profit to be distributed694/7€0€113k▲
Return on contributions (dividend)694€0€113k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €160k ▲38.8%
6 profitable years in a row build equity to €160k.
22-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €54k ▲5295%
Operating result €77k, net result €54k, both a record.
31-12
Financial
Equity above €100kEq €101k ▲90.2%
3 profitable years in a row build equity to €101k.
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €1k ▼4.5%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Daalstraat(KMT) 1023300 TienenGround area
1,079 m²
Building footprint
153 m²
Volume, LiDAR
843 m³
Parcel 24057D0008/00E000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
QUALYA
since 20092.181.587.012
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24057D0008/00E000 | Flanders | 1,079 m² | 1 · 153 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ATOMAX
BE 0835.620.158
Oudergem · Eq €118k
HAZO
BE 0866.467.841
Rotselaar · Eq €120k
MAES D-IT
BE 0761.373.289
Tienen · Eq €120k
ZSE TECHNOLOGY
BE 0783.523.834
Sint-Truiden · Eq €120k
PROCURIOS
BE 0879.511.074
Mechelen · Eq €120k
Of 1,279 companies in sector 58290 we hold annual accounts for 593. 468 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-09-2009
Fiscal year end31-12
Activities, NACEBEL
58290Other software publishing
43211General electrical installation work
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0495 55 00 68