Qualivate bv
ActiveQualivate bv has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €284k and a net result of €203k. Equity is growing by ~21.8% per year across the filed fiscal years. Its solvency ranks better than 34% of 7446 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability97▲+22
Solvency57▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 4.37 against 2.52 in 2023; short-term debt: 15.9% and cash: 57.4% of total assets), but 67.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
61 d late
2022
60 d late
2021
85 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€284k▲ 250%
2023 · €81k
2018: €31k
2019: €45k
2020: €45k
2021: €59k
2022: €65k
2023: €81k
2018 → 2024
Total assets
€884k▲ 164%
2023 · €334k
2018: €40k
2019: €54k
2020: €61k
2021: €89k
2022: €125k
2023: €334k
2018 → 2024
Net result
€203k▲ 1,132%
2023 · €16k
2018: €-2k
2019: €14k
2020: €198
2021: €15k
2022: €5k
2023: €16k
2018 → 2024
Working capital
€473k▲ 152%
2023 · €188k
2018: €30k
2019: €45k
2020: €44k
2021: €47k
2022: €53k
2023: €188k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€45k-€59k▲ 32.3%€65k▲ 8.8%€81k▲ 25.5%€284k▲ 250%
Operating result€547-€19k▲ 3,368%€7k▼ 62.9%€23k▲ 227%€303k▲ 1,217%
Net result€198-€15k▲ 7,231%€5k▼ 64.0%€16k▲ 215%€203k▲ 1,132%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 1,217% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €884k
Fixed assets
€270k▲ 1,051%
Current assets
€613k▲ 97.3%
Equity and liabilities €884k
Equity
€284k▲ 250%
Debt
€600k▲ 137%
The debt ratio falls from 75.8% to 67.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€321k▲
2023 · €29k
Cash flow
€220k▲
2023 · €22k
Solvency
32.1%▲
2023 · 24.2%
Current ratio
4.37▲
2023 · 2.52
Quick ratio
4.37▲
2023 · 2.52
Debt / equity
2.11▼
2023 · 3.12
ROE
71.4%▲
2023 · 20.3%
ROA
23.0%▲
2023 · 4.9%
Interest coverage
34.71▼
2023 · 131.66
Debt
€600k▲
2023 · €253k
Debt ≤ 1 year
€140k▲
2023 · €123k
Debt > 1 year
€250k
Income taxes
€91k▲
2023 · €6k
Staff costs
€215k▲
2023 · €164k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€334k€884k▲
Fixed assets21/28€23k€270k▲
Tangible fixed assets22/27€23k€270k▲
Land and buildings22-€252k
Plant, machinery and equipment23€2k€4k▲
Furniture and vehicles24€21k€14k▼
Financial fixed assets28€420€420=
Current assets29/58€311k€613k▲
Amounts receivable within one year40/41€180k€104k▼
Trade receivables40€178k€99k▼
Other amounts receivable41€2k€4k▲
Cash at bank and in hand54/58€129k€508k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€334k€884k▲
Equity10/15€81k€284k▲
Contributions10/11€19k€19k=
Reserves13€1k€204k▲
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Distributable reserves133-€203k
Profit (loss) carried forward14€61k€61k=
Amounts payable17/49€253k€600k▲
Amounts payable after more than one year17-€250k
Financial debts170/4-€250k
Amounts payable within one year42/48€123k€140k▲
Current portion of amounts payable after more than one year42-€13k
Trade debts44€55k€54k▼
Suppliers440/4€55k€54k▼
Taxes, remuneration and social security45€66k€73k▲
Taxes450/3€31k€41k▲
Remuneration and social security454/9€35k€32k▼
Other amounts payable47/48€3k-
Accrued charges and deferred income492/3€130k€209k▲
Income statement
Code20232024
Remuneration, social security and pensions62€164k€215k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€17k▲
Other operating charges640/8€6k€69k▲
Gross operating margin9900€200k€604k▲
Operating profit (loss)9901€23k€303k▲
Financial income75/76B-€41
Recurring financial income75-€41
Financial charges65/66B€218€9k▲
Recurring financial charges65€218€9k▲
Profit (loss) for the period before taxes9903€23k€294k▲
Income taxes67/77€6k€91k▲
Profit (loss) for the period9904€16k€203k▲
Profit (loss) for the period to be appropriated9905€16k€203k▲
Appropriation of the result
Profit (loss) to be appropriated9906€61k€264k▲
Profit (loss) brought forward from the previous period14P€45k€61k▲
Transfer to equity691/2-€203k
To other reserves6921-€203k
Social balance
Average headcount (FTE)9087-3.4
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
31-12
Financial
Highest result since 2018net €203k ▲1132%
Operating result €303k, net result €203k, both a record.
31-12
Financial
Equity above €200kEq €284k ▲250%
6 profitable years in a row build equity to €284k.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
24-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 85 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Acacialaan 122020 AntwerpenGround area
1,682 m²
Building footprint
490 m²
Volume, LiDAR
3,182 m³
2 parcels, Flanders · tallest building 13.2 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Qualivate
since 20132.223.421.825
Kerkelei 69, 2970 Schilde
since 20262.388.444.757
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11812M0140/00R004 | Flanders | 1,389 m² | 1 · 197 m² | 13.2 m · 3 fl. |
| 11922B0377/00W020 | Flanders | 293 m² | 1 · 293 m² | 11.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 4 entries · 2,692 EUR awarded · 3,217 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 60 EUR | 0 EUR |
| 2024 | 2 | 2,518 EUR | 3,103 EUR |
| 2023 | 1 | 114 EUR | 114 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
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ROBUS LIFT
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GOSTORE
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I.D. SECURITY SERVICES
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Of 4,097 companies in sector 43240 we hold annual accounts for 1,631. 1,192 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-10-2013
Fiscal year end31-12
Activities, NACEBEL
43240Other construction installation
43299Specialised construction activities
71121Engineering and related technical consultancy, excluding land surveyors
71209Other technical testing and analysis
73200Market research and public opinion polling
74104Other professional, scientific and technical activities
74105Other professional, scientific and technical activities
74130Interior design
74140Other specialised design activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.