Zonbreker
ActiveZonbreker has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €951k and a net result of €83k. Equity is growing by ~32.7% per year across the filed fiscal years. Its solvency ranks better than 54% of 7689 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
79
/ 100
Excellent▼ -4 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▼-57
Solvency84▲+27
Growth78=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 1.6 against 1.84 in 2024), but 52.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.7%
Return on assets
4.1%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
30 d late
2021
31 d late
2020
61 d late
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€951k▲ 163%
2024 · €362k
2018: €27k
2019: €50k
2020: €179k
2021: €179k
2022: €209k
2023: €312k
2024: €362k
2018 → 2025
Total assets
€2.00M▲ 40.9%
2024 · €1.42M
2018: €47k
2019: €70k
2020: €215k
2021: €373k
2022: €845k
2023: €1.16M
2024: €1.42M
2018 → 2025
Net result
€83k▼ 2.0%
2024 · €84k
2018: €28k
2019: €23k
2020: €129k
2021: €80k
2022: €158k
2023: €223k
2024: €84k
2018 → 2025
Working capital
€258k▼ 8.6%
2024 · €283k
2018: €27k
2019: €50k
2020: €168k
2021: €162k
2022: €143k
2023: €228k
2024: €283k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€179k-€209k▲ 16.9%€312k▲ 49.3%€362k▲ 16.0%€951k▲ 163%
Operating result€118k-€182k▲ 54.2%€303k▲ 66.2%€124k▼ 59.0%€125k▲ 0.3%
Net result€80k-€158k▲ 96.5%€223k▲ 41.3%€84k▼ 62.2%€83k▼ 2.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.00M
Fixed assets
€1.31M▲ 64.1%
Current assets
€686k▲ 10.9%
Equity and liabilities €2.00M
Equity
€951k▲ 163%
Debt
€1.04M▼ 1.0%
The debt ratio falls from 74.5% to 52.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€200k▲
2024 · €196k
Cash flow
€158k▲
2024 · €156k
Solvency
47.7%▲
2024 · 25.5%
Current ratio
1.60▼
2024 · 1.84
Quick ratio
1.45▼
2024 · 1.84
Debt / equity
1.10▼
2024 · 2.92
ROE
8.7%▼
2024 · 23.3%
ROA
4.1%▼
2024 · 6.0%
Interest coverage
7.32▲
2024 · 6.68
Debt
€1.04M▼
2024 · €1.05M
Debt ≤ 1 year
€428k▲
2024 · €336k
Debt > 1 year
€615k▼
2024 · €717k
Income taxes
€29k▲
2024 · €17k
Staff costs
€316k▲
2024 · €172k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.42M€2.00M▲
Fixed assets21/28€798k€1.31M▲
Tangible fixed assets22/27€798k€1.31M▲
Land and buildings22€718k€1.27M▲
Plant, machinery and equipment23€57k€34k▼
Furniture and vehicles24€23k€4k▼
Current assets29/58€619k€686k▲
Stocks and contracts in progress3-€66k
Stocks30/36-€66k
Amounts receivable within one year40/41€131k€119k▼
Trade receivables40€119k€104k▼
Other amounts receivable41€11k€15k▲
Cash at bank and in hand54/58€399k€483k▲
Deferred charges and accrued income490/1€89k€18k▼
Equity and liabilities
Total equity and liabilities10/49€1.42M€2.00M▲
Equity10/15€362k€951k▲
Contributions10/11€19k€19k=
Revaluation surpluses12-€589k
Reserves13€21k€21k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Distributable reserves133€19k€19k=
Profit (loss) carried forward14€322k€323k▲
Amounts payable17/49€1.05M€1.04M▼
Amounts payable after more than one year17€717k€615k▼
Financial debts170/4€717k€615k▼
Amounts payable within one year42/48€336k€428k▲
Current portion of amounts payable after more than one year42€8k€67k▲
Trade debts44€105k€50k▼
Suppliers440/4€105k€50k▼
Taxes, remuneration and social security45€33k€12k▼
Taxes450/3€33k€12k▼
Other amounts payable47/48€190k€300k▲
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Remuneration, social security and pensions62€172k€316k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€72k€75k▲
Other operating charges640/8€6k€6k▼
Gross operating margin9900€374k€521k▲
Operating profit (loss)9901€124k€125k▲
Financial income75/76B€6k€15k▲
Recurring financial income75€6k€15k▲
Financial charges65/66B€29k€27k▼
Recurring financial charges65€29k€27k▼
Profit (loss) for the period before taxes9903€101k€112k▲
Income taxes67/77€17k€29k▲
Profit (loss) for the period9904€84k€83k▼
Profit (loss) for the period to be appropriated9905€84k€83k▼
Appropriation of the result
Profit (loss) to be appropriated9906€357k€405k▲
Profit (loss) brought forward from the previous period14P€272k€322k▲
Profit to be distributed694/7€34k€83k▲
Return on contributions (dividend)694€34k€83k▲
Social balance
Average headcount (FTE)90873.25.1▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Equity above €500kEq €951k ▲163%
8 profitable years in a row build equity to €951k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €223k ▲41.3%
Operating result €303k, net result €223k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Equity above €200kEq €209k ▲16.9%
5 profitable years in a row build equity to €209k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 11.50
Current ratio from 3.47 to 11.50; short-term debt falls from €20k to €16k.
31-12
Financial
Equity above €150kEq €179k ▲259%
3 profitable years in a row build equity to €179k.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €23k ▼17.7%
Net result drops to €23k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
27-10-2022
GROETENBRIL Anthony: Resigned as Director
27-10-2022
VAN AKEN Bert: Resigned as Director
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenheide 54A2870 Puurs-Sint-AmandsGround area
1.2 ha
Building footprint
747 m²
Volume, LiDAR
1,877 m³
Parcel 12008B0636/00B000, Flanders · tallest building 9.7 m. Linked by address, not a title deed.
1 establishment unit
Zonbreker
since 20172.270.158.504
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12008B0636/00B000 | Flanders | 1.2 ha | 1 · 747 m² | 9.7 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 1,091 EUR awarded · 1,091 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 293 EUR | 293 EUR |
| 2023 | 1 | 798 EUR | 798 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 4,058 companies in sector 43240 we hold annual accounts for 1,614. 716 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-11-2017
Fiscal year end31-12
Activities, NACEBEL
43240Other construction installation
43299Specialised construction activities
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.