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HAZO

Active
Private limited companyfounded 200422 yrs activeOlmendreef 43, 3110 Rotselaar, BelgiumKBO/BCE: BE 0866.467.841

HAZO has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120k and a net result of €-17k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 675 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
52 / 100
Fair▼ -34 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-1
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 51.72 against 47.58 in 2024), and 1.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Sector 58
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 22 years 0 30 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
52 d early
2024
49 d early
2023
33 d early
2022
54 d early
2021
54 d early
2020
51 d early
2019
49 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€120k▼ 12.5%
2024 · €137k
2018: €76k 2019: €90k 2020: €87k 2021: €101k 2022: €134k 2023: €136k 2024: €137k
2018 → 2025
Total assets
€122k▼ 12.6%
2024 · €140k
2018: €157k 2019: €153k 2020: €138k 2021: €145k 2022: €142k 2023: €145k 2024: €140k
2018 → 2025
Net result
€-17k
2024 · €402
2018: €11k 2019: €14k 2020: €-3k 2021: €14k 2022: €33k 2023: €2k 2024: €402
2018 → 2025
Working capital
€118k▼ 10.5%
2024 · €131k
2018: €80k 2019: €94k 2020: €58k 2021: €69k 2022: €112k 2023: €124k 2024: €131k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€101k-€134k▲ 32.7%€136k▲ 1.5%€137k▲ 0.3%€120k▼ 12.5%
Operating result€22k-€49k▲ 129%€4k▼ 92.8%€732▼ 79.3%€-17k
Net result€14k-€33k▲ 129%€2k▼ 93.9%€402▼ 80.2%€-17k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40kOperating result 2021: €22k€22kNet result 2021: €14k€14kOperating result 2022: €49k€49kNet result 2022: €33k€33kOperating result 2023: €4k€4kNet result 2023: €2k€2kOperating result 2024: €732€732Net result 2024: €402€402Operating result 2025: €-17k€-17kNet result 2025: €-17k€-17k20212022202320242025
The operating result turns negative in 2025: a loss of €17k after €732 in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €122k
Fixed assets €2k▼ 60.2%
Current assets €120k▼ 10.7%
Equity and liabilities €122k
Equity €120k▼ 12.5%
Debt €2k▼ 17.8%
The debt ratio falls from 2.0% to 1.9%: debt falls faster than equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-14k
2024 · €7k
Cash flow
€-14k
2024 · €7k
Solvency
98.1%
2024 · 98.0%
Current ratio
51.72
2024 · 47.58
Quick ratio
51.72
2024 · 47.58
Debt / equity
0.02
2024 · 0.02
ROE
-14.3%
2024 · 0.3%
ROA
-14.0%
2024 · 0.3%
Interest coverage
-193.13
2024 · 106.96
Debt
€2k
2024 · €3k
Debt ≤ 1 year
€2k
2024 · €3k
Income taxes
€0
2024 · €433
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€140k€122k
Fixed assets21/28€5k€2k
Tangible fixed assets22/27€5k€2k
Furniture and vehicles24€3k€0
Other tangible fixed assets26€3k€2k
Current assets29/58€134k€120k
Amounts receivable within one year40/41€2k€1k
Trade receivables40€40€0
Other amounts receivable41€2k€1k
Cash at bank and in hand54/58€131k€117k
Deferred charges and accrued income490/1€888€952
Equity and liabilities
Total equity and liabilities10/49€140k€122k
Equity10/15€137k€120k
Contributions10/11€19k€19k=
Reserves13€118k€118k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€118k€118k=
Profit (loss) carried forward14€402€-17k
Amounts payable17/49€3k€2k
Amounts payable within one year42/48€3k€2k
Trade debts44€439€54
Suppliers440/4€439€54
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€2k€2k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€3k
Other operating charges640/8€634€660
Gross operating margin9900€8k€-13k
Operating profit (loss)9901€732€-17k
Financial income75/76B€172€0
Recurring financial income75€172€0
Financial charges65/66B€69€71
Recurring financial charges65€69€71
Profit (loss) for the period before taxes9903€835€-17k
Income taxes67/77€433€0
Profit (loss) for the period9904€402€-17k
Profit (loss) for the period to be appropriated9905€402€-17k
Appropriation of the result
Profit (loss) to be appropriated9906€402€-17k
Profit (loss) brought forward from the previous period14P-€402
Transfer to equity691/2€0-
To other reserves6921€0-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €-17k ▼4348%
Net result drops to €-17k, the lowest in the series.
12-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Liquidity triplescurrent ratio 47.58
Current ratio from 15.23 to 47.58; short-term debt falls from €9k to €3k.
28-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
07-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Highest result since 2018net €33k ▲129%
Operating result €49k, net result €33k, both a record.
31-12
Financial Liquidity times 6current ratio 16.09
Current ratio from 2.59 to 16.09; short-term debt falls from €44k to €7k.
07-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €14k
Net result €14k after one loss-making year.
31-12
Financial Equity above €100kEq €101k ▲16.7%
Equity rises from €87k to €101k.
10-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
12-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
20-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
04-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
07-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 2004
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Olmendreef 433110 Rotselaar
Ground area
5,210 m²
Building footprint
158 m²
Volume, LiDAR
1,107 m³
Parcel 24094E0043/00S003, Flanders · tallest building 15.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HAZO
Olmendreef 43, 3110 RotselaarNACE 52487
since 20042.138.114.877
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24094E0043/00S003 Flanders 5,210 m² 1 · 158 m² 15.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,272 companies in sector 58290 we hold annual accounts for 587. 463 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded06-07-2004
Fiscal year end31-12
Activities, NACEBEL
58290Other software publishing
72210
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:thielemans.hans@telenet.be
Enterprise